Hi David
I think you'll know where I'm coming from on this one.
I split with my ex partner last autumn and we've just about got near to sorting things out. What's made life hard is that I'm a full time carer of my daughter who has got CP and complex learning difficulties. Whereas some people would say I've got a good deal out of the split, life is going to be very tough over the next few years. To summarise:
I'm having difficulty in finding a job which would raise our level of living - I did apply for one with a national charity connected with CP but didn't even get to interview stage because I was honest enough to say I'd do the bestI could but would struggle through school holidays.
Because I'm a single stay at home mum now on benefits (and don't forget a full time carer helping the Government save nearly £60bn - I think that's the figure quoted - per year), no lender is interested in helping me remortgage and downsize. My existing lender has been very good and agreed to transferring the mortgage into my name but has made the condition that ex partner remains as covenant until I can buy him out. So I'm stuck here whether I like it or not.
It's a large house with a big mortgage so the only option I have is to tighten our belts, keep my fingers crossed and knuckle down to paying this blessed mortgage. My daughter's DLA is included in the income and with everything put together, I think we'll scrape through with £300 pcm surplus for food, fuel, clothing and leisure.
I only wish there was a system where I could take a job with lesser hours (and not loose my ICA or child tax credits). I am willing to work but can't at the moment see anyway that I could without penalising myself more or driving myself into ill health. I have been thinking about taking a little weekend job for luxury money whilst my children are with their dad but whatever I earn doing it will be taken off me. I'm stuck - help!!!
I also would like to see Society in general giving carers a better deal i.e. understanding that they have restrictions and being flexible (and respectful of the long hours they are obliged to put in as carers).
It brought it home to me how hard it would be for me to work when my daughter was admitted into hospital the week before last. She had the flu bug going around but was admitted for a few days as she couldn't understand why she had to try and keep medicine down. Of course I had to be with her. Luckily my mum was over and she looked after my son. You'll know all about life balancing and caring, won't you?