Do you and your husband/wife have seperate finances?

[fabeo]

My husband and I share all our money, we have two children and have been together for 10 years. We both feel this works for us, but I’m curious as to what other families do.

I’m so pleased to see so many people saying separate finances! I’m by far the bigger earner and routinely pay for things but DH has his own accounts and pays for all his stuff from there. I do the holidays and cars etc (I do realise we’re very privileged but that doesn’t mean no holidays etc!)

Together 15 years married 5, one toddler, mortgage. We used to earn fairly equal when we first lived together so just split everything 50 50. Now, i earn 1.5x more and we each get paid into own accounts. We put equal into joint which covers all bills/food. I pay for our car. We then leave ourselves the same amount of personal money each month to spend as we wish and agree on how to spend the rest (save, pay something off, holiday etc). All financial decisions are joint and during my mat leave it felt more of "one pot". This works for us although I'm well aware we are in a minority and that others prefer one pot/no private money or putting proportional contributions based on income into household bills. This way we both feel we are contributing the same, both have enough for ourselves and some privacy as to how we spend it, but make financial choices as a team. We do ultimately consider all our money as shared.

I’m the higher earner. I put money into our joint account, and so does he ( but less than I do). I have a second income stream and keep that to myself but use it for top ups, unforeseen bills and holidays.

All money is our money. We don't have, and never have had, separate money. We've been married 46 years. When we got together our earnings were similar, likewise our attitudes towards money.
DH was a SAHD until our DS went to school, while I worked full time as the higher earner, made no difference. Both retired now and nothing has changed.

I think lots of argument over money occur when people don't share the same attitude to finance, our arrangements wouldn't work if one of us was a complete spendthrift.

Same! Works well for us.

While we do have our own accounts, it's one pot. And I'm the one who manages it.