Luxury cars removed from the motability scheme

[AutumnLeavesandKnittedJumpers]

https://news.sky.com/story/luxury-cars-removed-from-motability-scheme-ahead-of-budget-13475029

too little too late. As a full time worker I can’t afford to run a car, let alone a luxury car. Motability should be a standard car - available in automatic and manual, an option for wheelchair users, and that’s it.

People on PIP also don’t receive more funding if they require a car with an advance payment, which is the equivalent of buying more than NHS glasses.

Is that true, in every case? As my FIL drives a 4x4 electric Mercedes that I couldn’t afford with my £150k household income, but could afford at the £3k down payment he made plus the c £300 a month he pays. But I cannot find an equivalent deal at a dealership (and nor can he, hence getting it via motability).

Is it true that there was no additional government subsidy to that at all vs my aunty who drives a Corsa on motability? A car that is worth way less than the £3k additional payment my FIL made.

Because if that’s the case, why are they offering basic cars at all - they’re wasting money (or ripping off disabled people) on the Kas.

If you can't afford to run a car you're in the wrong job!

Bollocks
To get, HRM you need a huge amount of evidence
You csnt just pop along to your GP and say your anxious and Hey presto you get PIP at the highest rates.

A family friend had to pay extra for her mobility car, though it’s not any of those on the luxury list. Why is this? Think it was £500 extra.

Yes of course they are all mainstream brands. People need different things from their vehicles, hence why there is so much choice out there. Disabled people often need additional things from their vehicles, not wants, requirements. So that might mean lots of different things, not just the obvious things like hoists and ramps. I don't understand why you are so against disabled people being able to choose a car that they like and afford. The scheme turns a profit, otherwise there would be no scheme.

People really don’t understand the motobility scheme and I think this is a dangerous precedent. The PIP mobility element wouldn’t pay for these luxury cars, hell even including the care element is unlikely to pay for one of these cars. Then there’s the advance payment (also known as a deposit for those of you who don’t get motobility) which is huge. People buying these cars are doing so because they can afford to. They will be working to be able to afford top up payments on luxury cars but let’s not get silly little facts like that get in the way of outrage at disabled people. And no your neighbour’s cousins dogs pals owner doesn’t get it all free.

And then there’s the use of words like for people who don’t have a visible disability - so now we’re going to discriminate against people
who don’t fit prejudiced peoples ideas of disabled.

So while this sensationalist headline is getting all the gammons and grass is greener types wound up into a frenzied froth, what are they really hiding? Who isn’t getting shafted by this budget? Maybe we could be getting angry at those people? No?

II’m not eligible for motobility but I do have a blue badge Lifelong award and I get abuse daily for not looking the part and for having a nice car. God forbid a disabled person can afford nice things for themselves. This is going to make my and other’s lives harder just for a fucking headline to appease idiots envious of those who have debilitating conditions.

once you’ve shat totally on disabled people its the working classes they’ll come for next. You won’t be allowed nice things either - then middle classes will have ther standards
lowered even more too- so be careful what you wish and cheer for, it’s your turn next!

Probably for adaptions, a hoist flr a chair in the boot, or it’s a step up from the basic model thag might have no downpayment on the scheme. Down payments range from £200 to £40,000

This ⬆️
Motability is subsidised through tax breaks so a more expensive car costs more to the tax payer.
I don’t think anyone resents a disabled person having a car that meets their needs but if they have the money for a luxury car they can buy / lease the same as anyone else outside of motabilty but can also use their PIP to help with payments.

The company makes money in several ways - the "extra" they receive on the cheaper cars. The initial upfront payment and the adaptations - which are separately paid for, usually by the government. They then sell on the car once the lease term is up. The vast, vast majority of motability cars have minimal adaptations, so are usually easy to sell - they're 3years old, full service history et c. The majority of cars at car supermarkets are ex motability cars.

The government pays the pip and the conversion cost. The customer pays an upfront cost based on the car - only certain cars are suitable for certain adaptations, meaning some groups of people have less option on how much upfront they need to pay.

As for your dad, you have to remember that the motability scheme can only charge x amount, as the government does have some input, where as private dealerships can charge what they like

In this country right now people just seems so envious of anyone having something they perceive to be more than them especially from those they see as beneath them. Its like a spoilt child seeing another child with a better toy than them “but i want that, why can’t i have one too” The funny thing is a lot of it is people who have a decent standard of living without disabilities and it always seems to be directed towards the people who are actually at a disadvantage, on benefits or disabled. Never towards the people at the top who are getting exactly what they want, the focus being anywhere but on them.
10 years ago people wouldn’t dream of slating the disabled or saying they don’t deseve this, that or the other but ever so slowly even that is not off limits and people are getting more and more brazen with these comments due to it no longer being an outrageous thing to say and others agreeing with them. I honestly think how low can we go as a society? Who are you going to go after next? Because sooner or later there is going to be nowhere else to look than up.
Do you REALLY think the government do these things just to be nice? REALLY? Because if you think the government aren’t benefiting from everything they ‘give’ to people you really need to get better informed.

