VERY dull but please indulge me - how much do you pay per year or per month for house insurance?

[fullmoonfiend]

I want to know as it has just occurred to me that we seem to paying rather a lot, given I've only ever claimed once in 12 years, for a small amount....

anyone got any recommendations? We are currently with Alliance and Leicster - mainly cos we have mortgage with them and we have been too idle busy to do more research.

About £40 per month, I think for buildings and contents

£38.12 p.month with legal and general.

modest 3-bed semi....
£35 a month seems about average then...[glum]

Ours is a modest 3 bed semi too, fmf - think that's about the going rate really..

I was paying £65.00 per month for combined buildings and contents, but with M&S which was a gold plated unlimited buildings and contents cover with accidental damage and new for old replacement.

I have since moved abroad and can't get more than £50,000 cover for contents with a company that covers the UK Armed Forces, which is a worry as I have way more than that in contents.

If you go and add up everything in your house you may alarm yourself at how much you have if you add it up on a new for old basis, so you may be underinsured.

£31.81 - just checked. 3 bed house. That's building and contents.

£7 a month through Barclays for contents only (we rent). No out of house cover, £100 excess. I did shop around for that quote about a year ago.

Ours 3 bed detached in low crime area.

£21.21 pm with Zurich - terraced.

That's buildings and contents btw.

Just doing our tonight - £150 for they yr - buildings and contents with tesco

1950s 3 bed semi - £50,000 contents. Monthly payment is £20.03. This is with uia, but you have to be a member of one of the Trade Unions listed on the site. Not sure if this'll help you but it may help others if they're looking!

£11.50 for unlimited buildings and contents with Marks and Spencer for a 2 bed house.

If you go onto www.moneysupermarket.com and put your details in, they will compare loads of different insurers so you can see which is the cheapest etc.

One thing that you have to bear in mind is if you insure with your mortgage co (iirc from when I did this) look on your mortgage statement carefully.

Ours used to be added to the sum we owed on the mortgage and we paid interest on it.

It was years ago when dh and I bought our first house, but I seem to remember some fishy goings on, but can't exactly remember what.

£31 a month for buildings and contents with lloyds. They tried putting our premium up by nearly £15 a month this year, but knocked it back down when I phoned and threatened to move to another company.

wow - there's some real differences, aren't there?

I think ours is about £300 for buildings and contents. If you buy it online through a cashback site (eg. www.quidco.com) you can effectively knock £30 or £40 off the price.

its about 35 a month i think for which they are insuring 40k contents and it is for my three bedroom house and the one outside with two beds for some odd reason all tho that is a detached house thye say it doesnt have a separate address so it counts as one 5 bedroom house thats with the nationwide who use churchill and includes legal and accidental

I've been getting ridiculous quotes for a 2 bedroom flat in London and contents only insurance. Does anyone know where to look?

£29.09 for unlimited buildings, £50,000 contents, accidental cover for both buildings and contents, new for old cover, family legal cover, personal possessions and cash anywhere in the world.

£259 for a 4 bed detached - went through Quidco ad got £70 cashback - tha was with privelige. Got aaccidental damage etc etc on it and I have claimed in the last 5 years

£34 a month for unlimited buildings and contents with accidental damage, plus a 24 hour emergency call out line and £1000000 legal cover

Forgot to say, I found the cheapest/best policy on moneysupermarket and then went through Quidco to buy it (it was with Lloyds).

I got £120 cashback for going through Quidco