Sorry to hear you are in this situation. I had almost identical results - the NT alone gave me a fantastic low risk, then the bloodwork came back "terrible" in the words of the doctor, leaving me with 1 in 34 overall.
Unlike you (no judgement here, promise) we wouldn't terminate for Down syndrome so we did not do the invasive testing. There were other reasons too related to other pregnancy complications etc I have but I won't bore you with those!
I'm 23 weeks now and still "waiting it out" - I will have an amnio at 30 weeks so we have an answer without risking the baby as we don't want the issue to overshadow the delivery day.
However, because I've spent the last 10 weeks wondering, I just wanted to share with you some of the things I have found out.
Firstly it does seem that poor blood results result in "false" positives far more often than a thick nuchal fold. That's anecdotal evidence incidentally, not medical fact unfortunately!
Secondly, there can be a number of reasons for bad blood results. For instance if you have had bleeding in pregnancy, as I did, your PAPP-A is likely to be lower (low PAPP-A is a T21 marker) Similarly if you had IVF, or twins or indeed some women just naturally have high levels of HCG, like me, then your free bHCG (the other hormone they test) is likely to be higher than average which is the other marker.
And sometimes people have odd blood results for no other reason than they are odd.. or rather doctors cannot determine the reason why and it's harmless.
If your PAPP-A is particularly low (I think under 0.35MoM) you have a small - 1 in 20 I was told - risk of IUGR or pre-eclampsia later in the pregnancy so you will get an extra growth scan at 30 weeks or so. I suspect yours is judging from the ratio you have!
As others have suggested, in your situation CVS does seem like the best way forward. Not just because an earlier termination is easier, but believe me, waiting is NOT a fun game at all so the sooner you know the better!
Good luck with it all, and I really hope you get a great, clear result - let us know! (as you can guess I'm curious too given my odds are similar!!)