So I currently have a 5 month old. Dh and I would ideally love to have a second if we're lucky enough to conceive a second time (we had a lot of scares with ds and I was on bed rest for my entire first trimester, the rest was tough enough as well but by then I was so relieved that the negative symptoms like sickness and pgp were reassuring that things were progressing). I'm 35 now and while dh and I are both on good wages for our sectors we've just been able to manage to cover our bills while I've been on maternity leave and put a little aside each month for when I have no income for the last 3 months. But we've had to be very careful as it's been doable but tight. We have one set of parents nearby who are both still working and enjoy their freedom so won't be able to help with regular childcare and the rest of my family are a few hours away and my parents do all of my sisters childcare so can't help us. We have found a nursery for ds for when I go back to work and it's affordable for us while I'm in work. However it wouldn't be affordable if i was on a second maternity leave. I'm torn between thinking it's best to wait until ds is 4 and heading to school before having a second (at which point I'll be close to turning 40 if we are lucky right away). Or do I pull him out of nursery while I'm on maternity leave and keep him at home with me and potential new baby? I'm worried about managing both by myself and disrupting ds if he's happy and settled in nursery and then having to resettle him again quickly before he goes to school? Similarly I'm worried about another tough pregnancy or having trouble conceiving closer to 40. What would others do in this situation?