Requesting to cancel a universal credit claim

[Lililoox]

Hiya
I have recently moved in with my parents, so no longer get housing costs and have updated my claim since so I get £0 rent. I am so lucky and my parents are amazing with helping out with anything my child needs. I do not need to pay them rent or contribute to bills which I am so grateful for.
I would like to cancel my child and single parent element as my wages cover everything she needs as well as putting some away into savings. I don’t want to accept it just because it’s there and I know I’ll feel a lot better in myself without claiming these benefits anymore. Some people say you cannot cancel a claim for this reason but others say you can? So just looking for the correct answer only before I send off a request to cancel the claim!

So no one on universal credit should be able to save to better their position?

Good way to put it and I think your points are valid! It’s just now that I have extra help I don’t want to accept the payment just because it’s there. I accepted the help when I had nothing and I’m grateful for the help I’ve received. But now i’m ready to just be free from any benefits

So no one on universal credit should be able to save to better their position?

Principles can be expensive.

Op is putting her family in a worse position by cancelling a claim to which she's entitled and claiming she wants only earned income to go into her savings. Very noble. But you can't have it both ways when you're already sitting on £4.5k of savings amassed when on UC.

ok fair enough, you have more of an issue with the stance of the OP “earning it themselves “

Credit where credit is due, the OP no longer wants to rely on her state support. Whether hee parents are in a worse off position we cannot possibly comment

Why wouldn't you save the money and get your own place like a good adult makes more sense to me or save it for the child

You're going to let your parents subsidise your and your child's living expenses op instead of the Government. You're not independent and managing to do it all on your own, not yet.

That time will come but it's not now. And accepting every benefit you're entitled to will get you there quicker.

I’m just a weird one and I think differently to a lot of people. I’ve always been like it, even my friends are like are you okay?! A lot of people will just see me as sponging off my parents (mum & step-dad). But to be truthful I’ve felt more myself then ever being back around them (as they moved away) and they love watching their granddaughter grow up. And I would never force them to let us live there rent free, or to help out with my child. But if anything they don’t let me have a say, they truly are the best. It’s more so of the accepting commitments, and having to go to a job centre if they need something showing to them. I know it’s not a hugeee effort but I just want to live my life now I can without being tied down as such (probably not the right words) and not having to worry about remembering to log in to see if I’ve got any commitments to agree to.

just out of curiosity, how is going to the job centre more of a commitment than having a job?

I have a job? I never stated I don’t have a job?

Oh sorry I misunderstood. I thought you’d increased your hours or something

I meant you said you don’t want commitments

It’s ok, and I have increased my working hours, just so I can put more away a month to help me get to my savings goal.

ok, so keep claiming Credit and put towards your savings goal and when your circumstances change and you’re no longer entitled, call the helpline and let them know your situation

Oh I understand now, sorry. If I hated my job I’d probably agree but I love it. I really enjoy going to work. I’m a paramedic and as stressful as it is it’s a very rewarding job

I think after a lot of people’s comments the best thing is to probably just take it, Thank you for being nice and actually guiding me though. I know some people have just tried to help but they don’t word it in the nicest of tones. Almost seems patronising rather than helpful😂

i hope I haven’t come across as patronising, I do think you’re letting your well meaning principles and maybe a little pride get in the way of the bigger picture. Benefits are there for anyone who qualifies to take, make sure you take what you are entitled to, as the government will take their share from your salary

Not at all you’ve been very helpful, Thankyou x

Personally I would save it for future use. You are allowed savings.

You aren't able to afford to put a roof over your child's head so you do need it. Put it in a savings account for your child if you want to.

Do you want to be living with your parents? Is it a long term plan?