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Rent help on uc

81 replies

AandD · 22/01/2021 13:00

Hello everyone, may I ask a question please? My daughters boyfriend has just split up with her, and is packing his stuff to move out today, so now she’s on her own! She’s just made a single uc claim, but I was wondering if she had to specifically ask if there’s any help she can get with the rent, or is it automatically looked into? They’ve said they’ll tell her how much she’ll be getting paid on the 24th Feb, and her payment will be made on the 28th of Feb. She’s a care worker, and works about 35 hours a week at the mo. We have no idea how much she’ll be entitled to if any. So worried about her.

OP posts:
AandD · 23/01/2021 20:59

I feel so helpless. I worry about her depression. My mum has said she could live with her but she’s an hour away from us, so not near her work. Also my mum wouldn’t want the stinky ferrets in her house, she said they’d have to be outside, and my daughter treats them like babies, they run around the house like dogs, they’re never shut in. Ok think it’s the ferrets that will be a big problem too.

OP posts:
RickiTarr · 23/01/2021 21:53

Bottom line is she might have to rehome the ferrets. I mean, I would hate to be parted from my pets too but she can’t make herself homeless alongside them. That helps nobody.

This is probably a valuable lesson to her that some things have to wait until you have a secure home and a certain level of income.

notthemum · 23/01/2021 21:59

Lougle & beanie. They wouldn't let me live in a two bedroom and they only have really grotty one bedroom places which cost about 20 quid a week more than my place. So quite frankly I'm screwed.

BeanieB2020 · 23/01/2021 23:48

The thing is they can't be offering a one bedroom rate to every young person on UC, otherwise a lot of young people would jump at the chance of leaving home early and getting their rent paid which I suspect is why they only pay shared accommodation rate for younger people. I do think the age should be lowered though, maybe 30.

That makes sense but 25-35 year olds aren't young people who would be living at home. Especially the late 20s-30s. Even 20-25 is old to be living at home in my opinion. Genuinely surprised a 30-35 year old is even considered to be a "young person" now (I'm older & def didn't think myself a young person at that age!)

Notthemum I'm sorry. The bedroom tax is silly for people who are already living in a property and who would be forced into a worse place if having to move. I hope you find something.

Hotpeppsau · 24/01/2021 02:19

I think the aim is not really about age it’s about affordability it makes sense to house share if you cannot afford your rent.

Mousehole10 · 24/01/2021 08:05

OP your DD needs to make some hard decisions. At 20 it’s not unreasonable to be expected to house share if she can’t afford rent. She needs to work out if she can afford to stay where she is on her salary or not. Check entitled to website to see if she will get any UC, but on her pay (assuming she gets min wage) it won’t be much if any. If she can’t afford it she will need to get a house share. The ferrets will be a problem but she really shouldn’t have got them being in rented in the first place, they will always be a problem when she needs to move.

AandD · 24/01/2021 08:18

I agree that the ferrets are going to make this hard, and I honestly can’t see her ever giving them up! She would be devastated. She said she was going to ask the landlord if she could have just her name on the tenancy, but she kinda needs to know if she would get any help. She needs to do the entitled to thing to check.

OP posts:
Lougle · 24/01/2021 08:52

The trouble is that at the age of 20 with no dependents, she doesn't even get a work allowance for universal credit.

So, let's say she earns £8 per hour, and works 35 hours per week. That's £280 per week, or £1128 per month after tax, etc. The universal credit deduction is 63p per £1. So £710.64.

As a young person under 25, her allowance will be 342.72 per month. But she'll lose all of that. That leaves her deduction at £367.92.

That means that whatever her rent allowance is, she'll have £367.92 deducted. In my area, her rent allowance would be £88 per week, £381 per month. That means she would only get Universal Credit of £13 per month.

Obviously, her rent could be higher, which means her rent allowance would be higher, but what I'm saying is that universal credit isn't going to help her much, if at all.

LHA rates can be looked up here. She needs to look for the shared accommodation rate.

AandD · 24/01/2021 12:55

She’s just told me that she’s recently dropped her hours at work to 20 a week, as her hands are swollen and red raw from washing them so often. 😩

OP posts:
RickiTarr · 24/01/2021 16:27

@AandD

She’s just told me that she’s recently dropped her hours at work to 20 a week, as her hands are swollen and red raw from washing them so often. 😩
So basically she needs a FT job, a shared house and someone to take the ferrets.

