Is it rude to ask your annual income?

[dontcomeatme]

I am always gobsmacked and a little in awe whenever a thread gets onto the topic of money. Posters often stating they have an annual income of 100k+, but still struggling with finances for example. I am really interested to see if this is a demographic thing, so same job = totally different salary depending on location. Which I understand would then be reflected in the cost of living for the area.
But if any MNers feel comfortable I wanted to start a thread where everyone could state their

• individual annual income + job title
• the house as a whole annual income if different
• plus where you live.

No one is obligated so if you dont want to absolutely fine. This is more out of my own curiosity than anything!

Ours -

• OH annual salary before tax £37k, head of year in a comprehensive
• I am SAHM so just CB coming in which we put aside for 2 DC
• North East of England.

We live quite comfortably, just bought a home, save for both DC and a rainy day fund, able to do stuff with DC every weekend and holidays (in the uk) every year, no debt other than mortgage.

I earn £39k PAYE - Quality Manager in a call centre (but WFH). I also earn £10k ish self-employed income on top - I work about 12 hours a week on Data Annotation (as found on the £10 a day thread on here!)

Dh is self-employed, income £55k ish gross. So total annual household income, including CB, circa £105-£110k gross.

Live in S Wales.

Net income is circa £7k before pensions or savings. We have 3 dc and we feel very comfortable. We try and save a lot because it makes me nervous how much of our income is SE!

You didn’t say what your dp does considering he’s working class, I’m intrigued as that is a huge salary. Would love to know how he climbed that pay scale. I thought n such salaries were for privately educated kids

@BastardesEverywhere please tag me on the £10 a day thread. I need a second income :/

42k a year, 4k ish savings, 1 child, no mortgage. It's hard but I get by.

Self-employed, so income can be very variable. Usually between £30-35k pre-tax.

Single person household. 1 DC at university another living with their dad, so I pay maintenance and also help dc1 out with living costs.

Midlands area.

Own a 3 bed ex-council house (semi detached). Small mortgage.

I don't manage to save much, but do feel luckier than many. I have some debt, but manageable and I do enjoy a reasonable amount of holidays every year.

The thing that probably cripples me most is unexpected expenses. I can usually pay these without having to dip into savings, but means I can't save much.

I have no pension to speak of and no entitlement to benefits.

Mid 20s
Earning just over £51k pre tax
Just bought my first property in zone 4 London mortgage payment £1.3k take home

Household income about £90k with a 40%/60% split in favour of one spouse.

one person works for a charity so low pension contributions and no other benefits (e.g no health plan etc). Both people work in precarious industries.

Based in Scotland so higher rate of tax to pay.

2 expensive teens to run -one at Uni costing us a freaking fortune.

Mortgage circa £1,000

Debt of less than £5,000 (spread over 2 credit cards both at 0%)

unlikely to holiday this year (second in a row) unless we can get some amazing last minute deal.

Run one car

I’m considering a second job right now.

edit to add we’re in late 40s/early 50s with 19 years and 5 months left on our mortgage. Eek.

130k combined (I earn 55k and we live in NI). We're in our early 40s.
We have very few money worries now after years of penny pinching when I was part time and DH didn't have such a good job.
We are working to build savings now, nice to a bigger house and prepare for the future (university for the kids, retirement etc). We go on 3 hols a year (1 x week foreign, 1 long weekend foreign and 1x UK weekend).
We don't drive fancy cars or have huge house although hoping to live to a 4 bed in the country this year.

I know first hand how it is to live month to month, so feel for people living like this with the cost of things these days. Life felt hard, about 8 years ago we had a combined salary of about £50k, which would have been ok but we had a huge mortgage thanks to being in negative equity (thanks 2008/9 market crash).

