HI, thanks both of you.
The reason we are looking for cheap is twofold really. One, we can't afford much. Two, we have large debts which could be consolidated into our mortgage.
The schools in Knowle are pretty appalling. I have only been looking at primary schools atm, because DS is not yet one , and although we need to be in the house a long time for our finances to sort themselves out (we'll be borrowing more than the house is worth), I think 10 years should be enough to do it. I know we might be unlucky. Anything could happen. But then, likewise with schools. Am I right in thinking that measures are being taken to improve Bristol schools?
For the same reason we need to get a three bedroom house, a two bed can be limited if we decided to have more children, wouldn't it?
But these are the reasons why we need a slightly larger house perhaps in not the best area. Although it's not the worst. Another place we could potentially afford by the looks of it is Broom Hill.
So both primary schools I looked at in St Annes were 'good schools'. I don't know St Annes at all though. One of the primary schools in Broom Hill didn't look too bad either, I know that area reasonably well as I used to live just round the corner on the Bath Road .
I know maybe we should wait to get a mortgage perhaps when we are a little better off, but I don't know if that day will ever come. Put it this way, to rent a modest place at about £500, our outgoings on rent and debt would be about 1100 a month . With this type of mortgage we would be able to get a house for about 115k and only pay 800pcm. Thats the difference between me working full time and part time.
Sorry, it's very complicated isn't it? Hope I haven't completely confused you!