Lifetime Social Housing Tenancies

[RowsOfFlowers]

Am I wrong or being unreasonable to think that this new policy that Labour are bringing in is very unfair?

I come from a poor-ish background (as in no one in my wider family has any money). However, my mum and Dad did fairly okay and managed to move up the property ladder (through sheer hard work and sacrifice). My dad died a few years ago and so now it’s just my mom. We never received any benefits - and now my DH and I live in a house and pay a high interest rate (thanks Truss) and I don’t know if we will ever pay off our house (if I am to have children and go part time), so we will need to downsize. We don’t qualify for any benefits either but we are in the squashed middle, so we really feel it when anything rises in cost and don’t get any help.

I feel really cross that someone can benefit from social housing for a lifetime, no matter how much they go on to earn, and then if they pass away, they can pass it down as an asset.

I have a friend who’s parents came to this country, got given social housing, their children paid it off (40% discount) and now they all get to keep a £650k house in London. It doesn’t seem fair to me at all. I feel really disillusioned living in the UK.

I had to fully redecorate, new flooring and carpets all the way through, new fencing, pay for someone to come and clear the garden, new fence panels. Do you know what I had to do to the house I purchased? Move my stuff in.

You obviously know Jack Shit

Also, if you’re a mortgage payer, the property repairs are all your responsibility. So add that to the level of stress mortgage payers face.

I honestly wish they'd left the laugh react

Hefty deposit of your own money so you can borrow less on a mortgage? Very sensible! 😂
Please enlighten us about the support for those falling behind in rent - do you mean a guarantor which only a small percentage of people would have?

Yes, it’s because they know their arguments are weak, so that’s what they have to do - deliberately derail the thread, it’s a classic (and boring) online forum tactic.

Crack on with being bitter and angry, but it's not going to change anything. NO-ONE is going to give up their affordable, lifetime tenancies in social housing because you are struggling with your mortgage payments and you are angry that you are not in social housing. Even if people ARE earning more than they did when they got the social housing property, they would have to have rocks in their head to give it up.

As I said earlier, why do you and a few others on here deeply resent people so much - who are comfortable and happy with a social housing lifetime tenancy? How depressing to resent people so much for being happy and secure.

Blowing out someone else's candle, won't make your burn brighter you know.

And yes, many people ARE paying full rent in social housing. The exhoribitant and ludicrous amounts that many private landlords charge is skewing your judgement and your views. People in social housing pay a good amount for their property, not peanuts. Several people I know pay £650 to £700 a month for a 3 bed semi. Do you really think that is a shitty amount? A low rent? Do me a favour. That's LOADS for some people. As I said, it's the very high amounts for private rent that make social housing rents APPEAR low. They are not. So stop saying they are.

Perhaps you ought to put yourself in other people’s shoes for once — maybe then you might understand people’s very understanding bitterness and resentment towards people who quite literally get given things for free at the expense of other people. But I doubt you ever will.

I don’t understand what you mean by shitty amount?

I just asked my DH, and he said, yeah £650 for a 3 bed semi is cheap. You are looking at £1300 min for a 3 bed semi down where I live in the private rental market.

You realise that mortgage payments are often on a par with what someone in an equivalent property with council or HA yes?

You truly do sound really bitter.

if you couldn’t afford your mortgage you shouldn’t have overstretched yourself.

Also this amount is not far off my mortgage - my mortgage is higher btw.

No, they absolutely are not 😂 and it depends very much on how much you put down as a deposit and the length of term.

Social. Housing. Is. Not. Free.

Private rent is £2,000 pm for a flat where I live.

Ah so OP is only looking for people who agree to comment? Gotcha

I. Know. This. But. It. Is. Heavily. Subsidised. Thank you. To. Tax. Payers.

I think people are trying to explain it to you! Why are you so bitter about paying what you yourself called “a hefty deposit” then monthly payments (albeit with interest) towards owning your home?

For free! Will the ignorance ever end

Tax payers like... hmmm... I was whilst living in a pissing council house??

Didn’t say you weren’t a tax payer. But council housing and housing association is still much cheaper. End of story. There’s nothing else to say really!

I pay for all of those things except professional registrations/certifications because my employer pays for those for me. If I wanted extra certifications outside the scope of my role, I would need to pay for them, or are they now an extra service provided by social landlords?

If I phone my LL and tell them I'm a bit skint but really want a bacon sarnie, and also could they please pay for me to do a PRINCE2 certification, are they going to say yes?

And does anyone know how I get them to pay for my commuting costs because they're costing me a fortune atm?

I would have thought it was an obvious point, but I’ll make it anyway - the locations of properties is one reason why the properties are priced the way they are. Here in the north west, the private rent of a three bed semi detached house is about £1.3K per month and the council rent is roughly £900.

What exactly are you on about?! I literally just shared some of my costs.

People who live in social housing are tax payers. Your argument is circular. If your life and circumstances aren’t happy then change them. Sniping at others and their good fortune to not have to pay sky high rent isn’t the way to go about it

Ps. Can you tell me where the subsidies are?

I'm not understanding why you having all the same expenses as a lot of social tenants is the tenants' fault? Or how kicking people out of their homes will make your situation any easier?