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Original poster

How unusual is this?

47 replies

Mousefeeder · 03/12/2025 11:12

Quick one…

how unusual would it be for a person to have £2000 left per month after all bills, debt payments and food?

OP posts:
Empress13 · 03/12/2025 15:15

Monvelo · 03/12/2025 11:37

Gosh irl I would imagine it's very unusual, just maybe not on Mumsnet!

Agreed most people on here are high earners with disposal income higher than the norm the truth I’m guessing is slightly different 🤔

Statsquestion1 · 03/12/2025 15:23

I never considered myself a high earner to be fair. I’m on 50k, dh is on just over 70k. I suppose together it’s a v good household income. We have a mortgage/house insurance costs of 2k and we budget really well for everything else. No childcare costs etc.

RescueMeFromThisSilliness · 03/12/2025 15:27

If they have £2k left over, how come they are still paying off debts every month?

Sesma · 03/12/2025 15:30

Unusual if you only earned £3k but not if you earned £6k, I guess. Bit of a random question with no details

MiddleAgedDread · 03/12/2025 15:38

Sesma · 03/12/2025 15:30

Unusual if you only earned £3k but not if you earned £6k, I guess. Bit of a random question with no details

i take £3300 and my essential bills (not including food) are around £1300. I think a lot depends on age and mortgage/rent - I bought years ago and haven't moved so my mortgage is pretty low and about half what rent would be for a comparable property.

pocketpairs · 03/12/2025 15:53

Howtogetthrough · 03/12/2025 15:10

Well yes there was a thread on MN very recently discussing how many MN posters say they have these eye watering high salaries. And a lot of posters on that thread were quite dubious about the veracity of people claiming such high incomes. To me it always seems strange that people with such wealth would turn to MN for their advice and to sort out their problems when their income must allow them access to specialist help.

Certainly £ 2000 left at the end of the month is an impossibility for me because £ 2000 is more than my monthly income! Although I am in the fortunate position to own my home outright so at least I don't have a mortgage to pay.

A very strange question for OP to ask without any elaboration.

Edited
Show quote history

Do you work part-time?

Howtogetthrough · 03/12/2025 16:24

@pocketpairs I'm retired.

Zempy · 03/12/2025 16:31

Statistically uncommon as PP have said.

In MN land probably far more likely

MrsKeats · 03/12/2025 16:54

We have a lot more than that as do most people in my family.

FastTurtle · 03/12/2025 16:57

Depends on the stage of life, I didn’t think it’s that unusual if the mortgage is cleared or tiny and DC are grown up.

Bjorkdidit · 03/12/2025 17:25

RescueMeFromThisSilliness · 03/12/2025 15:27

If they have £2k left over, how come they are still paying off debts every month?

This. Given that someone with £2k pm spare shouldn't be in debt I'd hope its not a common situation (I'm not counting people who match 0% deals with savings to profit from the interest as being in debt).

I get the feeling there's a particular motivation behind the question so if you want some useful answers OP it's probably best to enlighten us all.

Andromed1 · 03/12/2025 20:11

I winder how much of this pointless thread is AI generated and if any of it is by real people. OP hasn't been back. Anyone real?

RescueMeFromThisSilliness · 03/12/2025 20:29

Andromed1 · 03/12/2025 20:11

I winder how much of this pointless thread is AI generated and if any of it is by real people. OP hasn't been back. Anyone real?

Hi there, chuchi-face, I'm real. Can't speak for anyone else though.

SilverPink · 03/12/2025 20:34

Andromed1 · 03/12/2025 20:11

I winder how much of this pointless thread is AI generated and if any of it is by real people. OP hasn't been back. Anyone real?

I read a similar thread literally a couple of weeks back, down to the £2000 left at the end of the month.

Andromed1 · 03/12/2025 20:44

RescueMeFromThisSilliness · 03/12/2025 20:29

Hi there, chuchi-face, I'm real. Can't speak for anyone else though.

Show quote history

Hello! Me too!

BobblyBobbleHat · 03/12/2025 20:45

verycloakanddaggers · 03/12/2025 11:40

Not for the increasing numbers of people aged 40+ who are renting.
And all the single adult households.
And all the people who earn less than the average.
And all those who haven't paid off their mortgages.
And those with other debts.

Etc., etc., etc...

(Remember, your personal bubble is not necessarily reflective of society as a whole)

Show quote history

I agree, Id be surprised if most people in their 40's nowadays have paid off their mortgages just yet.

Andromed1 · 03/12/2025 20:45

SilverPink · 03/12/2025 20:34

I read a similar thread literally a couple of weeks back, down to the £2000 left at the end of the month.

Show quote history

Nice to know that a real person has noticed that!

Statsquestion1 · 03/12/2025 21:21

I’m real 👍😅

ChristmasHug · 03/12/2025 21:31

I would really like to know why op asks.

Loads of people will have 2k left after expenses.

SilverPink · 04/12/2025 10:26

Andromed1 · 03/12/2025 20:45

Nice to know that a real person has noticed that!

Show quote history

I’m definitely real! Well, I was when I last looked….

CoastalCalm · 04/12/2025 10:30

Well I do and once mortgage paid off in two months it’ll be more but that’s mainly because I have no children , work at home and social life curtailed by ill health - I just save it towards early retirement so never have it in hand to splurge

Andromed1 · 04/12/2025 11:18

SilverPink · 04/12/2025 10:26

I’m definitely real! Well, I was when I last looked….

Show quote history

Hurrah! It's nice to know there are still some of us around.

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