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FIL using GC as a finance transaction - how can we address this without hurting MIL?

62 replies

Iwant2befree · 04/02/2019 23:13

Long post to give some context - thanks for sticking with me!

MIL life dream was to have GC, adores all children. Myself and husband have 4year old DD. We both work full time . Live about 10 mins away from husbands parents . DD goes to Creche full time.

2 years ago DH and I hit a very tough patch. Make or break scenario. At the time DH asked MIL before we get a baby sitter is there any reason why she didn't want to occasionally baby sit and help with GD (evening out )

He asked this because MIL is besotted with GC. Turns out MIL wants to do all those things but FIL sees all baby sitting as a service which should be paid for. MIL doesn't want to upset the FIL so stupidly we agree to pay for all baby sitting.

Now this is where the problem is.

  1. I have no issue giving money to MIL instead of a baby sitter but the lines between being grandparents or a business transaction are being seriously blurred (exampleS below)
  1. FIL does nothing to help MiL while "baby sitting" but in fact refuses to drive 10 mins to our house makes MIl drive to us even though she isn't the most confident driver
  1. DH and I do a lot for both of them, as all families do - driving places , book holidays for them , help wherever they need etc. In the past when we they have helped us with a course one of hours sitting we always give tokens of appreciation it's never gone un noticed.

FIL always has been selfish and controlling , MIl refused baby sitting money once and FIL told DH not to embarrass her and put the cash in an envelope instead ...... ☹️

So our dilemma - it's gone beyond ridiculous, we have patched things up and welcomed a beautiful new child , which MIL claims is the Twain for her existence, 2 healthy GC her dream. But the problem we have is we are charged doing rate of a childminder for any type of minding of them. For example to help DD1 settle I've the new arrival and tongive us a break DD had one sleep over at GP House - we paid for that overnight sleepover €40

MIl then asks what plans are for childcare when I RTW as they would like to help and she wants to take them for 1-2 days ....... FIL agrees .... but then changes his mind when we advise what the childminder would charge (explicitly says its not worth anyone working for that is hi with that option you won't get cheaper ) MIL still insisting she wants to do it - but we would be paying an hourly rate the same as a qualified childminder . We didn't agree but cane away slightly saddened that it's FIL again just seeing how much money can be made from it

Finally in the middle of this above discussion MiL OFFERS to babysit so we can have a few drinks after the baby , our first night out on our own , just a few hours. A nice happy occasion . Come back home from our meal & drinks ..... low and behold we've been charged the hourly rate again for the "offer" of baby sitting.
I'd somehow thought this would be a gesture .

I am so hurt by all of this , MIL is very passive and although doesn't "want" the money does actively take it for a quite like with the FIL.
I feel that FIL is just using the kids and us as a cash cow , I would never expect them to mind GC for free but to date we've paid them for baby sitting on there own sons birthday, paid for a night where I was working very late and DH had an injection and couldn't mind our DD and now charged for a night celebrating the arrival of their very own GD. Last week we took then to a show and bought the tickets for them , we put petrol in their car to cover the cost of the 10 min drive , I really feel exploited and taken advantage off.

How do I approach this with MIl bearing in mind she hates confrontation of any kind (that's why she lets FIL dictate) she also lives for the GC and I don't want her to feel that she has done something wrong. But if we continue we will be charged baby sitting if we go to the bathroom in their company.

Hope this makes sense - I've spoken to friends who say their own GP if they do baby sit would never take cash , a small token every now and again but not like the situation we are in.

OP posts:
XmasPostmanBos · 05/02/2019 16:40

I feel like your Fil is so controlling of your MiL it is abusive and she is probably ground down by years of living with him. First of all I would talk to her by herself and tell her so and that you would support her if she ever wanted to leave him. Would your dh also be supportive of her in that way. Knowing you have noticed how he treats her and you think it's wrong may give her some strength to make changes.

KickAssAngel · 05/02/2019 16:53

It does sound like FIL is really controlling - how would he know if MIL was given some cash (or not) after babysitting? Only if he regularly gets updates on what is in her purse, or she is so intimidated that she tells him all this info.

You won't be able to change them. You just need to decide with DH how you'll work around this.

If FIL is like this about everything, you need to tell yourselves that it isn't personal - he just loves his wallet more than he loves anyone, even his own family.

