Is it rude to ask your annual income?

[dontcomeatme]

I am always gobsmacked and a little in awe whenever a thread gets onto the topic of money. Posters often stating they have an annual income of 100k+, but still struggling with finances for example. I am really interested to see if this is a demographic thing, so same job = totally different salary depending on location. Which I understand would then be reflected in the cost of living for the area.
But if any MNers feel comfortable I wanted to start a thread where everyone could state their

• individual annual income + job title
• the house as a whole annual income if different
• plus where you live.

No one is obligated so if you dont want to absolutely fine. This is more out of my own curiosity than anything!

Ours -

• OH annual salary before tax £37k, head of year in a comprehensive
• I am SAHM so just CB coming in which we put aside for 2 DC
• North East of England.

We live quite comfortably, just bought a home, save for both DC and a rainy day fund, able to do stuff with DC every weekend and holidays (in the uk) every year, no debt other than mortgage.

£62k for me (part time)
husband earns £45k so household income £107k gross

we are in the south west in quite an expensive town

we have nursery fees to pay so atm it feels like our money doesn’t go very far. Mortgage is £1700.

State pension and a very small charity sector pension. No other financial support. I love my bus pass though!

Me and H earn around £75k each before tax. I’m a civil servant and he’s in the private sector.

Mortgage is £1500 but we overpay and it will be paid off in 18 months. We’re lucky we bought our house more than 10 years ago. We paid £400k and it would currently sell for over £850k. We couldn’t afford to buy it now!

I earn £95k, household income is £180k. We live in a very, very expensive city in a mid-terrace. We live comfortably and don't worry at all about what we spend day to day, but we don't have big holidays and our car is old and cheap.

In my part of Fife, a mid-terraced 2 bed house in decent condition but in need of modernisation sold for 90k. The same house - but with no road access - in move-in condition sold for over 115k.

Individual annual income and job title: 98k (pre-tax), in-house solicitor
Household annual income: 170k (pre-tax)
Location: 1hr north of London (I drive to work more locally, DH commutes to London)

Biggest expenditures are:
£1k pm mortgage, 3 bed terraced
£1k pm nursery fees (1 child full time)
£600 pm train fare for DH's commute

We are early 30s with a 1 year old and live a comfortable life but won't be able to afford the same lifestyle as our parents were able to give us growing up, despite having similar types of professional jobs.

We are weighing up whether to stick to one child and be able to afford lovely holidays etc, or to have a second and for our child related expenses to go up and our earning capacity to take another hit! Any advice from those who have been here?!

Wait I earn 37k and my OH earns 30k. How are you doing that!? :)

Scotland so not in the south

I'm going to have a second baby. I just feel like a sibling will be worth more than holidays. And the expenditure doesn't last too long

I earn around £1800 per month part time (works out circa 42k annual fulltime equivalent).
Hubby is on about 37k.
Live in the North East, morgage £467pm, 2 bedroomed small new build type.

We have a decent amount of disposable income, over 2k, worked over the years to get outgoings low as possible. Save around £800pm for holidays because we love them, feel pretty comfortable with a good chuck of savings and don't worry too much about day to day expenses.

My thoughts are with my southern counterparts with crazy rent and morgage prices x

Salary £65k husbands £40k not divulging more detail re that.
mortgage £70k
2 older kids
the North

£83k per year. I am a company secretary/ governance professional and just moving into a consultancy role
Household income is circa £125k
London

Household of four with one child in nursery, mortgage and live try not to spend unnecessarily.
Noticing the increase in costs, especially food, but still able to save monthly.

Both on 60-65K before tax. Teacher and Engineer.

No additional financial support nor family nearby to act as childcare.
Mortgage of 200K left.
North East.

I'm also going to reference that just because it's the north/north east doesn't automatically mean it's v cheap. No houses near us for less than 500k. There are pricy and less so areas across the whole country.

DH about 60k, me about 20k.
We own our home - mortgage and debt free.
North West.

Me - about £100k - Comms professional
DH - about £200k - City / Finance professional
House - value about £1.7 million, £350k on mortgage
Live in SW London - 3 DC, one working and 2 at university

We feel very comfortable and enjoy lots of holidays. Only run one old car though. Save a lot into pensions and investments so we can retire relatively early if we want.

Live in Scotland
Me - 12k, part time retail and child benefit for 2 DC.
DH - 36k gross, retail management
We also get an additional 8k of support because we have a disabled DC.

Household income £130-£140k pretax, both STEM professionals. Live in the NE so have a 4 bed period property in a good area that cost less than my brother's modern 2 bed flat in Bethnal Green. Save lots, live well within our means with 3DC.

That is plenty. Go for it.

As much as there may be some fantasists on an anonymous forum, I am far more concerned (and slightly depressed) that some people “can’t imagine anyone earning £100k”. We won’t close the gender pay gap when so many women, including mothers of daughters, appear to have no clue about careers with good earning potential. And sorry to be that poster, but £100k is absolutely NOT a high salary in 2025 in many industries - it’s what you’d expect to earn a few years into your career.

My individual income: £420k
DH individual income: £680k

Total household income: c£1.1m

Jobs: Both lawyers (partners in law firms)

Area: London

I agree completely but I also think a lot of women have become too attached to tax credits. They claim them when their children are young and then kind of become dependant on them for the next 10-15 years - the prime time they should be focussing on their careers but don't because they want to work the minimum amount of hours. It sounds harsh sorry but they are partly to blame for their own misfortune.

I don’t know how tax credits work so can’t comment. Can you elaborate? Why do some women stay on them instead of increasing hours? What if they’re able to work more, does the system not force them to get off the benefit? I promise you these are sincere questions and I’m not being goady. I have no experience of tax credits and don’t know anyone who has ever received them.

Two people earning 35k a year will get taxed a lot less than one person earning 70k
And all of them will be taxed more in Scotland.
Your two person household earning 70k between them each at 35k will get all the child benefit.
So if I say my household income is 70k, how much I have per month depends on these factors as it is vastly different depending whether one or two people earn it and how it is split.
That is before you start considering everything else. I know this example is not relevant to your example in the OP, it’s more of a general point about the variables.

I earn 70k working full time in IT. Husband earns 135k also working full time in IT. Husband puts everything over 100k into pension as hoping to retire in a 7 years at 60. We're financially fine bringing in 8.5k a month between us. But paying for accommodation for 2 kids at uni is 16k plus more for their phones, car insurance etc, still have a large mortgage, so don't feel as well off as we could/should.

This could be me apart from currently buying on single income, but everything else the sane

Also glad to be in an affordable area of the country!