We have very little money to spend on ourselves, because DH and I both work part time, to share child care.
We have a small overdraft but no credit card debts, car loans, HP loans etc. We try to live within our means.
Dh loves golf and pays and plays whenever he can, but now he has been accepted to join a golf club, they want the remaining fees for this year up front(£450), then in September he can pay by direct debit every month(£47).
I know this is cheap by some club standards, and it will work out cheaper than him paying each time he plays, but as I would never consider spending this amount of money on myself, and we can't really afford it, I feel it's a bit selfish.
Am I right, or just being mean ????