Universal credits - are they paying me too much

[TulipVictory]

I normally work part time & my husband full time. Currently on unpaid leave part of maternity leave and struggling to get by. Applied for universal credits. Husbands wage, £1800-£1900. I'm currently receiving £0. I have three children but it says they are paying some towards the first two. Mortgage over £700. I was expecting maybe £200. What they have said today is they will be paying me a little over £1000. Don't get me wrong I am absolutely thrilled with this I was struggling to get by with less than £30 a week on food until I return to work in December. Is this right? I don't want to have to spend it and have to pay it back.

I didn't claim during my other mat leaves as I did not realise I could. I still have a credit card from where I struggled with my second child 🙈

Is that pre or post tax op?

If it's pre tax then he's on a low wage so it's probably right. If it's post, then might be worth asking for a breakdown if they do it? It'll be equivalent to WTC, FTC and possibly some SS for you?

Have you checked all the elements are correct on your statement?

@SleepingStandingUp I'm not sure? I'm assuming post tax as it says this is the total amount you will be paid this month?

@Monster2021 it's basically says...

Standard allowance
£509.91
You get a standard amount each month. You said you're in a couple
Children
£519.58
You get support for 2 of your 3 children

Is £1800/£1900 what he brings home net. Ie after deductions?

You can check what elements they are paying you for on your statement.

If your only due those elements and you’ve been basically paid that, then it’s too much, like they haven’t taken his wages off.

@danni0509 yes that's what he brings home after deductions

You should be entitled to about £220 a month based on what you said above with your partner earning £1800. Will rise a bit when the new is rules come in no later than December 1st. But deffo not £1000. Can you leave them a journal message.

@danni0509 should his pay be under deductions as there is nothing under that section

What we take off (deductions)

Total deductions
£0.00

*when the new uc rules come in no later than December 1st.

I did a recent calculation based on a similar wage but as a single parent and I didn’t get anything towards myself. The only thing I got was an element for having a disabled child, which worked out about £20 a week.

Let me check mine 2 mins I’ll tell you exactly were my Dh earnings are x

UC have direct access to wage details for your husband.
Don't forget that's a monthly amount and you will have waited 5 weeks for your first payment.
Easy way to check would be on entitled to benefits calculator.
Doesn't seem too high to me.

So clicking on payments then this months statement, your partners wage should be under ‘what we take off for deductions’ should say take home pay then your partners name with his reported earnings for that assessment period from hmrc.

So it’s not picked up his earnings by the looks of it if it doesn’t say that anywhere.

I've just phoned them and they haven't picked up his earnings so I need to leave a note saying what he got paid and when and they've said they may be then need to take some money back. Does this mean we are basically going to earn nothing in the end ? 🙈

He's on about 30k so you might get some but not anywhere near that.

Yes @SleepingStandingUp 30k is what he is on. I was slightly excited when I saw that this morning, never mind 🙈

You've done thing right thing tho, not sure but they should be able to take it back in small amounts rather than the full amount in one go which might help

Youl defo get something maybe a couple hundred.

What's his exact wage after tax ?
I can work it out for you

@MrsGeoWolf £1,867.84

You won't get any if my experience was correct.

Husband lost his job so zero income. I earn £1200.

We received nothing. Our household bills are £2k before we even eat.

I just can't see how if you bring in £600 more than we do, you'll get anything sorry.

I might add, they did initially pay us. 3 months later they said they'd overpaid us by £900 and could they have the whole lot back. Just warning you!

Couple over 25 £509.50
2xchildren 1st. £282.50
2nd. £237.08
=. £1029.49

Wage 1867.84
-work allowance 515
= 1352.84
X 0.63
= 852.20

Uc 1029.49

• 852.20

=177.29

We are in an almost identical position and I’m eligible for child benefit only. Obviously individual circumstances differ.

Thanks so much for that @MrsGeoWolf. I would have been fairly pleased with that if I had not already seen that but figure this morning 🙈