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Original poster

Universal credit

30 replies

sohh · 11/03/2025 18:07

Hi, I receive universal credit and scottish child payment. I'm considering having my new partner move in at some point - he doesn't receive any benefits and won't really be contributing much to the house financially. Will this effect my benefits? Thanks

OP posts:
maximalistmaximus · 11/03/2025 18:08

Yes. You will likely lost your money.

Dont move him in.

OatFlatWhiteForMe · 11/03/2025 18:09

You would need to make a joint claim. Why on earth would you move someone on who won't contribute much? Every penny you subsidise him is a penny away from your child.

rainbowunicorn · 11/03/2025 18:10

Of course it will. You will be living as a family so his income will be taken into account.

Loveduppenguin · 11/03/2025 18:26

Why would he not contribute financially if he lives there?

Nonametonight · 11/03/2025 18:29

Almost certainly, yes.

Use a benefits calculator to check how much

I know turn2us includes Scottish child payment but i don't know if the other benefit calculators do

You will need to know partners earnings and savings

Teencentral · 11/03/2025 18:29

OK, I'll bite, why do you think the taxpayer should support you but your partner shouldn't?

Sinkintotheswamp · 11/03/2025 18:30

Do not move in together. Especially as you gave a child.
I've stayed single for 16yrs and nothing bad has happened.

ToKittyornottoKitty · 11/03/2025 18:30

Yes it will hugely affect them as his income will be half of the household income.

Scrubberdubber · 11/03/2025 18:31

If we won't contribute don't let him move in. He will ruin your financial situation just to sit on your sofa contributing nothing?

dothehokeycokey · 11/03/2025 18:35

Why would you let someone move in and not contribute financially?

Seriously what's fucking wrong with people

mumof1x99 · 11/03/2025 18:36

Teencentral · 11/03/2025 18:29

OK, I'll bite, why do you think the taxpayer should support you but your partner shouldn't?

You have absolutely no idea why she's entitled to benefits :)

Gingerkittykat · 11/03/2025 18:42

You would be treated as a couple for UC purposes and any earnings he has will reduce your UC payments.

Scottish child payment depends on whether or not you would still receive UC.

Original poster
sohh · 11/03/2025 19:08

Wow, we have a LOT of judgemental people on here now! I used to use this place as a safe place to ask for advice, but following some of these comments I won't be again! As pointed out by some less cruel people, you have zero information on my situation other than the tiny tiny amount I put on the post. Good to know people are kind and understanding in this world to each other.
Thank you to those who read and commented without judgement and cruelty.

OP posts:
ToKittyornottoKitty · 11/03/2025 19:27

Only 2 people were ‘cruel’ OP, others are more concerned for your situation with a man moving in that won’t contribute much as it makes you so vulnerable. There are a few closed universal credit Facebook groups where people may be able to help calculate what you will get if he moves in if you share the details there. But ultimately him moving in will really harm you financially and affects him too as he has to create a UC account to join to yours.

XenoBitch · 11/03/2025 23:19

For UC, him moving in will be a change of circumstances that you will need to report. You will then have to make a joint claim with him, and his earnings, savings etc (if any) will be taken into account.

It is horrible, but if you will be worse off, then have a rethink. I would like my DP to live with me, but I would lose my UC.

IVFmumoftwo · 12/03/2025 06:43

If he won't contribute then you will be worse off as you will lose your benefits as well. Why won't he contribute?

IVFmumoftwo · 12/03/2025 07:00

He sounds like he will be a potential cocklodger if you move him in. I would say don't do it.

howshouldibehave · 12/03/2025 07:05

you have zero information on my situation other than the tiny tiny amount I put on the post.

You're not going to get much in the way of useful replies if you only give 'tiny tiny' information.

HopingForTheBest25 · 12/03/2025 07:07

I don't think it's cruel of people to ask why you are potentially doing something that has no real benefit to you and which will lead to financial disadvantage for both you and your child.
Also this is a new partner - it's rarely in a child's best interests to have a strange man move in to the family home.
Your priorities need sorting - as a mother you should think about what's best for your child above all else and moving in a new partner, one who doesn't even have any money to make life nicer, isn't it.

OatFlatWhiteForMe · 12/03/2025 08:03

I can assure you my comment was not intended to be cruel.

Sidge · 12/03/2025 08:11

What’s cruel about pointing out you’d be stark raving mad to move a guy into your home without any financial contribution from him?

Seriously, stop and think for a moment.

You’ll likely lose your UC payments and be much worse off with no recompense from him. Why on earth would you do that?

UC assess household income, so his will be taken into account.

sanityisamyth · 12/03/2025 08:20

Teencentral · 11/03/2025 18:29

OK, I'll bite, why do you think the taxpayer should support you but your partner shouldn't?

This!

WhatIsCorndogs · 12/03/2025 08:30

Teencentral · 11/03/2025 18:29

OK, I'll bite, why do you think the taxpayer should support you but your partner shouldn't?

I think she's just asking a question, don't be so judgmental. We pay taxes to support the most vulnerable in society. You never know when you might need to be on the receiving end of it.

Bromptotoo · 12/03/2025 08:40

@sohh

I really think Mumsnet central should be much much harder on judgemental comments in this part of the forum. There's AIBU and other places for people who want a scrap.

In UC terms if you live together in a mutually supportive relationship, ie those outside would perceive you to be a single household, then he has to be added to your UC claim. Unless you're very clearly sharing like flatmates with separate food, eating etc, then DWP will see you as a couple.

I'm in England and not familiar with benefit checkers that work for Scotland but I'm sure somebody here will point you in the same direction.

XenoBitch · 12/03/2025 22:36

Bromptotoo · 12/03/2025 08:40

@sohh

I really think Mumsnet central should be much much harder on judgemental comments in this part of the forum. There's AIBU and other places for people who want a scrap.

In UC terms if you live together in a mutually supportive relationship, ie those outside would perceive you to be a single household, then he has to be added to your UC claim. Unless you're very clearly sharing like flatmates with separate food, eating etc, then DWP will see you as a couple.

I'm in England and not familiar with benefit checkers that work for Scotland but I'm sure somebody here will point you in the same direction.

I think there should be a dedicated benefits subforum in the general money one.