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What's your income and what's your mortgage/rent

199 replies

clouds56 · 01/02/2022 19:01

I'm just curious to know what peoples monthly household income is and how much their mortgage/rent is?

The reason for me asking is because I am moving house soon and our mortgage will be going up by quite a lot but our household income has also increased. Although we've done all our sums and the bank are happy to lend us the money I am still feeling anxious so interested to see what other peoples monthly income and mortgage/rent is? And whether you find it manageable or struggle.

OP posts:
Beansontoast45 · 01/02/2022 19:05

Take home £2500 mortgage is £700.

qualitygirl · 01/02/2022 21:01

Income approx 6200 after tax, pension etc
Rent/mortgage 0

HasaDigaEebowai · 01/02/2022 21:04

Why ask this. Everyone has different circumstances and so it’s meaningless to you. A more relevant question might be something like “if you earn £60k between two of you, how much can you afford to pay on your mortgage” but even then it’s pointless because everyone has different outgoings/responsibilities/approach to saving etc

Hdhr8jsj · 01/02/2022 21:06

Single income after tax, pension etc of 3.2k (including PIP).

Mortgage £600

User1412 · 01/02/2022 21:08

Combined income is 6,000 a month. We rent which is 1,400

Bushkin · 01/02/2022 21:15

About 17.5% of net income excluding any bonuses

Arubaa · 01/02/2022 21:18

Income £7000, rent £1700

USaYwHatNow · 01/02/2022 21:26

Combined total monthly income is £4,600. Total household related outgoings are £1,200 with £730 of that currently our mortgage.

Imsittinginthekitchensink · 01/02/2022 21:27

My rent is 62% of my salary.

Whatever2022 · 01/02/2022 21:31

This will probably be scoffed as untrue. But to answer the OP's question - £23,000pm take home, mortgage £2,880pcm. We over pay it though.

MrsKeats · 01/02/2022 21:39

Net income £7200 plus bonuses of around 8k a year.
Mortgage is £1100

Cocha · 01/02/2022 21:39

£3000 income
£550 mortgage

Ikeptgoing · 01/02/2022 21:43

Take home £1600+ £450 before (CB, CTC) , mortgage £1289 pm
Dad stopped paying a penny of maintenance 4 year ago or responding to CMS (£950pm) even though he's working he disappeared, so we have to move - 3 children 😩

Avacadoandtoast · 01/02/2022 21:46

Ooo @Whatever2022 , I want to know what you do (appreciate it might be too outing so you don’t need to say!), would love that much leftover each month! Well done you!

SomeOwlsCoo · 01/02/2022 21:47

Income £1605
Rent £800

Whatever2022 · 01/02/2022 21:47

@Avacadoandtoast

Ooo *@Whatever2022* , I want to know what you do (appreciate it might be too outing so you don’t need to say!), would love that much leftover each month! Well done you!
Middle East salary...
Whatever2022 · 01/02/2022 21:49

And also, the house requires a total refurb, inside and out - another 6 figures tbh, so that's taking up quite a bit of the rest!

MojoJojo71 · 01/02/2022 22:00

Take home about £2300-2700 depending on weekends worked

Mortgage £522

Jane1978xx · 01/02/2022 22:05

Depends on other outgoings. My car loan is more than my mortgage and my child care used to be 3x the mortgage. You need to do a spreadsheet of outgoings and check it works

Avacadoandtoast · 01/02/2022 22:07

@Whatever2022 - I think il be coming off of mumsnet and flicking through jobs in the Middle East this evening, ha

Whatever2022 · 01/02/2022 22:11

[quote Avacadoandtoast]@Whatever2022 - I think il be coming off of mumsnet and flicking through jobs in the Middle East this evening, ha[/quote]
If you have a degree in your field, it's always worth a look!

Colleen92 · 01/02/2022 22:13

£40k apx income (currently only DH working until dd2 is ready for nursery) with £760 pcm rent, Devon.

BoodleBug51 · 01/02/2022 22:13

Joint income £80k
Mortgage/rent £0

Alwayswonderedwhy · 01/02/2022 22:14

Take home £5000

Mortgage £600

DuchessMinnie · 01/02/2022 22:19

Take home around £11k, 2 mortgages £3k and £1.2k.