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Puppy needing surgery - would you pay?

222 replies

Kijaji · 17/02/2026 18:49

Our current situation is we have a 12 week old puppy who has a grade 4 heart murmur (picked up at 8 week vaccinations, was checked at birth and everything was fine), he’s awaiting further tests but worse case scenario it could cost us £5K to operate, if you had the money would you do it for a puppy you’ve only had 5 weeks but mostly everyone’s attached too and loves?

OP posts:
ProfessionalPirate · 18/02/2026 09:37

MrsLizzieDarcy · 18/02/2026 09:33

My DD has got a cocker spaniel with a grade 6 heart murmur. They chose to try medication instead of surgery and she's now nearly 4 and doing brilliantly. She takes a human drug (atenolol) obviously through the vets and it costs them £17 a month. She goes to the specialist vet around once a year for a check up/heart scan and her grade hasn't changed at all during this time.

The surgery has a high mortality rate so that's why DD and her BF chose to try the medical route first. They got her at 16 weeks because the owner (it was a family not a breeder) was concerned that it was too much for her living with 2 other dogs - and DD was happy to take the risk on with good insurance.

The thing is, a heart murmur isn’t a diagnosis. There are many different causes of heart murmurs. The cause of the heart murmur in your DD’s dog is likely to be different to that in the OP’s puppy. So the treatment options are likely to be different too.

Damnloginpopup · 18/02/2026 09:43

Nope. It either lives or dies.

Certainly not being ripped of £5k on the word of a vet for something that may clear up or may not be cured. They might be highly trained professionals but they are money printers.

LoafRocket · 18/02/2026 09:45

Yes if the op was necessary I'd pay up as I'd feel responsible. You take on a dog, you take on whatever care, operations, medication, training etc it needs no matter how difficult or costly imo.

Escapetothecatshome · 18/02/2026 09:45

Firstly contact the breeder, and I would get a second opinion from a specialist. I’ve had 2 dogs with heart murmurs, it’s serious stuff. And it doesn’t just stop after an operation. It’s medication, scans etc
With a heart murmur that severe, I would from experience think the signs would be pretty clear. Breathlessness, coughing, racing heart, stomach breathing etc
It’s not a nice thing to watch, and it is a horrible ending which is why I put mine to sleep when it was on the line that medication wasn’t working anymore.
The vet likened it to climbing a mountain when you’ve got the flu.
which says it all.

For a young dog, that you’ve just got I would pay. I don’t think there any other option really. You no doubt love it already.
What other reasonable options are there ?
You have my sympathy as it’s a terrible position to be in.

ProfessionalPirate · 18/02/2026 09:47

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FlatWhiteExtraHot · 18/02/2026 09:47

ProfessionalPirate · 18/02/2026 09:13

I’ve never heard of this as advice. It should be easy enough to call the vet ahead of time to ensure they have the correct brand of vaccination in stock. Sounds like the sort of thing a dodgy breeder would say to avoid having to pay out for the first vaccinations themselves.

No, it’s a fact. Different vets get their vaccines from different companies. All my dogs are rescues and every time I’ve adopted one I’ve had to restart the vaccine course due to my vet refusing to stock the brand of vaccine that the rescue use.

Inopensight · 18/02/2026 09:48

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tealandteal · 18/02/2026 09:50

This is really sad. I picked up my puppy in the summer and yes she had not had her first vaccinations due to not all vets carrying the same brand of vaccines and courses needing to start over. However, she was insured by the breeder for a month, had been checked by a vet and the breeder would take her back if anything happened. She was also not 7 weeks old. Personally having taken a puppy on in these circumstances I wouldn’t see another option but to pay for the poor things operation.

FlatWhiteExtraHot · 18/02/2026 09:51

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How about I did because I’m not stupid.

cupfinalchaos · 18/02/2026 09:52

Yup.. I’d pay the 5k and love him for the rest of his precious life. He was a tiny baby when he came to you far too little. Poor little thing. How can you not??

Moonlightdust · 18/02/2026 09:53

muddyford · 17/02/2026 19:05

Yes, I would. But early heart murmurs can resolve without treatment.

Yes this is what I’ve heard and can be fairly common in puppies too.

Inopensight · 18/02/2026 09:55

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ProfessionalPirate · 18/02/2026 09:55

FlatWhiteExtraHot · 18/02/2026 09:47

No, it’s a fact. Different vets get their vaccines from different companies. All my dogs are rescues and every time I’ve adopted one I’ve had to restart the vaccine course due to my vet refusing to stock the brand of vaccine that the rescue use.

Yes I’m a vet, I understand how it works. But it’s really not that hard to track down a vet that carries the same brand. I’d also be happy to buy a different brand in if you paid for the full box. If the breeder uses something like nobivac, there WILL be a practice nearby that carries it.

