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Original poster

I’m an 18 year old in trouble help please!

117 replies

MacLanes · 26/09/2024 00:04

I’m in debt with my student accommodation I can’t find support to help me because all my family are separated my parents are both in terrible situations and don’t talk to me I try to but it never works. Well I’m not in debt yet but my next months rent is on October 1st for £615 I can’t get a student loan because I’m an apprentice and I haven’t started work yet. What do I do? I had to leave home due to certain issues, I had £800 in my savings and spent it all on a deposit and rent for this place. I need to make atleast £615 somehow before Octobet 1st what do I do!!!???

OP posts:
LovingCritic · 26/09/2024 10:13

If the OP is genuine they need to contact student services at the college which is involved with the apprenticeship and ask their advice.

I sadly suspect however as someone else suggested its a money fishing exercise - the OP seemed to disappear after this was raised in a pp.

Dollybantree · 26/09/2024 10:17

Rustygecko · 26/09/2024 02:05

Go and see the students union if the institution has one.
you could start a Gofundme page.

😢❤️

Dollybantree · 26/09/2024 10:18

PlayingDevilsAdvocateisinteresting · 26/09/2024 01:54

I am a nan with Parkinson's disease and a bad memory. I could not afford to give you that amount of money if I was your nan (I'm not as none of my Grandchildren are anywhere near your age yet!), but I would definitely want you to tell me about any serious problems and/or worries that you have - and I count this as a serious worry - so I would want you to share it with me.

If nothing else, I would give you an enormous hug, either a real one, or a virtual one if we couldn't meet in person. Actually, I would also remind you that something will get sorted out as long as you are proactive - which you are already being by asking Mumsnetters for advice - and that even if the worst thing was to happen, and this apprenticeship does fall through for whatever reason, it will not be the end of the world. Of course it would be very frustrating, and you would probably feel some degree of sadness for a while. But, in fact, sometimes when the worst thing we can imagine actually does happen, it can lead to an even better result in the end.

However, for good things to happen I do believe, as I said above, that you need to look-up, follow-up, ask people who's job it is, or volunteers like at the CAB, for any help and/or advice that they can give you. I'm sending you love and a hug as if you are my Grandchild! 🤗❤️ xx

Show quote history

😢❤️

Doh! This was the post I meant to quote.

Hope you get it sorted op xx

GinnyPiggie · 26/09/2024 10:30

Oh you poor thing, an apprenticeship can be very expensive in terms of living conditions and you really need some financial support from your parents. Do you have any other relatives you can talk to about this? You need someone to help you out a bit really. Your parents are being a bit rubbish frankly!!!

MadKittenWoman · 26/09/2024 10:33

Velvetandgold · 26/09/2024 05:44

If you're not currently a student then you're available to look for work. So you claim universal credit stating this. Ask also for an advance or a crisis loan from DWP, which they'll take back gradually from your benefit payments. It doesn't matter that you have an apprentice job lined up. Look for another job of any description and be prepared to take a full time permanent job if offered, because that's the criteria to claim.

Edited

This. You are available for work until your apprenticeship starts, so can claim benefits.

Sickday444 · 26/09/2024 11:39

I wouldn’t bother trying to get a bar/restaurant job right now as that could take time between applying/doing a trial/getting shifts.

Every town has recruitment agencies. Go into one, explain that you’re available for work asap, and want as many hours as possible. If they give you choices (probably receptionists/call centre/basic admin) ask how long it will take for cash into your bank.

They’ll certainly be factory/warehouse work going but that will mean you needing to buy steel top boots and a high viz.

Also call citizen advice as they’ll give you support on how to apply for benefits.