Have you explicitly told her there is absolutely no hope of you taking her back in? Maybe that’s what she is hoping for ?

AandD · 24/01/2021 16:49

She doesn’t want to live here, it was quite stressful for her with all the kids to be honest. 😔

OP posts:
RickiTarr · 24/01/2021 16:51

Well she’s going to have to pull herself together then, isn’t she? You can advise but you can’t be her and so it all for her. She needs FT hours and probably a room in a shared house and if she doesn’t get her finger out, she will end with bills she cannot pay.

Screwcorona · 24/01/2021 16:54

She might be entitled in the short term to a discretionary housing paying to cover some or all of the difference between Lha and rent. Ask this on the UC journal

Screwcorona · 24/01/2021 16:55

*payment not paying

Mammaaof · 24/01/2021 22:47

She needs to get her arse in gear!! Dropping her ours by 15 weeks because she's got bad hands! Please tell her to get a grip! Hmm

Lougle · 24/01/2021 23:02

Ok, the harsh reality is that she either needs to sleep on your sofa or find more work quickly. There's very little chance of her getting discretionary housing payments. She's a fit, healthy young person, with no dependents.

MiddlesexGirl · 24/01/2021 23:11

@Screwcorona

She might be entitled in the short term to a discretionary housing paying to cover some or all of the difference between Lha and rent. Ask this on the UC journal
DHPs are applied for to local council not via UC.
AandD · 24/01/2021 23:28

Her hands are red raw, swollen and bleeding! She said she’s reduced her hours, as also her mental health is not good, she’s had a lot of health issues with her depression and anxiety and panic attacks.

OP posts:
RickiTarr · 25/01/2021 00:55

@AandD

Her hands are red raw, swollen and bleeding! She said she’s reduced her hours, as also her mental health is not good, she’s had a lot of health issues with her depression and anxiety and panic attacks.
What do you want from the thread OP?

Everyone is giving good advice.

We can switch to giving you really terrible responses like “ah poor lamb has sore hands, of course it’s a good idea for her to be working part time, her landlord absolutely must giver her a sole tenancy for a flat she can’t afford and Universal Credit will cough up the shortfall because her ferrets ‘are her babies’.” Is that what you want to hear? Because it doesn’t work like that, and us telling you that it does won’t help.

If these health problems she has that you initially completely forgot to mention are serious she needs to apply for PIP and UC and convince the DWP that she has a limited capacity for work but I doubt sore hands and low level MH issues will cut the mustard.

Mammaaof · 25/01/2021 03:33

@AandD seriously is she 5?! Alright her hands are bad althoughGod knows what she does seeing as the NHS staff aren't going off with "sore hands" and I'm sure they have washing their hands more than anyone in the world for the last year!!
Your doing her no favours by my Molly coddling her, people are losing jobs left right and centre.

AandD · 25/01/2021 09:15

I didn’t really want to go into too much detail about her serious health issues, or the complex surgeries she’s had, as it’s personal. I didn’t come on here to have my daughter slagged off, I know she’s worked very hard, and I know how serious her multiple issues are. We’ll work it out on our own.

OP posts:
Fab90 · 25/01/2021 09:28

Apart from applying for council tax reduction, her council may also have a a discretionary council tax scheme to help pay her council tax. Have a look on the council’s website.

RickiTarr · 25/01/2021 09:32

@AandD

I didn’t really want to go into too much detail about her serious health issues, or the complex surgeries she’s had, as it’s personal. I didn’t come on here to have my daughter slagged off, I know she’s worked very hard, and I know how serious her multiple issues are. We’ll work it out on our own.
If she has had complex surgery why would you reference “sore hands”? Nobody can help unless you supply all the relevant information.

This thread is one long drip feed.

Mammaaof · 25/01/2021 09:40

@AandD if she's that unwell why doesn't she apply for pip and UC once she's convinced dwp that she's unwell enough to work with all her past medical evidence and all the medical team that she's under you'll have everything sorted Grin

Babyroobs · 25/01/2021 11:41

Op if your daughters has health issues that limit her ability to work full time then when she applies for Uc she should hand in sick notes that state she is limited. However unless she is earning less than 16 x nmw she wont be referred for a work capability assessment. It's difficult really to know what to advise in this situation.

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