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neighbour's rang and asked to borrow £100. Yikes, what do I do??

57 replies

ernest · 10/11/2006 22:50

Ok, neighbour lives about 6 doors up. Her h walked out on her & 2 kids. Still around a lot taking kids to footie etc. He gives her money. Think she works part time

She rings me up this pm, says she's been stressing about whether she should ring me & difficult to ask etc etc, but the money her h has given her this month not enough, got bills to pay etc - can I lend her £100??!!! I am crap & saying no. Am also crap at hiding feeling so sure I sounded dubious on phone but sort of agreed to try and get to bank tomorrow.

Think is, I've had problems retrieving (much smaller) amounts from her in past, we're not best pals,in fact not seen her for ages, as she doesn't venture out in cold weather. But our kids are mates & go to school together. I feel bad she's having shit time with h, and feel bad for her kids, but also think she must know a million people better than me to ask, and I am a brooder, and I know it will bother me to lend it as I had problems getting money back before, but I think this is down to her 'charmingly forgetful' nature rather than dliberatley avoinding.

But ifI lend it, what happens if she doesn't pay me back? And hristmas is on way?
Basically, I don't want to do it, but how do I get out of it without causing problems with neighbourly relations?

Or am I being really tight to poor neighbour with bastard dh & I should do the right thing and lend it?

Why did she bloody have to ask me. It's not a tenner is it?

OP posts:
moondog · 11/11/2006 18:37

Eh/
She's in a new five bedroomed house and is asking you for cash??

wtf??

Good on yer for saying no Ernest.

lindac · 11/11/2006 18:46

omg i would say im realy sorry but i cant afford it(and that wouldnt be lying) its a lot to ask someone for and i wouldnt be able to give it anyway as im skint lol

firemaiden · 11/11/2006 18:49

Well done - what a horrible situation to be in. Only thing I would add is to stick to your guns and not water down your "no", by offering to help out in other ways -lifts, old clothes, offering dinner. I know that sounds really mean, particularly if your sons are friends but she sounds a) very comfortably off from your description with, for example, more income streams than you and b) really hard-nosed about abusing your good nature. Not a friendship to encourage IMHO.

Merry Christmas and all that @o

Don't let her "take" in other ways by offering to do too much. ie you said you felt guilty saying no so you invited her son over at the same time. Perhaps you should stick to saying no, full stop?

Since it looks like she wants to take advantage of you, I personally would not go out of my way to encourage contact with her or her family. Sounds harsh if your sons are friends but, like you, I would get really stressed by regular requests to help (financial and non-financial - lifts etc) and frankly from a material point of view, she sounds very comfortable. Wish I lived in a 5 bedroom house "with all material things"!

firemaiden · 11/11/2006 18:50

sorry meant to remove the bottom half of my message since it duplicates the top. Must preview!

firemaiden · 11/11/2006 18:50

Well done - what a horrible situation to be in. Only thing I would add is to stick to your guns and not water down your "no", by offering to help out in other ways -lifts, old clothes, offering dinner. I know that sounds really mean, particularly if your sons are friends but she sounds a) very comfortably off from your description with, for example, more income streams than you and b) really hard-nosed about abusing your good nature. Not a friendship to encourage IMHO.

Merry Christmas and all that

wanderingstar · 11/11/2006 19:00

Shocked about the relevation about the size of her house ! If she has all those material things, what about eBaying a few of them to get £100?

fussymummy · 11/11/2006 22:33

Well Done ernest.

If she has a big house and loads of material things, maybe she should either downsize or sell some stuff!!!!

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