would we be entitled to anything if moved in together?

[mumoftwox]

Hi this is a tricky one, me and my partner have 2 kids together soon to be 3.
He works as a delivery driver I'm a student
so worked out all bills all income etc I have worked out that incomes combined after all bills we would have £1100 pm leaving us with £275 pw this is including discounting £525 pm rent as if he stayed here I think we would have to pay all? I really want him to move in as we will have 3 kids together but just do not know if it's possible money wise!! please help we live in glasgow

Plenty of families have less than that left after all bills and rent are paid.

What do you think you could be entitled to, you are left with more spare cash than I earn each month.

I don’t really understand. You would have £1100 after all bills? Including rent? Surely that’s plenty.

I don’t understand your post. Why doesn’t the father of your 2 - soon to be 3 - kids live with you? Why do you think the state should support you rather than him?

www.entitledto.co.uk/

Input your figures into this and it will tell you what you are entitled to, if anything. It probably won't be much, which is the way it should be if you have two incomes.

I don't understand either though, why are you not already living together if you have two DC and a third on the way. Have you avoided living together in order to claim benefits? Obviously that will stop once he moves in.

Well Im not including my £43 pm car insurance in this and will need to try and get a finance care soon if I can afford as I need a car which can fit 3 kids in.

Why are you living separately when you're obviously a couple with (almost) three children together?

£43 per month from £1100 per month still leaves you with £1057 per month or £264 per week.
That's still a lot of disposable income after all bills are paid.

Why do you live separately now?

Why are you living separately when you're obviously a couple with (almost) three children together?

In the absence of any other explanation it would have to be assumed that the op and her dp are maximising their income from benefits.

He's not your partner really, is he?

I don’t think it is all that tricky tbh

You’d just have to pool your incomes, pay your outgoings and live on the rest. It doesn’t look like it would be catastrophic and you’d have the benefits of living together as a family.

Ridiculous post OP. Why should you be entitled to anything? Why hasn't your partner been living with you and supporting your family before?

Why will you need help if you’ll have £264 a week disposable income?
We don’t get any ‘help’ (we don’t need it as DH is a high earner) and we don’t have that much disposable income a week.

So you'd have roughly £1k per month left after rent and bills? And you live in Glasgow?

That is a lot of money for Glasgow. I live here too and have much less leftover and manage. I would be very surprised if you were entitled to anything but child benefit.

Without knowing more about your personal circumstances it really does seem like you have been living separately to deliberately maximise your benefit entitlement.

Your weekly disposable income sounds like it would be high, especially given you're a student. I'm not sure why you think you would struggle financially? Glasgow's not a terribly expensive city.

Um, probably not. You won't get anything additional child tax credits for the third child, either, even on legacy benefits. That stopped well over a year ago because too many people were having large families on benefits. £525/month rent is super cheap.

On another thread you say he earns £200 pw, is that part time? How do you work out £1100 pm net of rent etc? Does he currently pay rent whereever he lives?

There are thousands of people living separately like this to maximise benefit income when they have clearly been couple for years and have numerous kids together. The dad usually lives round the corner at his mams or is ' sofa surfing'. These (usually women)get away with claiming as single for years on end whilst he gets to keep all his earnings and pays a token amount of CM whilst the state largely supports his kids. It's rife but they get away with it because technically if they keep finances separate and he is careful when he stays over there is nothing that can be done. people know how to play the system .Believe me it is rife as any housing officers/ benefit advisors will tell you. Of course no-one can force people to live together so it will continue.

The cynic in me think this is a light the match and watch them blow type thread.

rebel - Maybe except that generally most people don't bat an eyelid when this goes on around them.

That is plenty! I doubt food is going to cost £260 a week. If you want to live together you'll budget and make it work.

I think everyone should stop being so judgemental!! eh no I have not lived with my partner for benefits I have been a student for past 3 years and not been on benefits and paying full rent so how do u work that one out??? I haven't lived with my partner as he didn't want to live together as he is looking after his mother who has ms for the last few years and feels guilty to leave her!!! do people just sit on this all day and slate others I'm only trying to figure out if my financial situation will change if he does move in which won't be for a while anyways if it happens

Mhm..mhm...