Requesting to cancel a universal credit claim

[Lililoox]

Hiya
I have recently moved in with my parents, so no longer get housing costs and have updated my claim since so I get £0 rent. I am so lucky and my parents are amazing with helping out with anything my child needs. I do not need to pay them rent or contribute to bills which I am so grateful for.
I would like to cancel my child and single parent element as my wages cover everything she needs as well as putting some away into savings. I don’t want to accept it just because it’s there and I know I’ll feel a lot better in myself without claiming these benefits anymore. Some people say you cannot cancel a claim for this reason but others say you can? So just looking for the correct answer only before I send off a request to cancel the claim!

claim whatever you’re entitled too. Surely there’s a help line to call

I don’t want to continue to claim just because I’m entitled to it. It sounds stupid but I’d feel much better knowing I’m not receiving any benefits. Just personal preference

You can resign yourself to a long wait in the call queue to the DWP helpline, write to them or, if you've got a UC diary, request it in there.

That's at least three threads you're asking the same question on, in a matter of minutes - two of them your own. You'll get more and better responses if you stick to one thread. People will just think you're spamming if you do this.

Personally I dislike the thought of you adding to the huge numbers entitled to benefits but not claiming. Dependent on your exact reasons for wanting to cancel, perhaps you'd consider continuing to receive them but donating the money to the Trussel Trust or similar?

I have a UC diary and you can even request to just close the claim, I’m just looking to see if anyone has done it before and had it accepted or refused as seen on a few Facebook posts different things!

Well, that's bonkers. Just do it and find out!

You’re entitled to your opinion of course, and I understand your points but I don’t see the need to continue to accept money when it will not be going on the things it’s meant to be going on. I’m all for donating to charities and I do my fair share in events (i.e mud runs) to get sponsors raise money for them.

If - for some mad reason - they refuse to stop giving you money, you could deal with that when it happens.

But just pick a thread and stick to it. You're everywhere on the boards tonight.

Accept the money and give it to your parents as rent?

Sorry I didn’t know it would show up a lot! I’m new to this and posted it in parenting and then found a money based thread

My parents have a mortgage and have paid it off and I have tried to get them to accept rent but they would put it straight back into my account

Save the money to sort out a place of your own for you and your child?

I know my first comment I thought I created my own post (or thread) and then I realised I commented on someone else’s post. Then I managed to figure out how to create my own and done one in parenting and found the money thread which I thought was the most relevant. I was unsure how to delete (I did try I’m not intentionally trying to annoy people)

It's fine. Just let the others die. Or report your own posts if you can find the button. It's just dizzying to see the same question in different places.

I’ve stopped responding on the other one now so hopefully that will fizzle out soon. I’m not the greatest with technology unfortunately

What’s your motivation for not wanting to claim?

Because I’m in a very fortunate position that my parents help out a lot (because they want to) and I still have more than enough for savings and her through my own wages which I am very grateful for. My partner will also be moving in, in upcoming months hopefully and our wages altogether would stop the claim anyway, but I don’t see the point in getting it for the extra few months when I don’t need it… my daughter is well dressed, fed, gets anything she asks for (spoilt I know) and I already have a savings set up ready for a house and one for when she is older, and both her grandparents have accounts for her too that gets money put into monthly. She will never go without and if I knew there was a chance of that I wouldn’t even be contemplating ending the claim! I want my own money to go into my house savings and daughter’s savings, not benefits. You probably think I’m stupid and to be honest I don’t blame you for thinking that

No I don’t think your stupid. But if the money is there and you are entitled to it I think you should take it. I say this as a high earner who looks into every avenue to make my situation benefit me.

i think a big part of it is to do with my upbringing. My father (I haven’t seen him in 8 years and I’m only 22). He refused to constantly pay my mum any child maintenance, she worked full time to provide for me and 2 other children and she never got any help for it, and that was down to her pride and wanting to prove to him she could do it without him, or benefits, and she did. I’ve always looked up to her and admired her for that, and always said if I was ever in her position I wouldn’t take it for granted, I’d accept what I needed and decline any help when I knew I could cope without. I know it’s 2 completely different situations and luckily my partner is amazing and I can’t wait for him to move in with us. but I'm ready to stop with any benefits now, i’m upping my hours at work (only by 10 hours) and I feel like a weight will be lifted when I know it’s gone and I haven’t got to attend any job centres, or accept commitments, and just live my life. Sorry for the long message

How much are your savings?

Currently just under £4,500

Okay. I was wondering if they were high enough to stop the claim anyway (£16k). If they hit £6k, payments reduce.

Between your savings growing and your OH moving in, your claim seems likely to end soon anyway.

I want my own money to go into my house savings and daughter’s savings, not benefits

I think in that case, you should probably be paying back the £4500 you've saved already - or however much of that was saved whilst you were receiving UC. Afterall, you wouldn't have those savings if you hadn't been receiving UC to help with living expenses would you?

Your approach is commendable and it sounds like you’re doing well for yourself! I’m sure there must be some helpline you can call to update your situation if you see fit.
I have no doubt that if you no longer are eligible for credit it will be stopped, however I honestly don’t understand why you would cancel this earlier than necessary. Unless there are conditions attached.
I don’t qualify for any benefits myself but constantly review the system to see if anything would benefit myself….eg maxing out my pension to avoid tax, savings allowances. So as I understand it, why should you not make it work to your benefit?