The way i see it everyone is just trying to live the best life they can with whatever they have. Focus on you, as you have no control over anything else and as seen on this thread not doing so turns people into bitter pathetic individuals who ironically would grab anything the government offered them with both hands without a care for where the money came from to fund it if offered. So hypocritical it’s unreal.

Envy really is the root of all evil isn’t it!

That's fine they expect you to use it as a family car if you are going to complain at least educate yourself about what it can and can't becused for
We have a mobility car for my son, he will never be able to drive ,we use it as a family car my dh drives to and from work In it
In fact when the last one broke down, and mobility didn't hsve a courtesy car, they provided a taxi account so.my dh could still get to and from work.

Can anyone think of a 'British; car that's remotely suitable as a family car, never mind accessible to someone in a wheelchair? I mean, the only British car company left is Morgan, and they are both expensive and impractical.

So that means someone taking a view on what a 'luxury' car is. Mercedes is often bandied around, but in Germany that's just a taxi...

We now have the ridiculous, envy driven, approach that you can have a MINI, but not a BMW, even though the BMW might be cheaper. They are owned by the same company, they are built using many of the same parts, and they are sold by the same dealers. You can have a Seat, a Skoda and a VW, but not an Audi. Same story.

To reduce the number of Motability cars you either have to take away the VAT exemption, or tighten up the criteria for the higher rate of PIP. That's the only way to limit the number of Motability cars.

Having some bitter, envious civil servant saying that an Audi is a luxury car but not a VW, that a Toyota is OK but not a DS, that you can't have a BMW X1 but, if you chose a MINI Countryman which is exactly the same car underneath that's OK., is bonkers. And all to avoid taking the difficult decisions on either benefits or VAT. Typical of a government that decides policy by public opinion, not by design to deliver a vision.

Its so sad that people think like this. I can't believe people are targeting the disabled as a money saving exercise. Where is the outrage for the MPs who give themselves generous wage rises and expenses every year. Why are we not so passionate about the rich avoiding tax. Its always the same bash the people in society that have no means to defend themselves or fight back. Its shocking.

Better still. Put disabled people in stocks. And hessian sacks 👍

Then all the bitter and twisted can have a party 🥳

I don’t see a problem with people paying extra for “luxury” cars under this scheme however I’m interested in this post.
I know cars over a certain price brand new pay more tax in first few years and obviously insurance. Do cars under mobility get to pay reduced costs on the tax etc? I get many adapted cars would presumably be more expensive but if it’s a person’s choice to go for an expensive model I wouldn’t think it’s fair they get to pay reduced tax and insurance in that case.

They do not give these cars for free. The owners have to pay for the cars. This whole thing stinks of 'disabled people should only be poor and grateful for bare minimum'. Just another way of falling for ridiculous rhetoric around benefits and immigration instead of looking at the super wealthy not paying better taxes.

Just to clarify that if you had the option to pay £750 a month via a salary sacrifice car and had to fund all adaptations personally vs a Mobility car for £308.00 in addition to the £3,0000 advance payment.

You would choose a salary sacrifice car? I actually did this and was significantly worse off financially and struggled without the adaptations to the car to the point it caused me significant pain. I made the choice to return to mobility and paid an additional £5000 for the privilege. I had to pay £3,000 to end the salary sacrifice and £2000 up front for the mobility car. Plus the £500 for a dash cam. Should I want the dash cam removed at the end of the mobility contract. I will need to pay for £250 per hour labour then another £250 per hour labour to have it refitted. Yet according to you it is cheap and free money.

I would personally be delighted to no longer require the multiple daily medication and anti-TNF injections every fortnight to have a healthy physical body. By the way I work full time and study part time to contribute to society both economically and morally. Yet how dare I want to have a car of my choice and make financial decisions that enable me to save for the future. It is not like I lost 6 years worth of pensions and salary. Through no fault of my own due to developing a rare condition that meant I could not work and lost everything I worked hard for.

£500 for a Yaris!!! My company leases a few cars, A top of the range VW Toureag is £570, Tiguan £380 and a Volvo XC60 £354.

You are a proper nasty piece of work

This is why people love the Fartage hate mongers.

As someone who has leased Mercedes for the past 20 years, it's actually not much more than £240 a month depending on the deals available

Nope. No adaptations needed. The car is a standard SUV you see on the roads, but I think it was brand new. Would that make a difference?

I assumed people thought if you could afford the huge advance payment then you could afford a smaller cheaper car and not need a mobility payment?