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What's the etiquette around loaning people money and them making other purchases?

28 replies

Dextersmumhasgotitgoingon · 23/12/2021 16:11

I loaned my husband £5000. It was to go towards his share of a joint purchase we made - I paid £10000, under the agreement that he'd pay me back £5000 as and when he could. I didn't set a deadline, I thought he'd just pay it back as we agreed. We don't share our finances and the £10000 was part of an inheritance I received.

He works on commissions and has just had a £1000 bonus. He has a 3 year old phone and has decided he wants to buy a new one: for £1000.

I didn't necessarily expect for him to pay me back the full £1000 bonus he received this month but I'm a bit shocked that he's chosen to buy himself a new phone when he still owes me without making any effort to pay any money back. When I brought it up, he said I couldn't tell him what to do with his money (which I actually completely agree with and would expect the same from him re. my money).

What's the etiquette in this situation? Am I in the wrong to expect him to pay me back as a priority when I never actually explicitly said this?

OP posts:
jalepenopopper · 25/12/2021 12:15

I truly believe that a relationship is never going to work if you have different attitudes towards money and different spending habits!

RowsOfHolly · 27/12/2021 08:02

Good.

Get him to set up a standing order for the day after his money goes into his account. Otherwise his ‘different spending habits’ will take priority over your repayment.

whyohwhyohwhyohwhywhy · 29/12/2021 11:53

What did you buy? Who wanted the thing more?

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