so what wd you do with a sudden £40k windfall?

[RanToTheHills]

friend of mine just had news of this and not yet sure what to do with it. Just curious, what would you do??

I want a 7 seater mainly for space.

Only 2 babies at the moment, but will have 3rd soon which means a car that will take 3 car seats and all our camping gear! Thats what we are struggling with - we cant go camping without a roof box!

Have 3 children and usually carrying others home from school too - so 7 seater ideal. However, I already have one so it's not on my 'wish list'!

Have I mentioned that I'd quit my job asap w/£40k in hand?

nver thought about a 7 seater before but am now worrying about the lack of one in my life. Hell, i guess it wd be big enough to live in?

convert our loft.

I would keep half to fund a second adoption in a couple of years, keep £10k to fund me to take longer adoption leave, pay off remaining debts and save the rest, as my savings will be in a perilous state after this adoption.

I really wish you hadn't asked that.

pay down a chunk of mortage

(sorry, zzzzz....)

£10k on remodelling kitchen, £30k on mortgage so DH and I could achieve our dream sooner of both working fun jobs part time.

£10k to spend on stuff, house things, baby things etc etc. £30k off the mortgage.

I would pay off our mortgage (only about 30k on it) and have get a new kitchen and bathroom!

Actually this did happen to us and we paid off all our non-mortgage debts and remodelled our old house, convinced we would stay there forever. Moved 2yrs later, it hadn't added value and we nearly doubled our mortgage! Is there a slaps forehead emoticon?

pay huge chunck off mortgage.

poor you, dinosaur! Sort of thing we do, bad luck I suppose, might recoup in future?

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I always have to learn things the hard way so I'm used to putting a good spin on things. We have a nicer house with nicer schools now so are deffo staying put and I am ace at planning kitchens and property development now.

well, there you go, more strings to yr bow! Still a shame though.

hoping to hear on Thursday that letters have arrived and if so will fly on Saturday [crossed finger emoticon]

only gathered mere threads of what you're going thro sue, but good luck with it!

thank you, if I explained it all you'd lose the will to live!

would get it all out of the bank in £10 notes and spend an afternoon throwing it up in the air in my front room.

Pay off our credit cards (don't ask how much, too much) then put the rest towards moving. I hate this house, hate this street, hate this town, but the actual costs of moving are keeping us here.

Well, if you're really stuck for ideas, I'll take it off your hands.

I would save most of it up for my kids educations and future. Or I would put a down payment on a house with a garden. And buy some decent furniture thats not made of plastic..lol or Perhaps take a nice holiday somewhere sunny and hot.

30 off motgage, 10 for FUN!