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Luxury cars removed from the motability scheme

1000 replies

AutumnLeavesandKnittedJumpers · 25/11/2025 09:33

https://news.sky.com/story/luxury-cars-removed-from-motability-scheme-ahead-of-budget-13475029

too little too late. As a full time worker I can’t afford to run a car, let alone a luxury car. Motability should be a standard car - available in automatic and manual, an option for wheelchair users, and that’s it.

Luxury cars removed from Motability scheme ahead of budget

The programme has been criticised for allowing people with non-visible disabilities to get luxury vehicles as part of their welfare. The chancellor wants to support the British car market with the new measures.

https://news.sky.com/story/luxury-cars-removed-from-motability-scheme-ahead-of-budget-13475029

OP posts:
Thread gallery
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SerendipityJane · 25/11/2025 10:34

teawiththetaxman · 25/11/2025 10:33

I have also reported the thread.

I'll reply as a marker that it won't be taken down.

phantomofthepopera · 25/11/2025 10:34

SerendipityJane · 25/11/2025 10:27

Sounds like we need to rethink that then. Clearly some people aren't happy with that.

So who should be entitled to benefits? Parents who use Child Benefit for extra-curricular activities? Well they can get in the bin, it should only be spent on gruel. Elderly people with a private pension and a house worth £1million? They shouldn’t be getting a state pension, they should be forced to downsize and live in a dog crate.

SerendipityJane · 25/11/2025 10:35

Genevieva · 25/11/2025 10:34

Until recently I assumed the scheme was only for people who need adapted vehicles. I had no idea that people who can drive a normal car were eligible.

Not everyone who gets a car on Motability can drive.

theressomanytinafeysicouldbe · 25/11/2025 10:35

I am classed as disabled. I have a blue badge, I don't get PIP. I pay a small fortune to lease a vehicle that I can drive.

If I did eventually get PIP, I would use their scheme. I would not expect a high end car, I need an automatic due to my disability (it is a mobility disability), other than that I would not care.

Hameth · 25/11/2025 10:36

If a car is needed, the standard model is fine. If you can afford the top up, then you dont need the subsidy. The luxury cars are sometimes driven by relatives who acess the scheme but the intended recipient gets an occasional lift. Car dealers apply very light checks. Definitely one to cut

Kreepture · 25/11/2025 10:37

ShesTheAlbatross · 25/11/2025 10:33

I agree that people are arguing at cross purposes.

The argument (some) people are making is more “if you can afford the luxury car with gov payments (of PIP) then maybe you don’t need the gov payments and can just afford the non-luxury car on your own”. So the responses of “it doesn’t cost the taxpayer more” isn’t actually relevant to the argument that those people are making. It’s more an argument around the principle of means tested vs non means tested.

Of course, that argument isn’t actually addressed by taking luxury cars out of the scheme. So I’m not sure who that decision would appeal to - mostly people who don’t really understand the scheme and think it’s just “here’s a free car” I assume.

the people arguing this are missing the point of motability cars.. that they're accessible, suitable for the persons disability and fitted with any of the upgrades and adjustments and aids needed for that person to drive.

the type of vehicle needs to be suitable to fit those aids/adjustments/wheelchairs in.

teawiththetaxman · 25/11/2025 10:37

@SerendipityJane
Only yesterday I reported some really vile comments about PIP claimants and @MNHQ left them to stand

Ahfiddlesticks · 25/11/2025 10:37

I massively disagree with this. Why shouldn't disabled people be able to pay for a more expensive car if they want one and can afford it? The amount of pip going towards the car didn't change.

Seems discriminatory to me.

(No skin in the game, I don't receive pip and have a cheap ass second hand car).

