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Have lost ALL of my Universal Credit Award now partner moved in

250 replies

Fedupofthestruggle · 11/03/2025 07:56

I have lived on my own with my disabled son for 18 months and had universal credit awarded including disabled element and carer element. I am his sole carer.

My partner has now moved in and we told universal credit. They of course needed to know his salary and any assets. He owns a flat (tiny, so we couldn't move in as there's no space for a family and disabled child). Universal credit have said since it's worth over 16k we no longer are able to receive any money.

However my question is shouldn't I still receive carers and disabled element since I can't work to look after my son? I will go back to universal credit to confirm if this is correct but wanted advice from anyone in similar position. Thanks very much.

OP posts:
Thread gallery
6
Crikeyalmighty · 13/03/2025 19:03

I’m sure it’s tough for OP but the time to think about the finances is before moving anyone in - as it’s done and dusted I would be explaining the situation to her new partner and say she will need a personal allowance of xyz or it doesn’t make sense and leaves her feeling vulnerable.

NerrSnerr · 13/03/2025 19:03

If the OP has only lived alone with her son for 18 months, who was she living with before? If a previous partner this means that this new partner is really, really new and it's a huge risk for the OP to rely on him.

Iwanttoliveonamountain · 13/03/2025 19:27

FriendsDrinkBook · 13/03/2025 18:55

@Iwanttoliveonamountain it's not your experience though is it? Supporting send kids and actually having them are two completely different things. Your observations mean nothing because you don't truly know what 24/7 looks like.

you clearly didn’t read my post I said when I worked at a complex needs school there were many parents, single parents who worked. I didn’t say every single parent can work but I said in my experience many did.

FriendsDrinkBook · 13/03/2025 19:48

@Iwanttoliveonamountain I did. And your post made me angry. Just because you saw that some sen parents had jobs it doesn't mean that a) everyone can and b) that these people weren't hanging on by a thread and physically and mentally exhausted.

What you stated hurt because I went from being a person that supported send kids and did a bloody good job of it , to someone that had to stop earning my own money and I'm now relying on my son's disability benefits and UC.

What you see and hear between 9am and 3pm doesn't show you how truly hard it is. All you see is the child that shows up for school and the parent that says they're okay because admitting otherwise means potentially sobbing infront of a random support worker.

Your comment looked judgemental.

Iwanttoliveonamountain · 13/03/2025 19:50

It wasn’t judgemental. It was just a observation of a fact, but I’m sorry if it upset you.

Chewbecca · 13/03/2025 22:55

DazzlingCuckoos · 13/03/2025 17:36

My mum couldn't work because of her caring responsibilities, even with a school place for my sibling.

Why? Because there was no holiday care available and, short of working in a school, there were no jobs that were term time only. Even that would be difficult though as it would mean me and my sibling were at different schools with different term dates, etc, so chances would be that there would be some times that she'd be expected in work, with no-one to look after my sibling. It was easy for me to be looked after by a grandparent, but no-one other than my DPs was able to look after my sibling.

My DF had a job that meant he worked irregular evenings and weekends, so my DM couldn't take a job working in the supermarket or anything either.

As soon as my sibling went into full time residential care, my DM went back to work, but up until that point it was just too difficult. She would have loved to have worked. She got so, so bored stuck at home all the time, particularly because money was so tight because she couldn't work. Meanwhile my Dad was working 50-60 hour weeks to make ends meet.

It really isn't as simple as you make out.

There is a massive difference between your family's situation and the OP's. Your sibling was supported by their mother and father.

The question ultimately being debated in this thread is who should support the child in the OP's situation?

OP + the state (UC) or OP + new partner? Interestingly OP + child's father is not up for consideration.

Allonthesametrain · 07/07/2026 18:36

UC will expect you to live off the total income as you are partners/joint. His flat will be seen as capital to sell and takes you both over the prescribed limit for financial support. He could sell it and you would have extra money and no need for benefits.

Needmorelego · 07/07/2026 18:42

Zombie thread from over a year ago.....

herbetta · 11/07/2026 23:16

Fedupofthestruggle · 11/03/2025 08:24

Thank you for understanding. All I receive now is DLA and Child Benefit so that will all go on my childs needs and nappies etc. So really we are just living on my partners income which is a decent salary but not enough with me getting nothing now.

You will be entitled to Carer's allowance. You can also earn a certain amount equivalent to 16h NMW per week in addition to this.

Kitchencakereduced · 12/07/2026 10:43

Suggest check this

If you live together, you may need to pay the full amount for council tax at your property

However he would still need to pay single person council tax at his flat

Kitchencakereduced · 12/07/2026 10:52

You will need to speak to your council about the council tax

Kitchencakereduced · 12/07/2026 10:56

A better situation would be

Your partner moves back to his own property & pays all his own bills

You open up new UC claim for single person at your property, plus disabled child & carer

Your partner comes to visit a few nights/days per week

You both remain financially independant

Needmorelego · 12/07/2026 12:46

This is a ZOMBIE THREAD from over a year ago.
The OPs situation could have changed completely and this may be upsetting for her to have this bought back up.

