How unusual is this?

[Mousefeeder]

Quick one…

how unusual would it be for a person to have £2000 left per month after all bills, debt payments and food?

Not unusual at all. Lots have much less, lots of people have around £2k and a fair few much more..

It depends on so many factors but I wouldn't say this isn't that rare. Why do you ask OP?

Do you mean after all necessary bills or after everything is budgeted for? I wouldn’t say it’s uncommon. We save 2.5k per month. Our leftover after all necessary bills is 4k.

We can only comment on ourselves. Everything else is just guessing.

Statistically not that common. Most people would have much less - you are talking about £24k/yr net disposable income after tax, and we live in a country where that is not at all average.

Some people will have nothing left, some people with have 10k left. It’s different for everyone, I don’t think anything is unusual

I don’t know how usual it is, but that’s the amount we put into savings every month so that’s ’leftover’ I guess.

What a strange question, what are you expecting people to say, how can anyone know how much money everyone else has?

I'm sure loads of people have more than that's, it not really a fortune

Presumably it's increasingly likely in 40s with two people on average income of £39k (£2600 p/m) and mortgage paid off.

Gosh irl I would imagine it's very unusual, just maybe not on Mumsnet!

It’s different for everyone, I don’t think anything is unusual of course some things are unusual

how can anyone know how much money everyone else has? By looking up info about average incomes, outgoings, and savings

Of course it's a significant amount. Its almost a deposit on first home, it's 3 years support for a child at university (assuming they also take loans) or a BMW 420 (M sport).

Not for the increasing numbers of people aged 40+ who are renting.
And all the single adult households.
And all the people who earn less than the average.
And all those who haven't paid off their mortgages.
And those with other debts.

Etc., etc., etc...

(Remember, your personal bubble is not necessarily reflective of society as a whole)

2022 version..

Agree, but that's why I quoted the average salaries. Some will have much more, some less.

When we were 45 plus and had paid off our mortgage and were peaking in our careers we had a lot more than that left per month but we were in top 5% household income and a couple. So many variables.

Not common - but this depends on many other factors, job, mortgage rent responsibilities, how many people living in the house etc

Why?

The question isn't about salaries, it's about disposable income after all essential bills.

Having 2k left every month is statistically uncommon.

We have this amount after bills. No food though, so after food it’s about £1300

Given average salaries, this is more common than you think.

And yet I read threads on here every week of multiple posters with 6 figure salaries and very high monthly savings

Given that only a tiny number of people use this site and allowing for the fact that they might not all be true that's still a significant number across the population

There was a thread the other day about ISAs and I looked up how many people fully fund the £20k each year - it's nearly 2 million people.

On paper, my disposable income is zero (what goes in, eventually goes out). However, I am currently salary sacrificing an additional 48.5% of my salary (on top the usual pension contribution) and also top up S&S ISA about £350/month. If all goes well, I will increase my annual pension fund (including the S&S ISA) by about £30k/year.

So, I could have had £2k disposable income, but I chose not to have it.

Not the norm, but not unusual either. Many will have less but also some will have lots more.

I have more than this where I currently live but if I was in England, I’d probably be left with about £200 after bills etc.

Well yes there was a thread on MN very recently discussing how many MN posters say they have these eye watering high salaries. And a lot of posters on that thread were quite dubious about the veracity of people claiming such high incomes. To me it always seems strange that people with such wealth would turn to MN for their advice and to sort out their problems when their income must allow them access to specialist help.

Certainly £ 2000 left at the end of the month is an impossibility for me because £ 2000 is more than my monthly income! Although I am in the fortunate position to own my home outright so at least I don't have a mortgage to pay.

A very strange question for OP to ask without any elaboration.