Octavia64 · 25/11/2025 10:38

Ok, a few points of fact.

if you are a wheelchair user and you require adaptations to a car there are very, very few places where you can buy a car and get it adapted. It’s basically not possible.

you pretty much have to go through motability. Because they deal with the majority of the business in adapting cars they have processes in place and are used to it.

when I wanted a wheelchair hoist installed in my existing car it was a bloody nightmare trying to find someone to do it. We gave up in the end.

also, for wheelchair accessible vehicles the minimum upfront payment (which you do not get back) is for a Citroen berlingo of 4095.

so you need to pay 4k upfront just for the cheapest possible wav (wheelchair accessible vehicles).

you’ve therefore got to have access to savings at a very minimum to afford a wav. Lots of disabled people can’t.

it’s also worth noting that the nhs pretty much does not provide disabled people with wheelchairs anymore and that motability can also be used to lease a wheelchair. I know many people in that situation who lease a wheelchair because the nhs don’t provide them anymore and therefore they can’t have a car.

if you are poor and disabled it’s a straight choice between wheelchair and car.

Simonjt · 25/11/2025 10:38

Hameth · 25/11/2025 10:36

If a car is needed, the standard model is fine. If you can afford the top up, then you dont need the subsidy. The luxury cars are sometimes driven by relatives who acess the scheme but the intended recipient gets an occasional lift. Car dealers apply very light checks. Definitely one to cut

So my paraplegic friend doesn’t need PIP because he can afford the advance payment? Okay, can you show me all these WAVs without an advance payment?

vitalityvix · 25/11/2025 10:38

Politicians247UnderwearExtinguishingService · 25/11/2025 10:21

So if we're saying that disabled people getting financial assistance from the state to go towards mitigating the extra challenges and costs that they face should only get the very cheapest option possible and be grateful for it... what on earth are we doing paying child benefit as money into parents' bank accounts for them to spend as appropriate?

Surely this should be replaced with vouchers for Farm Foods ultra basic range foodstuffs - even for people who don't live anywhere near a branch of Farm Foods - and then only redeemable against items considered as 'absolutely essential' for survival from starving.

Why should MY taxes pay for YOUR child to eat anything that brings them any kind of pleasure beyond the knowledge that they are receiving sound basic nutrition?!

Ignoring the glaringly obvious that being a parent is a choice unlike being disabled-

Child benefit isn’t means tested but there are income clawbacks. If one parent earns over £60k then all of it needs to be repaid, effectively cancelling it out.

If any parent could claim child benefit regardless of income/savings, and a portion of that child benefit could be put towards a scheme that enabled parents to rent luxury homes via advanced payments (and tax breaks) you might have a point.

ohtowinthelottery · 25/11/2025 10:39

Shall we talk about the injustice of also having to pay a huge advance payment in order to get a wheelchair accessible vehicle, when in reality, if an ordinary hatchback would have done then there might have been no advance payment at all. We didn't choose to have a WAV for the fun of it. It was a necessity that we paid handsomely for. We'd have much rather had the 'luxury' of choosing a normal vehicle. But all you who things disabled people are benefits scroungers don't want to talk about that.

Also, God forbid that a hardworking disabled person on PIP shouldn't get to choose to have something nice.
I feel sure you'd all change your minds if it was you are a family member who became disabled.

AutumnLeavesandKnittedJumpers · 25/11/2025 10:39

Simonjt · 25/11/2025 10:38

So my paraplegic friend doesn’t need PIP because he can afford the advance payment? Okay, can you show me all these WAVs without an advance payment?

So why does he need a luxury car?

OP posts:
ClockGoesBack · 25/11/2025 10:39

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

I’m not a bot😁but can we please see a Russian version?

Colinfromaccounts · 25/11/2025 10:40

Why would anyone choose to lease a hugely expensive luxury vehicle in the first place, if it's just a lease and they don't get to keep it?

NaranjaDreams · 25/11/2025 10:40

AutumnLeavesandKnittedJumpers · 25/11/2025 09:45

but the “weekly leasing charge” is £77 a week, or £240 a month. Leasing a Merc or other luxury car would cost a lot more than that. My mum’s Yaris is £500 a month for crying out loud

Why? Is her credit history poor?

You can lease a Yaris for £180 a month. That's cheaper than Motability.

A friend of mine has a Motability Kia. It's big - they paid to upgrade it because they have a labrador and a preschooler. She can't really do anything with her preschooler anymore, or her lab, because she's got a brain tumour that doesn't allow it. You can only really tell if you look at her closely and see that her skull is a strange shape from where she had brain surgery, to remove the last tumour, and now there's another one.

