I found out I was pregnant on Christmas Eve, I am 40, have never been pregnant and have no children.
I have only been with the father for about 5 months. We get on really well and he's a lovely person, but I am not far along in this relationship to know if it will develop into something long term. I was in a pretty abusive relationship about 2 years ago and it has taken me a lot of time to recover, so I am pretty cautious and was happy taking things slowly.
So far, I have known about this pregnancy for 2 weeks and they have been awful. I have been a complete mess. At first I decided "ok this has happened I best get on board", but as time has gone on I just think "Oh God I really don't need this right now".
I own a home that my ex lives in and we are trying to sell it and still haven't cleared up legal issues (to do with the house not between us - long story), so legal fees are still likely to be a thing.
My current SO is lovely, but a) I am not ready to move in with anyone or commit heavily yet and b) He is not financially stable enough for a child.
I earn about 65k a year in my job, and he earns about 28k so there is a huge gap. We had both planned to save like crazy at first and could probably get around 20k together, but we'd have to rent a place together which would be expensive, and this would probably destroy my plan to buy a new house once my current one is sold.
At the moment I am living in a house share alongside my sister and our landlord as a stop gap (it works well for me and gives me plenty of saving power) and SO is living with his mother after moving to England from South Africa a year ago.
I've never been a hugely maternal person to be honest, always been on the fence about having kids, I did grieve not having kids at one point but I feel like i'm over it and I like the idea of weekend breaks and having a dog and the ability to have a better quality of life.
I cannot fathom how we'll cope when I lose my income on maternity leave, the idea of it scares the living daylights out of me, I have never not worked ever since i was 17 and i've always been career focused. I am prone to depression and feel like i would absolutely spiral trapped in a house looking after a screaming child and having to give up all my future plans for a nice place of my own and then having to pay thousands in childcare (my parents are elderly and have basically said they can't help and their response has been "meh, it's your life").
The father (SO) is convinced this can work and we can keep it and be really happy. I am feeling trapped and panicked, I'd probably do it in different circumstances if I had a house and a more established relationship, but right now? I just can't see how this is going to work. SO is happy to get a second job and has already started selling things and signed up to do Uber deliveries but I hardly know him, I feel like relying on him makes me feel incredibly unsafe and at risk especially if i'm losing financial independence. I feel like a baby doesn't deserve a stressed out mother and someone who is ambivalent about even wanting a child, but at the same time perhaps this is my last chance at ever having kids... and what if I regret it?
I just have no idea what to do and I am in SUCH a mess. I'd be interested to know what people think and whether i am making a big deal about nothing, I honestly just don't want to deal with tons of financial hardship and stress after working so hard to set myself up in life. I've already had the house I saved up for taken over by my ex after he was abusive, and I now feel like this will destroy any plans I have for myself in the future, but I am also aware it could be amazing.
Any advice or personal experience would be helpful to me.