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Water pursuing me for Mum's debt

127 replies

PILEALLTHEPILLSONTHEFLOOR · 25/04/2026 12:19

Hi, is this legal? My mum and I used to live in an address about 4 years ago and the water company are now chasing me for her debt. I have never been responsible for bills there as I was a child at the time.

They have sent it to a collections agency and are now insisting that I take responsibility for her debt. My credit has dropped 80 points from Excellent to Fair. My Mum is insisting that it's some kind of scam but I don't think it is if my credit has already dropped so far.

OP posts:
Holesinmesocks · 25/04/2026 17:20

Reported for being a lot of shite from OP, especially as others have found things out about her which don't add up.
Awaits the drip feed...

Holesinmesocks · 25/04/2026 17:22

PILEALLTHEPILLSONTHEFLOOR · 25/04/2026 16:49

  1. there are no inconsistencies
  2. I don't owe you an explanation about fucking anything you are a stranger to me
Edited

You are a stranger to us on here, you obviously need help as there appears to be bigger problems going on in your life.

PILEALLTHEPILLSONTHEFLOOR · 25/04/2026 17:24

Holesinmesocks · 25/04/2026 17:22

You are a stranger to us on here, you obviously need help as there appears to be bigger problems going on in your life.

stigmatising my mental health issues in MN of all places. learn to integrate and stop messaging me ffs I already said im unwatching the thread yet you go out of your way to notify me.

OP posts:
Holesinmesocks · 25/04/2026 17:30

Anyone is allowed to write on here regardless provided it is within the guidelines. If someone is harrassing you in private mail then report it.

Hardgarden · 25/04/2026 17:33

Holesinmesocks · 25/04/2026 17:30

Anyone is allowed to write on here regardless provided it is within the guidelines. If someone is harrassing you in private mail then report it.

And you posted a statement of fact

arethereanyleftatall · 25/04/2026 17:54

PILEALLTHEPILLSONTHEFLOOR · 25/04/2026 17:11

I'm satisfied with the response here which indicate they have no legal basis to chase me for this debt so im going to be unwatching this thread, thank you for everyone who took the time to help xxxxx

Well that’s because they were basing it on your initial claim that you were a child when the debt occurred? So obviously completely irrelevant now that you’ve disclosed you were in fact not a child.

Holesinmesocks · 25/04/2026 18:14

Hardgarden · 25/04/2026 17:33

And you posted a statement of fact

Read MN guidelines.

Hardgarden · 25/04/2026 19:05

Holesinmesocks · 25/04/2026 18:14

Read MN guidelines.

Huh? You and I are totally on same page.

The OP lies through her teeth on loads of threads and clearly has mental health issues

Uricon2 · 25/04/2026 19:22

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

PILEALLTHEPILLSONTHEFLOOR · 25/04/2026 19:26

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

add 'millionaire' to ur serial killer file on me. Reported for trollhunting

OP posts:
purpleme12 · 25/04/2026 19:36

I'm sure I read OP using that phrase about the serial killer file before in response to another poster on another thread

LHP118 · 25/04/2026 19:37

Also (may have been mentioned elsewhere) raise a dispute with your credit rating platforms.

You should be signed up to the credit score platforms to check across all three scores.

MrsMoastyToasty · 25/04/2026 19:50

Does your mum still own or is still the tenant of the property (even if she resides elsewhere) ?

Uricon2 · 25/04/2026 20:19

PILEALLTHEPILLSONTHEFLOOR · 25/04/2026 19:26

add 'millionaire' to ur serial killer file on me. Reported for trollhunting

Edited

No, I don't have a serial killer file as you put it, on anybody. Just advanced search, as provided by MN.

Also a good memory.

PropertyD · 25/04/2026 20:23

I have a horrible feeling something is missing from this story

Sidebeforeself · 25/04/2026 20:30

Where is MNHQ on threads like this?

Marble10 · 25/04/2026 20:42

You mentioned your mum moved in with her bf. Does that mean you still live at the property? If so they have probably added your name from the council tax records.
Can your mum prove she’s paid these bills? It’s odd calling it a scam when it’s affecting your credit score.

NoCommentingFromNowOn · 25/04/2026 20:59

OP has also been a landlord for three years.

Impressive for one so young.

Extremely impressive.

👀

Hardgarden · 25/04/2026 21:00

purpleme12 · 25/04/2026 19:36

I'm sure I read OP using that phrase about the serial killer file before in response to another poster on another thread

I wouldn’t be entirely surprised if it turned out to be a pot calling the kettle black situation

tinytemper66 · 25/04/2026 21:02

I think your mother is the one scamming you…

Overtheatlantic · 25/04/2026 21:08

Sidebeforeself · 25/04/2026 20:30

Where is MNHQ on threads like this?

Doing sweet fa.

NoCommentingFromNowOn · 25/04/2026 21:22

Overtheatlantic · 25/04/2026 21:08

Doing sweet fa.

‘But please report anything to us, we rely on your reports’.

signed, mumsnet hq.

Hardgarden · 25/04/2026 21:46

NoCommentingFromNowOn · 25/04/2026 21:22

‘But please report anything to us, we rely on your reports’.

signed, mumsnet hq.

They love high traffic threads

purpleme12 · 25/04/2026 21:53

I think they deleted a post earlier

And a thread was deleted last night from OP I'm pretty sure

gamerchick · 25/04/2026 21:57

PILEALLTHEPILLSONTHEFLOOR · 25/04/2026 13:05

she would never do that.

Evidently she has. The fact that she's saying it's a scam says she has screwed you over OP.

Pass on your mothers address and phone number and tell her to sort it out