She is, currently, allowed to drive. She is more confident doing so in a car with the warnings/sensors/screens that the Kia has. She has been medically assessed and found fit to drive, and it seems insane to suggest she shouldn't be able to... She can't walk any distance anymore, really, due to tiredness from the meds, so if she isn't allowed to drive, she'd be housebound.

She's always said she that she feels incredibly judged. I can absolutely see why having seen this thread.

Surely you can see one standard cheap car wouldn't work for all situations.

Simonjt · 25/11/2025 10:41

AutumnLeavesandKnittedJumpers · 25/11/2025 10:39

So why does he need a luxury car?

In what way do you believe a WAV is a luxury?

pinkstripeycat · 25/11/2025 10:41

ChristmasTimeChristmasJoy · 25/11/2025 09:43

I wish people would get into their thick heads that they aren’t giving these cars away for free. Its no different to leasing a car.

Yes they are! As a driving instructor I am aware of many pupils who have mobility cars before the pupil has even passed their test and ALL, yes ALL of the ones I know about have a motability car due to anxiety! I’ve even had a sister of one of these pupils saying their sister doesn’t have anxiety but their mum worked hard for years as the child was growing to convince the authorities she had it

CrochetCache · 25/11/2025 10:41

Seems fair to restrict, but based on practicality, I know someone who got their mid life crisis tiny 2 seater convertible on the scheme and their non driver spouse was permanently in a massive wheelchair and never even sat in it! They got an ancient work horse as a ‘run around’ to fit the wheelchair in. This shouldn’t be allowed imo.

LeastOfMyWorries · 25/11/2025 10:42

AutumnLeavesandKnittedJumpers · 25/11/2025 09:44

But still subsidised!

Subsidised, but they are paying the difference between "basic" and "luxury" so whats the problem? Your mum being financially shafted paying £500 a month for a Yaris is completely irrelevant

Badbadbunny · 25/11/2025 10:42

Ahfiddlesticks · 25/11/2025 10:37

I massively disagree with this. Why shouldn't disabled people be able to pay for a more expensive car if they want one and can afford it? The amount of pip going towards the car didn't change.

Seems discriminatory to me.

(No skin in the game, I don't receive pip and have a cheap ass second hand car).

Fair enough, but then remove the VAT exemption on the difference between the price of the basic car and the high end car. They may be paying the deposit out of their own money for the high end car, but it's still subsidised by the taxpayer because of the VAT exemption!

IsntItDarkOut · 25/11/2025 10:42

I went to school with someone with brittle bones, he was always in a wheelchair. He started getting interested in computers in the 80s, started a company and had been very successful.
He’s always had a very nice adapted car. Why shouldn’t he. All the shit he’s been through and will go through that gives him pleasure in life, why should he drive a bog standard car.

FollowingAzureSeas · 25/11/2025 10:42

Kreepture · 25/11/2025 10:37

the people arguing this are missing the point of motability cars.. that they're accessible, suitable for the persons disability and fitted with any of the upgrades and adjustments and aids needed for that person to drive.

the type of vehicle needs to be suitable to fit those aids/adjustments/wheelchairs in.

And it is difficult to get those adjustments done privately. My parents in law have found this, they actually wanted to keep the car they already owned.
I guess there should be a separate benefit to adapt a private car.

But regardless this is an unpleasant thread and I suspect full of untruths.I'm still shaking my head at the £500 leasing fee for a Yaris, I can only suspect that is actually finance not leasing, in which case the car will be owned at the end of the term, unlike a mobility car.

Overthemhills · 25/11/2025 10:42

@Badbadbunny
Which grants and incentives does Motability receive?

samarrange · 25/11/2025 10:42

As PP have said, the allowance costs the taxpayers the same regardless of the type of vehicle. What seems to be the problem is that people are upset that disabled people don't look sufficiently ill and 'umble.

Anyway, I'm sitting here with a big box of 🍿 waiting for the full list of what is and isn't a "luxury car" to be established. Lee Anderson has already had his say. Will there be the mobile equivalent of the bedroom tax, if people who don't have three children get a five-seat car?

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