Sorry, you wanted actual birth stories!
Well, I had my last in hospital. Went in the evening of 38+6 as I thought my waters had gone, and there were too many kids at home for that to be a relaxing option (including my teenage son's room next to the only bath.)
Gave birth around 6am the following morning.
Laboured alone (DH at home with sick kids).
My (v experienced) midwife popped her head in maybe 3 times, including once where she ducked out when I started having a contraction - I thought was very rude, aside from also being the opposite of observations protocol.
She got lucky and happened to pop in literally as the baby's head had emerged, so it didn't go down as an unattended birth on Labour Ward (which I think would automatically have triggered some kind of a review/investigation).
Only pain relief was a bath (all I need, except the part where the first one, run by the midwife, turned out to be cold once I'd managed to v painfully inch my way to it, and then it took another half an hour to re-run as the water pressure was so low there was only a trickle of water coming out of the tap.)
So on paper, a great birth. For me, annoying as they didn't have enough staff to send a midwife with me to the Midwife Led Unit just down the hall, where I could have laboured in a pool, instead of inching my way around a small bath trying to find a position I could 'comfortably' labour and birth in. It was very uncomfortable, and not pleasant.
Hopefully as this is your first birth, you'd get a bit more actual care during labour and delivery than I did (I didn't 'need' it, and luckily neither did my baby, tho they had no way of knowing that!).
However, it is definitely true that the squeakiest hinge gets the oil, so if they're understaffed - and they pretty much always are - if you're not making a racket and kicking up a fuss and being v pushy about you want/need, you'll find yourself at the back of the queue.
Hence why I personally wouldn't take the risk, especially with a first baby, and would sacrifice many other things in order to be able to afford independent one-to-one midwifery care, at home, with a hired or 2nd-hand birthing pool. Failing that, a doula who can advocate for you in hospital should you need to go in.
Good luck!