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Joint UC calculation

112 replies

Linkedin721 · 24/05/2024 22:57

Hi, hoping someone can help me work out my joint UC claim as DWP cannot advise me of my calculation until the end of June. It’s a joint claim, I can’t work out of the monthly award will be £99.65 or £469.80 due to the wording surrounding LCWRA work allowance. I work full time and my husband is signed off from work (self-employment) , no children and no housing element (live in mortgaged home). I earn £1697 net after tax, NI and pension. My husband has been signed off sick since February. He is expected to be assessed as LCWRA. When calculating UC I was confused if my husband’s £673 work allowance applies to my income. If so will the calculation be my wages (£1697) - work allowance (£673)=£1024 when wages taper x 0.55p = £563.20 total deduction from £1033 claim (couples allowance £617 + £416 for husband’s LCWRA) = £469.80 total UC award. If my husband’s work allowance cannot be applied to my income then the calculation would be £1697 x 0.55p = £933.35 deduction from total £1033 = £99.65 total award. Thanks in advance and apologies if this is obvious, UC is all new to me, however assuming his work allowance won’t apply and I’ll have 55p deducted from my full wage £1697.

OP posts:
YouveGotAFastCar · 16/07/2024 10:26

caringcarer · 16/07/2024 10:23

It's actually up to the individual to check the amount they pay is the correct level for their needs.

I agree - I meant that he should have been clear, not that HMRC should have made it clearer. This stuff isn't my forte, but I do think it's explained okay.

My accountants have always flagged it, too.

Linkedin721 · 16/07/2024 17:20

Thanks for replies everyone. His sick note was dated from 01/02/24 as his GP back dated it, he did not upload it until May. He did not have an accountant. His self employed business did not net a lot of profit as he has been ill for years but only just recently began the process of applying for any sort of financial assistance. We submit the tax returns ourselves and paid the national insurance amount based on the giro pay in slip they generated. Must have missed the option to pay higher rate of NI. I wish there was an option to pay towards credits.

OP posts:
Linkedin721 · 16/07/2024 17:28

Only 7.5 weeks since we uploaded sick note to UC account so it will be a while before anything is reviewed. Thanks again to all who commented

OP posts:
Linkedin721 · 17/07/2024 11:23

caringcarer · 16/07/2024 10:11

Date starts day Fit note handed in. Then 13 week wait.

Thanks, handed in 24/05 but dated from 01/02

OP posts:
DragonFly98 · 17/07/2024 13:34

Linkedin721 · 17/07/2024 11:23

Thanks, handed in 24/05 but dated from 01/02

Then the earliest it would be paid is the September/October assessment period.

Linkedin721 · 19/07/2024 10:18

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This message has been withdrawn at the poster's request

Lougle · 19/07/2024 11:39

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This message has been withdrawn at the poster's request

Possibly - I've reported your post because you've put some identifying information in it. Hopefully they'll edit it for you.

budgetingnovice1993 · 19/07/2024 12:07

Lougle · 19/07/2024 11:39

Possibly - I've reported your post because you've put some identifying information in it. Hopefully they'll edit it for you.

Missing the point but how is a ref number identifying? Unless you mean someone who works within dwp will access systems to search for it? Surely that would be a breach. Unless you have access to the system then I can’t see it as identifying.

DragonFly98 · 19/07/2024 12:10

budgetingnovice1993 · 19/07/2024 12:07

Missing the point but how is a ref number identifying? Unless you mean someone who works within dwp will access systems to search for it? Surely that would be a breach. Unless you have access to the system then I can’t see it as identifying.

That's a NI number.

Linkedin721 · 19/07/2024 12:12

Lougle · 19/07/2024 11:39

Possibly - I've reported your post because you've put some identifying information in it. Hopefully they'll edit it for you.

@Lougle thank you. I did not realise that could potentially be outing. I cannot edit it so hope MN will delete the identifying part. I think it’s strange ESA declined application because of NI contributions but now a mysterious payment appears with no explanation. Not complaining, just confused.

OP posts:
Linkedin721 · 19/07/2024 12:14

@DragonFly98 now I am really confused as that isn’t either of our NI numbers

OP posts:
DragonFly98 · 19/07/2024 13:38

Linkedin721 · 19/07/2024 12:14

@DragonFly98 now I am really confused as that isn’t either of our NI numbers

That's really strange because that's an NI number am 99% sure and the dwp uses NI numbers as a payment reference when they pay money into your bank.

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