Who do people normally name as guardians of their LOs in case the unthinkable happens? I would have liked our DS (2) to stay with family, but not sure it is the best choice for him. Our options are the following:
My single brother (26, financial advisor) lives 2 hours from where we currently live, round the corner from my mother so would have some local support. Has had little exposure to small children so would be a learning curve, but my son does love him and sees him monthly. He currently lives in a 2 bed flat.
My husbands brother and sister in law (29, post-doc and computer scientist) who currently live in Florida. Really want children and are fully prepared to raise one or more. Main issue here is they are not in the UK and cannot guarantee where they will be living over the next 5-10 years.
Our old friends (31, teacher and marketing associate) who are a gay couple we have known for 14 years and also see our son monthly. They are around 40 mins from us so could faesibly relocate so son wouldn’t have to move nursery/school as he’s older. They have some small children in their extended family and are also very good with DS. They are married and own a 3 bed house.
If I were pushed to take all blood aside and purely focus on which home I would put a child in, I would say our friends. My mother would be absolutely heartbroken if they were to be the named guardians, but I have doubts about my brother as a guardian as he’s alone, enjoys his job and social life a great deal and does not live in the best area and is not willing to uproot his life for our son’s school/nursery. Is it true that blood is thicker than water here? Are there drawbacks to naming legal guardians in our will outside of family? I’ve not considered either of our parents, mainly due to age, although they’d be happy to help out however needed.
the only other consideration is my son (if we were to both die) would inherit an estate worth around £1 million, which would be managed by my brother and my BIL in a trust until my son comes of age.
DH and I are both healthy so risk of needing this is very small.