What I can not get my head around is this.
If marriage to some is 'just a piece of paper ' then why would it matter if you got married ?
Just go down to the registry office and sign the contract. If you don't want marriage then go for a civil union. That way there is no ambiguity.
If he is is 'this' for the long run then why would he care ?
However , if he was run over by a bus tomorrow, there are significant problems even with dealing with an estate for a 'partner'.
My feeling is that there's little point for a woman if they earn a lot more and have significant assets. However if you don't and he won't ... then I would be questioning why .
Legal agreements, deeds of trust, Wills etc can all be changed without the other partner even knowing. Why chance it. No one even needs to know except the couple themselves (you can still have witnesses off the street )
My personal feeling is that there are a lot of women/ men out there who know their partners would never agree. Therefore they say they are 'cool' with it.
Until the law changes to recognise cohabitation, it's madness to go without some form of legal contract.