As PP said, DO NOT TAKE PAY DAY LOANS.

thismummydrinksgin · 26/09/2024 15:54

Ring the following people for advice;
Citizens advice
Your council and ask for crisis support
Shelter

Velvetandgold · 26/09/2024 17:00

OP I don't know how the heck you've secured halls of residence accommodation, if indeed it is that, on an apprenticeship. I'm wondering if you'll find there's been a mistake, your contract is void and you're not allowed to stay. I'm not sure reminding them of your existence, by telling them your rent will be late because your job hasn't started yet, is the best idea. Personally I'd try everything to find some way of paying the rent, keep your head down and hope they forget you're there.
.
How are you claiming student loans? You'd have to lie on the application? That's fraud. You're not a student. I suspect your claims for loans or grants will be turned down on this basis.
.
There are private landlords who specialise in renting to students, I lived in one for a while after a relationship breakup in my 30s (I was not a student). They were renting one bedroom flats with a communal laundry room, where the bedroom only fitted a single bed and barely any other furniture. You wouldn't have got a double bed in there. They didn't want a high turnover of tenants hence renting mainly to students. If this is what you've got, you'll be liable for council tax. So you need to get those applications in ASAP for the sole occupancy and reduction. I always paid my rent so I don't know what happened to those who couldn't, but I do know that the average private landlord's response to late/unpaid rent or the prospect of it is to issue an eviction notice. So I'm not sure about if the advice to tell them is the best advice.
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If you are evicted from wherever you live, it's important not to leave without the landlord taking you to court and being evicted by bailiffs. Unless you have actually found somewhere else to go. The council helps homeless people, go there and register yourself as homeless if you get an eviction notice. They won't help you if you've left the property of your own choice though. An eviction notice means the landlord wants you gone, they personally don't have the powers to get you gone, only the courts can do that. So if you end up in this situation you stay, keep paying your rent if possible or as much as you can (because nobody wants to rent to someone with rent arrears, not even the council) and stay put until either you find somewhere else to live or the bailiffs evict you (after which the council will find you somewhere to live).

Boomer55 · 26/09/2024 17:04

Go to the Student Union and ask to speak to the welfare officer.

Hoppinggreen · 26/09/2024 17:24

Boomer55 · 26/09/2024 17:04

Go to the Student Union and ask to speak to the welfare officer.

Once more - OP is NOT a student

pocketpairs · 27/09/2024 00:21

MacLanes · 26/09/2024 00:13

I asked a few friends but they said they can’t my girlfriend wont give me any money because she said she wants it back asap and i said it will take some time

Time to upgrade asap...

Velvetandgold · 27/09/2024 00:44

pocketpairs · 27/09/2024 00:21

Time to upgrade asap...

Show quote history

It really isn't. Nobody has to lend friends or partner money. This couple don't live together. We don't even know how long they've been together. A partner isn't a cash cow to be milked whenever you're short of funds. It's not in the least bit sensible for anyone to lend friends or partner money when that person is already in a financial predicament with no real plans for when they'll be able to pay it back.
.
People are responsible for themselves. It could be OP can't actually afford to do this apprenticeship and needs to find a full time job paying at least minimum wage, in order to put a roof over their own head like the adult they now are at 18. It's sad if they have no family support, but that is the situation for many, they're not unique.
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Hopefully OP has spent today speaking to organisations that may be able to help and advise and putting in their benefit claims.

IhateHPSDeaneCnt · 27/09/2024 02:43

OP has obviously heard that this Forum is a soft touch.

LindorDoubleChoc · 27/09/2024 03:50

I want to know who agreed a tenancy with this apprentice, who hasn't even started work yet? Unbelievable that some on this thread were thinking of donating cash!

SD1978 · 27/09/2024 05:19

@LindorDoubleChoc - agreed. 18yr old lad comes on Mumsnet and tries heartsting approach to get cash from women......I can't believe anyone would be stupid enough to send them money but I'm sure some would/ have.....

LissaGa · 27/09/2024 07:01

IhateHPSDeaneCnt · 27/09/2024 02:43

OP has obviously heard that this Forum is a soft touch.

To be fair, there are plenty of threads where posters talk about their high earnings, their massive savings accounts, buying high end clothes, shoes and handbags. Someone might think starting a thread like this would generate a few quid at the very least because these wealthy people can easily afford to donate a few hundred quid and not even notice.

Anyone remember the woman who hated her newborn baby? She made a tidy amount from gullible posters.

DangerMouseAndPenfoldx · 28/09/2024 11:33

MacLanes · 26/09/2024 00:11

I was expecting my student grant on 25th of September but they said that Ill have to wait till mid october, I should start my apprenticeship on the 7th of my october im mega lost on what to do.

@MacLanes how are you getting a student grant?

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