Iwant2befree · 05/02/2019 17:02

@Mrshoneyneedsanewhat you are absolutely right. Both my parents passed a long time ago and I don't have any other family.

Unfortunately I have severely let that cloud my judgment by being too "nice" even though fundamentally I have known it is beyond wrong. I am now disgusted with the behavior and have tried for a long time to keep MIL on an even keel by giving money to stop the FIL from moaning at her.

She needs to decide what matters more / I should never have allowed this to happen and need to take responsibility that is agreeing to this ridiculous set up was wrong.

Thanks for the input ☺️

OP posts:
Iwant2befree · 05/02/2019 17:08

We have known for years that he is tighr. However Irish catholic family where this is all brushed under the carpet.

MIL is equally as unhappy but at her retirement age and being very sentimental about her house & the fact she has been with FIL just accepts that's "his way". It's so sad as she could be very happy on her own.

DH has had his fill with FIL and has repeatedly advised MiL that he is no good to her , but it's her own choice to continue with the partnership. Honestly as naive as we sound the root of all this was trying to help MIL with less suffering from money bags moaning and to give her some joy with the GC outside of her home.

Not surprisingly FIL has no friends and the few The MIL has don't socialize with FIL so they don't have any other GP to "compare notes " with. We are one of their very few social outlets.

Again thanks for letting me vent before the big chat!

OP posts:
stayathomer · 05/02/2019 17:21

Sorry but there is a chance your mil is with your fil on this and just playing the peacemaker? Our ils go on and on about how grandchildren are a godsend etc, reason for living, adore them but mil has admitted that it's hard when you're older to mind/ be around kids and said she doesn't know how people mind kids at her age and thinks the world has gone crazy where gps are basically rearing kids all over again. They could have talked this out and figured either they deserved it or thought it might be a way to get you to back off a little.

bananasandwicheseveryday · 05/02/2019 17:25

Every minute we spend with our dgs is a pleasure and I cannot imagine charging even a penny to look after him. If we ever look after him in the evening, our ds always offers to buy us a take away, and we always thank him but decline. Why would we ever want to make money out if our precious and much loved dgs?

I agree that you need to make it clear to MIL that the payments stop from now. If she wants to see the children, she does it as a grandparent, not a commercial transaction. At least with a childminder, you will know they are registered with the various places and Ha e been checked for safety etc.

newtlover · 05/02/2019 17:37

it sounds to me like your MIL is being financially abused and is not able to make her own decisions about this
www.theguardian.com/lifeandstyle/2019/feb/05/no-job-no-savings-women-fighting-economic-abuse-illegal
see if that looks familiar
I also think that accepting money for childcare whilst not being properly registered is ILLEGAL so yoiu have an easy way to stop
get proper childcare for your DCs, and try to be nice to your MIL

Accountant222 · 05/02/2019 17:37

Oh dear what an awkward situation, I bet your DH is mortified

woolduvet · 05/02/2019 17:50

Tell mil you're drawing a line under what's happened so far.
You've spoken to others and no one pays gp to spend time with gc.
So they're welcome any time, but no money will be changing hands.
You've been told about paying unregistered people for childcare and won't be part of that and you want to benefit from tax free childcare etc.

Skimmedmilk1 · 05/02/2019 18:41

I’d be so tempted to anonymously report FIL to HMRC.

user1498572889 · 05/02/2019 19:44

It’s not normal for grandparents to charge for babysitting. In fact the opposite is true. I changes my job when my grandchild was born so that I can be at home more often to help with childcare when my daughter went back to work. I didn’t ask her for the money I lost changing jobs as this was my choice. I adore having my grandchildren in fact I think I would pay their parents for letting me have them 😂

eve34 · 05/02/2019 20:57

You are not alone in this position 5 years ago we moved my parents closer to us. To help them as they get older and also so they could help us with the children.

We raised a small mortgage so they could make the move.

My sd. Was making assorted of plans of the jobs he could do for us. And we could pay him for. Which we nipped in the bud. But he continued to make comments. And when we were flush I was happy to provide some financial support as they only have a pension.

My circumstances changed. And no longer have any extra funds. And still get the comments.

I think that in my situation sd sees the income we have. Bit isn't able to relate the actual expenses we have. And still thinks everything costs 10p. So think it is rooted in having no grasps of the actual cost of things. But it really hurts that they don't wish to help without condition. I would and will be there when they need more care and support going forward. So maybe I will charge them then. 😀

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