Luxury cars removed from the motability scheme

[AutumnLeavesandKnittedJumpers]

https://news.sky.com/story/luxury-cars-removed-from-motability-scheme-ahead-of-budget-13475029

too little too late. As a full time worker I can’t afford to run a car, let alone a luxury car. Motability should be a standard car - available in automatic and manual, an option for wheelchair users, and that’s it.

According to Motability, the cost of the insurance is covered by the monthly payment. The Insurance provider is listed as Direct Line but the policy holder is actually Motability and not the person who leases the car.....like some company car leasing schemes. This massively reduces the cost to the Motability. I guess for cars at a higher insurance level, then insurance costs could be rolled into the advance payment.

THIS!!!

Your talents are wasted on the internet. You managed a logic jump so extreme Greg Rutherford would be crying into his cornflakes, and you delivered it with enough performative venom to make Katie Hopkins look endearingly restrained. Well done you!

A perfectly ordinary questioning of how a tax payer subsidised scheme is structured somehow became, in your mind, evidence that I want disabled people to suffer. That level of overreaction is not the “gotcha” you think it is.

Again, no one is stopping anyone from spending their own money on whatever they like. The issue, which you are melodramatically avoiding, is whether a publicly funded scheme should routinely facilitate premium upgrades at a time when the public purse is under obvious strain. That’s basic accountability, not cruelty.

If the best you can offer in response is to shout “jealous” and throw around insults, then you’ve simply confirmed that you are not debating, you are deflecting.

You should change your name to Yesitsallaboutmestuffthecountry

It has been explained many, many times. How many more times would you like it explained?

UC, child benefit, early years support and childcare, many aspects of healthcare from prescriptions to eye tests etc etc- all means tested.

It is frustrating to explain very clearly what my objection is (wasting public money on rich people who don’t need it) and have someone respond completely nonsensically asking if I object to UC and child benefit etc. Those benefits are not paid to the rich.

My partner has just given back his motability car. By doing this he has saved the government nothing, he will still get his pip payment each week.

Wonder if that makes the OP feel better?

This

The Daily Express quotes that more than 20,000 Scots have Motability cars for depression, anxiety or substance abuse

I would really like a extensive dig down into those stats. Because I suspect the picture is not quite as it seems. I don't deny some people abuse the system, but that figure needs a good old shake down.

Private funders are the ones facilitating upgrades with their own money, the minimum advanced payment for a WAV is £4,000.

But hard to pull yourself up from y out r boot straps when ye’v nae legs hen.

The person getting it is paying the extra for it not you.

So are you saying that seeing disabled people have nice things make you sad?

@PandoraSocks yes I agree. I doubt that the headline represents the truth, the whole truth, and nothing but the truth, but I also doubt that it is entirely fictional without some grounding.

😮

That's a shame. I used to love seeing them, but I won't feel the same about them now.

Oh, don't worry, there are still PLENTY of ways in which disabled people aren't allowed a standard of life that is the same as, let alone higher, than other people in the UK.

According to Motability website:

What is an Advance Payment and which vehicles need one?

It’s the amount you need to pay upfront for some large or high specification vehicles. It’s in addition to your weekly mobility allowance.

It covers the difference between the cost of your car and your allowance paid over the length of your agreement. It’s not a deposit and it’s non-refundable.
You can see the Advance Payment when you search for a vehicle.

There are also some vehicles which have no Advance Payment, or cost less than your weekly allowance, which means you’ll still get the rest of your allowance to spend however you choose. To find these, use the filters when you search.

If you’ve chosen a car with an Advance Payment, you’ll need to pay it to your dealer in full, either before or on the day you get your new vehicle.

You can search the motability website for a vehicle. I did, looking for the ones with the highest advanced payment, which seemed to be up to £7999. None of them look particularly extravagant and like they are out of place as a mobility aid.

Some people with disabilities qualifying for Motability will have that. I bet a lot of them won't have anything like that.

Put the damn Daily Mail down and cop on to the fact that worrying about disabled people getting "luxury cars" isn't going to make a damn's worth of difference to the economy. It's a false flag, just like the milkshake tax, and you're falling for it.

That's not entirely true; to qualify for high level mobility for PIP, you need to gain 12 points, across two separate questions, on "Moving around" and "Planning and following journeys".

For the first of these, you get 12 points if you are unable to reliably walk more than 20m. For the second, you can get 12 points if you are unable to follow the route of a familiar journey without another person, an assistance dog or an orientation aid. You could also get your 12 points and, therefore, higher rate mobility, with a lesser degree of disability spanning both questions.

Some people with severe anxiety, will qualify due to the problems they face with planning and following journeys. The criteria for DLA are broadly similar, although they're structured differently.

Thank you for explaining that.

Is every car leased as part of the Mobility Scheme adapted in some way or are there some that are leased as seen?

Child benefit isn't means tested, it's taxable. A couple can be earning £120,000 and receive the full amount of CB (they would I think be in the top 10% of earners). The vast majority of healthcare in the UK GPs, A&E, hospital treatments are not means tested. There is a standard entitlement for free childcare hours that isn't means tested. Education in primary & secondary school, not means tested.

It depends entirely on the persons need, but they aren’t strictly leased as adapted as you have to pay for any adaptations and then pay for them to be removed when the lease ends. Removing the adaptations hugely benefits motability as they can then sell the vehicles for a lot more when the lease ends.

Where do you draw the line between a luxury car and a standard car? More expensive cars require a large non refundable down payment. Some of these cars are large suvs that are necessary to hold wheelchairs or vans that have ramps and are modified. These vehicles help disabled people go to work, shop and be independent members of society. Something everyone should be entitled to do.

The high end cars require a massive advance payment, so taking that into consideration it isn't £77 a week. The more luxurious cars also have a higher resale percentage when Motability sell them on, which benefits the scheme. Is your Mother buying or renting her Yaris?

"Motability should be a standard car - available in automatic and manual, an option for wheelchair users, and that’s it."

Even this opening sentence massively tells on you how little you know about people with disabilities and the Motability scheme.

Every few years a bunch of self cantered people with no idea how anything works band together to complain that life is easier for other people.

They don't want it better for them, but they want the others dragged down.

"Her in number 18 has a disability badge and she doesn't even have a wheelchair"

"I know nothing about the guy in 38 but he never goes to work and has a nice home so he MUST be on benefits and that's my money paying for that"

"She's supposed to be a single mum but she has a boyfriend. Why isn't he paying her rent" (google prostitution)

So would I but I suspect that they have not licked those figures entirely from the ground,

Even if it is merely 10% of that number-and I suspect it is more than 10%-that is still 2000 cars which does seem quite a number given to those with depression, anxiety or substance abuse.

In this latter category, I would hope that no-one who has a substance abuse problem is given a licence, let alone a car!

I understand it perfectly thanks; please God don’t explain it any more.

What's lacking understand here is some disability aids need a specific car door opening, boot size , ramp accommodation etc. Which often can you only be provided by the "luxury" brands I agree in general but there has to be flexibility