Holdonforsummer · 12/07/2026 12:52

Missiopi · 11/03/2025 08:06

UC practically forces people to stay single or live apart :(

Or cohabit, pool resources and stop taking benefits they no longer need!

topcat2014 · 12/07/2026 12:55

Why on earth would any potential boyfriend open themselves up to this kind of financial committment?

I really don't understand how the government thinks human lives actually function.

Fedupofthestruggle · 12/07/2026 15:35

Hi everyone, I was notified this thread had gained comments again.

As it's been more than a year I may aswell update you all.

We are now engaged and we get married next year. My darling son is thriving and has a great relationship with my fiance.

He sold his flat and I managed to - by absolute stroke of luck - find a part time job that understands the difficulty in caring for my disabled son, so makes reasonable adjustments around my work if necessary.

My fiance has been promoted and is now at managerial level earning 20% more than he did previously.

Majority of comments have been supportive to me on this thread, however some clearly don't understand the difficulty of making a living whilst dedicating their lives to a disabled child. I hope for your sakes you don't find yourself in this position.

I feel very fortunate I have met someone who loves me and my son, and works hard to provide for us. It takes a very special person to take on a child that isn't theirs and is disabled. I am very lucky.

OP posts:
Boomer55 · 12/07/2026 16:23

Missiopi · 11/03/2025 08:06

UC practically forces people to stay single or live apart :(

No, it just insists that couples support each other.

PoppyFleur · 13/07/2026 10:15

Fedupofthestruggle · 12/07/2026 15:35

Hi everyone, I was notified this thread had gained comments again.

As it's been more than a year I may aswell update you all.

We are now engaged and we get married next year. My darling son is thriving and has a great relationship with my fiance.

He sold his flat and I managed to - by absolute stroke of luck - find a part time job that understands the difficulty in caring for my disabled son, so makes reasonable adjustments around my work if necessary.

My fiance has been promoted and is now at managerial level earning 20% more than he did previously.

Majority of comments have been supportive to me on this thread, however some clearly don't understand the difficulty of making a living whilst dedicating their lives to a disabled child. I hope for your sakes you don't find yourself in this position.

I feel very fortunate I have met someone who loves me and my son, and works hard to provide for us. It takes a very special person to take on a child that isn't theirs and is disabled. I am very lucky.

Lovely update @Fedupofthestruggle congratulations on your engagement, may your life together go from strength to strength. You sound like the most amazing and dedicated mum, you and your son deserve to be happy.

Fedupofthestruggle · 13/07/2026 14:03

PoppyFleur · 13/07/2026 10:15

Lovely update @Fedupofthestruggle congratulations on your engagement, may your life together go from strength to strength. You sound like the most amazing and dedicated mum, you and your son deserve to be happy.

Well this gave me a lump in my throat. Thank you so much for your lovely words. All the best to you x

OP posts:
Blondeshavemorefun · 13/07/2026 19:27

Fedupofthestruggle · 12/07/2026 15:35

Hi everyone, I was notified this thread had gained comments again.

As it's been more than a year I may aswell update you all.

We are now engaged and we get married next year. My darling son is thriving and has a great relationship with my fiance.

He sold his flat and I managed to - by absolute stroke of luck - find a part time job that understands the difficulty in caring for my disabled son, so makes reasonable adjustments around my work if necessary.

My fiance has been promoted and is now at managerial level earning 20% more than he did previously.

Majority of comments have been supportive to me on this thread, however some clearly don't understand the difficulty of making a living whilst dedicating their lives to a disabled child. I hope for your sakes you don't find yourself in this position.

I feel very fortunate I have met someone who loves me and my son, and works hard to provide for us. It takes a very special person to take on a child that isn't theirs and is disabled. I am very lucky.

Lovely update

glad all is working out for you both

Holdonforsummer · 13/07/2026 20:12

Yes, this is fab news! Congrats OP 😍

JessicaRabbit6 · 14/07/2026 14:41

Fedupofthestruggle · 12/07/2026 15:35

Hi everyone, I was notified this thread had gained comments again.

As it's been more than a year I may aswell update you all.

We are now engaged and we get married next year. My darling son is thriving and has a great relationship with my fiance.

He sold his flat and I managed to - by absolute stroke of luck - find a part time job that understands the difficulty in caring for my disabled son, so makes reasonable adjustments around my work if necessary.

My fiance has been promoted and is now at managerial level earning 20% more than he did previously.

Majority of comments have been supportive to me on this thread, however some clearly don't understand the difficulty of making a living whilst dedicating their lives to a disabled child. I hope for your sakes you don't find yourself in this position.

I feel very fortunate I have met someone who loves me and my son, and works hard to provide for us. It takes a very special person to take on a child that isn't theirs and is disabled. I am very lucky.

Glad it worked out for you 🙏❤️

AnotherEmma · 14/07/2026 14:52

Congratulations, OP - on your flexible job and your engagement. Both definitely cause for celebration.

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