What's your income and what's your mortgage/rent

[clouds56]

I'm just curious to know what peoples monthly household income is and how much their mortgage/rent is?

The reason for me asking is because I am moving house soon and our mortgage will be going up by quite a lot but our household income has also increased. Although we've done all our sums and the bank are happy to lend us the money I am still feeling anxious so interested to see what other peoples monthly income and mortgage/rent is? And whether you find it manageable or struggle.

Mortgage £380 on a bog standard 3 bed semi , monthly income 7.5k after tax. Houses have shot up in price , inflation is a worry and rising rates . We aren't sure whether to stay here for a while see how it pans out while being very comfortable have wanted to move to a bigger pad for quite a while.

Take home 1700 rent 950 :(

Our income is around 4250 a month. Our mortgage is £480 a month

Take home £7000, mortgage £1100

@Lovinglife45

Those of you with mortgages under £1000 are fortunate. Did you buy in the 1990's or do you live outside of London?

My mortgage is £1400 for a small three bed terrace. Third bedroom as a box room, one WC. There is simply not enough space with growing dc, however we cannot afford to extend mortgage by £200k to £300k for a four bed.

So true! Our take home is £4k and our mortgage is £1,400!

Income 1700 plus UC 500 approx. Child benefit of £140, and Scottish Child Payment of £80 so INCOME - £2120 approx.
Rent 650
Council Tax 215

What's left is to cover 4 of us plus pet.

There will be some huge differences between. My mortgage is about £260 a month and I earn a fair bit more than that.

At one point I was paying £90k a year interest only on my mortgage

Single income £4300pcm

mortgage £400

Single income of ~1000, mortgage is 400, so 40percent of my pay. It hasn’t felt too bad but with gas n leccy bill pushing to meet the ctax bill it’s a little tighter than it used to be!

@Lovinglife45 my mortgage is £420 i bought house in london. I bought house in 2016 it was £420k. I overpaid over the years and got big downpayment in the first place. I think i only mortgage £110k

£2300 combined income, mortgage is £430

Take home 4800 mortgage 500

Neither skint nor comfortable

Live up north and had a 50% deposit courtesy of v generous in laws. Its a 4 bed semi .

Combined monthly income £4100. Mortgage £640

Take home salary: £3,200
Mortgage: none

We take home around £5k per month (fluctuates due to monthly bonuses), rent is £1300.

Income 6.5k, rent is 1800 - 3 times what our mortgage was……. Looking to buy but struggling to find anything

I think you are normal , some of these astronomical salaries really inflate the national average

Monthly take home about 1800 rent is £450

We bring in 4800 between us and our mortgage is 950 a month for a mortgage of 225k.

Our total income at present from all sources is around £3500.

Mortgage is £650.

Current joint take home is around 3k,
Rent is £1200

We're in the process of buying which will then be £750 a month

Combined take-home is £7,400, mortgage is £2,450, which seems really high compared to everyone else's!

Ours was always one third of income, give or take.

Net income 9500, mortgage 700.
Feel poor as I have many friends in director/partner level ..