I’m the mythical public sector worker in London. Sort of. I’m in Zone 5 and have been a homeowner for 30+ years so that’s how we do it.
£57k. Single with three adult DC at home still (because London). Civil Service so they pay about £16k pa to my pension.
I guess if the DC income was included that adds another £120k to household income but it doesn’t count! They cover the food bill between them and save and enjoy life.
I am constantly surprised at how much young people can earn in London. Took me decades to get over £50k. I feel very well off because I’m at the level where the 40% rate doesn’t affect me too much and my housing cost is very low.

Senior management in finance. He kind of fell into it from taking a grad job when he started out and with promotions and bonuses he does well. He’s not a very high ego person so works well in a team and enjoys pressure/fast pace. If you met him you’d think he works in a garden centre or delivering for Evri (nothing with either thing, just that he’s low key and gives nothing away.)

£29k Careers in a school.
Single mum, 2 kids so get CHB and a little UC.
Home counties

Where are you?! I’m moving..

Well, as someone earning under 30 K full-time, I’d be interested to hear your thoughts as I’m sure would many others on lower incomes. At 51 I’ve got another 15+ years of work left so still time to move into something more lucrative as my pension is pretty sad!

I'm a SAHM, we have two children aged 3 and 5. DH works in marketing and earns about £120k before tax, plus bonuses. We recently paid off the mortgage on our house in Surrey, which we bought for £410k 6 years ago. We feel very comfortable, but we purposely didn't overstretch ourselves when we chose our house so we'd have more disposable income.

That’s a v good income in NI I’d say?

Property still not too bad, and grammar schools..

Yes it definitely is, we're both very lucky to have good jobs and not live in too expensive an area. I went to a grammar (and university) but my DH didn't, yet he earns a lot more than me, although I did take a step back in climbing the ladder when the kids were small.

Don’t be daft

The OP cannot clear out your account because you tell her your husband earns 60k as an undertaker and you live in Wales

It is a hidden gem in the UK!

I didn’t mean that politically BTW! Just that if you have no connections there, people in Eng/Scot/Wales still don’t tend to think of moving there.

Me - £87k, I'm a senior manager in regulation, in a heavily regulated industry
Husband - £150k, he's operations director for a big (private sector) infrastructure project

So combined, around £237k (pre-tax). We live and work in a big city in Scotland, both hybrid working.

Both mid-30s, no kids (by choice), lots of pets and holidays and a big mortgage.

No problem at all, I know exactly what you mean, we love it here I'd never want to live anywhere else, despite the bad press we've had in the past.
Housing is relatively cheap, and schools are excellent.

NW, 27k, single, no DC
scraping by
small mortgage but have to pay apartment management fees so mortgage plus those is around £620pm

I am on 45k and my DH 83k so a good combined income before tax. We live in the SE so spend quite a lot on our mortgage (although manageable and we’re overpaying) and we both work hybrid and have to pay to commute 2-3 days a week into London. 2 DC at state schools and we can afford 2 holidays a year abroad as well as some UK weekends. We live fairly modestly and we don’t have to worry about money so feel very lucky.

Dh 100k
Me 15k part time
Live in the north east, mortgage less than 500 a month
1 child

Pre tax
Dh 54k + 13k bonus (on average) software developer
Me 15k (part time 0.4FTE with a 5 year old DC) software trainer/techie

North West, we now have a £300k mortgage after recently buying a doer upper dream home that we'll be paying until we're 70 unless we overpay. (£1450 a month as we have decent equity)

One 6 yr old, second hand car. We probably could do with a second but don't want to stretch ourselves too thinly so try to make do with alternate wfh and public transport sport.

Have 1 holiday a year, sometimes 2 and try to save. We are comfortable although we live in an area where its not uncommon for people to be on 6 figure salaries (or at least I assume so by the cars, clothes and much grander houses) alot of people move up here from down south to take advantage of the "cheaper" (by London standards) housing. Although it has made local house prices sky rocket.

If I went back to work full time we'd feel pretty loaded (with a house hold income that would be hitting 6 figures) but just waiting for DC to be a bit older.