Tortephant · 18/02/2026 09:58

Kijaji · 17/02/2026 19:01

The heart murmur wasn’t detected until we took him for his first vaccinations(breeder didn’t vaccinate him as each area needs different vaccines) he was born via c section at a vets and was checked over and it’s wasn’t heard then. Yes we do have insurance but because we had him and took him for his first vaccinations a few days later we are within the 14 day period for illness.

Each area needs different vaccines? What? Are you in the UK?

joyfulmisanthropy · 18/02/2026 10:02

LemonBelly · 18/02/2026 09:37

You’re right it’s not a legal requirement to have insurance, and thats your choice. But if you choose not to then you should have the financial means to pay for a worst case scenario. Dogs aren’t just toys to throw away when they break, people take pet ownership to lightly. If you even have to think about if you’d pay money to save their life then you don’t deserve a dog, it should be a no brainer!

I do have the financial means to pay for any treatment, but it doesn’t mean I wouldn’t think carefully about committing to paying the huge sum of money quoted by this vet.

Anyway, my comment to you wasn't about the ethics of whether to treat - it was about your tone and the implication that the OP is stupid.

Mcdhotchoc · 18/02/2026 10:04

If it were me, the pup would have gone back for a refund.

Tink3rbell30 · 18/02/2026 10:05

Why is this a question? What's the alternative?

Tulipsriver · 18/02/2026 10:06

Your post states 'if you had the money' so this isn't even a difficult question.

Obviously any decent person would pay for lifesaving treatment for their puppy if they had access to the money. If you wouldn't then you shouldn't have bought a dog in the first place.

An ethical dilemma would be "my adult dog needs life saving surgery but my circumstances have wildly changed since we bought him and insurance won't cover it. If I take out a loan to pay then I will struggle to pay for necessities for my children" or something similar.

HighStreetOtter · 18/02/2026 10:11

I got a puppy recently and asked the breeder not to vaccinate as I know vets can be funny about mixing brands of lepto. However he still had a vet check before coming to me.

he came with 4 weeks insurance. I’d also purchased insurance myself. The breeder paperwork also stated he could go back for a refund within either the first 2 or 4 weeks (can’t remember) if any issues found.

but yes. If necessary I’d have found the money

NaeRolls · 18/02/2026 10:17

If I could afford it, and if the surgery is likely to fix the problem (ie he won't have to keep going to the vet throughout his life for expensive and traumatic treatments) I would pay. If not, I'd set up a BackABuddy. He deserves a chance at life.

Also, please in future consider adopting rather than supporting breeders. If you go to all the pounds and animal shelters and see the many, many, abandoned and unwanted, dumped animals, it would change your mind about the ethics of breeding and supporting breeders.

Alittlefrustrated · 18/02/2026 10:18

All these people berating the OP for buying a 7 week old puppy, are you in the UK? 8 weeks is very much the norm in the UK.
At least the OP cared enough to take pup to the vet within a few days.
OP, what prognosis has the vet given for post surgery? Can you afford 5K?
I'm sorry you, and pup, are facing this.
If prognosis is good I'd pay, based on the assumption puppy can then have a good life. If it's not a "cure all" I'd have puppy euthanised for his sake.

ProfessionalPirate · 18/02/2026 10:23

Alittlefrustrated · 18/02/2026 10:18

All these people berating the OP for buying a 7 week old puppy, are you in the UK? 8 weeks is very much the norm in the UK.
At least the OP cared enough to take pup to the vet within a few days.
OP, what prognosis has the vet given for post surgery? Can you afford 5K?
I'm sorry you, and pup, are facing this.
If prognosis is good I'd pay, based on the assumption puppy can then have a good life. If it's not a "cure all" I'd have puppy euthanised for his sake.

8 weeks isn’t the norm it’s the legal minimum.

Theroadt · 18/02/2026 10:24

I feel sympathy if your insurance won’t cover, and breeder refuses, and you can’t afford it. However, you chose to bring this new life into your home and have a moral responsibility. I suspect you’ll have the puppy put to sleep, whatever anyone here says. I wouldn’t, is all I can say.

joyfulmisanthropy · 18/02/2026 10:28

Pollyanna87 · 18/02/2026 09:23

You either get insurance or be prepared to pay thousands every now and then.

Yes, I know that.

PumpkinsAndCoconuts · 18/02/2026 10:28

Well, as pp said: 7 weeks?? That’s incredibly early!!

Yes, I would pay. If the vet was confident that the operation would be successful and the longterm prospects were good (especially quality of life).

Have you spoken with the breeder? My grandmother (well, more like that entire side of family) used to breed dogs until the early 90ies. And she would have absolutely wanted you to return the puppy if you weren’t going to pay for the operation. She‘d probably explicitly put that in the purchase agreement nowadays, tbh…

(But reputable breeders insist on fairly strict contractual agreements anyhow ime. Neutering, vaccines and first right of first refusal if the new owner can’t keep the dog etc…)