How much disposable income do you have each month?

[RosieLeaLovesTea]

How much disposable income do you have after all of you mortgage/rent, bills and living expenses have been paid?

Probably about £1200, but, it's just me, no one else to pay for, no childcare, etc.

Not much.

Ha ha ha. Not much and getting smaller.

None currently.

About £2.5K after bills and food etc

No idea, what about you?

Depends if you count savings, i transfer them out by standing order so doesn’t feel ‘disposable’ even though technically it is

About £2k, we are retired though so no mortgage or DC to pay for

I would include savings and all - so what you completely left with.

@User6286509 wow I can only dream about being mortgage free with DCs all grown up. We have a long way to go.

No idea. I get to the end of the year and hopefully find myself with slightly more savings.

This year I've paid for a new roof. Last year a new (second hand) car.

I've no more big purchases planned but who knows!

If we didn’t save anything, about £5000

How about you share how much you have?

I think it’ll piss some people off if everyone answers honestly, there are going to be some very different amounts.

About £300 and not been saving for a while. All surplus will be on days out in the month of august.

Not sure. It’s shrinking all the time. I don’t want to think about it too much until prices have topped out.

On paper about £500 but never ever seems like it 😵‍💫 there is always some drama/unexpected expense

About £3000, depends on what we put into savings and other pots

Mine varies a bit because I am employed but also have self employed income.

I use an app to track my income, bills. Expenses, and spending.

june - I had £650 left
May - I was minus about £750 as I part paid for a holiday and mortgage
Application fee
April - I had £302 left
March - I had about £2000 left but that was due to some self employed income coming in.
February - I had £557 Left
January - I had £900 left

Loads. Why?

Nothing. I have nothing before all bills and living expenses are paid.

What's that? 🤦🏼‍♀️

About £200! I know circumstances differ, hard work etc etc but staggered by £5000 disposable a month- that would be lovely

Personally or household?

between DH and I combined, about £3.5k before savings and groceries.

personally, we both give ourselves £500 ‘spending money’ and £1k is savings.

I know we are in a very fortunate position though - it hasn’t always been like this.

Probably about £500 a month . £100 a week and one dress and a lipstick a month.

About £1500.

About £2000 between dh and I. No idea where it all goes 🤯