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would we be entitled to anything if moved in together?

45 replies

mumoftwox · 03/11/2018 11:04

Hi this is a tricky one, me and my partner have 2 kids together soon to be 3.
He works as a delivery driver I'm a student
so worked out all bills all income etc I have worked out that incomes combined after all bills we would have £1100 pm leaving us with £275 pw this is including discounting £525 pm rent as if he stayed here I think we would have to pay all? I really want him to move in as we will have 3 kids together but just do not know if it's possible money wise!! please help we live in glasgow

OP posts:
TallulahBetty · 03/11/2018 13:26

Entitled to Angry

The word phrase you're looking for is eligible for .

dontalltalkatonce · 03/11/2018 13:26

You have three kids and don't work to a man who 'didn't want to live together' but people aren't supposed to be judgemental. This is why the Tory cunts were able to ramrod Universal Credit through and will continue to do so, they rely on people taking the piss and then people believe everyone has. So what if you're paying 'full rent', most people do! £525 in Glasgow is so cheap it's unreal. I paid that on a shithole on the 3rd floor 10 years ago.

Johnnyfinland · 03/11/2018 13:26

That’s plenty after rent. I sincerely hope you’re not entitled to anything or the system is truly fucked

blondeemily · 03/11/2018 13:33

What Johnnyfinland said ^^

SoyDora · 03/11/2018 13:35

Err... if you’ve always paid full rent why did you put this in your OP?

this is including discounting £525 pm rent as if he stayed here I think we would have to pay all?

It’s irrelevant really anyway, the benefit system is there for those who need it, and a great thing it is too. I can’t see that you’d have any need for benefits with over £1000 a month disposable income, however.

tillytoodles1 · 03/11/2018 13:44

Also agree with Johnnyfinland. It's for people who need it, not those looking for an easy life.

swingofthings · 03/11/2018 15:58

So you're not claiming any tax credits? How would you be worse off moving in together if neither get any benefits?

AJPTaylor · 03/11/2018 16:02

Why would you have 3 kids with a man that didn't want to live with you? All the best and that but I don't think you will find the answer here. There are lots of online calculators that will help.

skyesayshi · 03/11/2018 16:12

Why are you asking if it is "possible moneywise" if you are not currently claiming any benefits? You ask if your financial situation will change if he moves in. Well it's quite easy to work out:

Your income + his income
less rent, utilities, food, car, etc

I don't see how you can lose anything or how your financial situation will change if you say you aren't getting any benefits anyway?

If you aren't claiming benefits and he moves in, then your costs should go down as he will be paying half of everything, so you should be better off?

Whilst it is admirable that your DP wants to assist his sick mother, he also has a partner and 3 DC to provide for. Has he expected you to pay for everything so far, because he isn't living with you? What has he paid by way of child support etc?

dontalltalkatonce · 03/11/2018 16:17

I still want to know where this house is in Glasgow that can suit a family of 5 and be £525/pcm. The city is not as cheap as everyone makes out for a place that size unless you're living in some real hole.

VenusInSpurs · 03/11/2018 16:19

You are being very unclear about the figures, OP, so hard to be precise.

Have you taken into account that if he moved in you will lose single person 25% Council Tax discount? ( if it is the same in Scotland?) Also, does he get carers allowancf for looking after his Mum? Or maybe she gets Attendance Allowance that she pays to him? Who will look after his Mum?

Will you doing exams with a newborn ? Confused

backaftera2yearbreak · 03/11/2018 16:24

I did exams with a newborn. What’s with the bloody face?

RedSkyLastNight · 03/11/2018 16:34

So at the moment you are a student and don't claim any benefits (presumably you live on student maintenance grant/loan?) and support yourself and 2 children.

Your partner is a delivery driver and (I'm assuming) pays at least a contribution towards bill and food etc at his mum's house.

So as long as your partner earns enough to cover your increase in bills from his moving in (I'm discounting the baby for now, as young babies are pretty cheap, and presumably you already have baby stuff) you are no worse off than you are now?

HoleyCoMoley · 03/11/2018 17:37

Are you claiming any benefits at the moment, PIP, child benefit. Where does your own income come from?

Bombardier25966 · 03/11/2018 17:44

@backaftera2yearbreak Are you the OP?

LIZS · 03/11/2018 17:51

I'm curious as to how your household would be worse off than currently if his income was included, therefore why you need benefits. If anything I would have thought you may receive less rather than more. Does he receive carers allowance?

MummytoCSJH · 03/11/2018 17:54

If you're over 25 or get married before you finish your course, his income will be taken into account for your student finance, in case you didn't know.

dontalltalkatonce · 03/11/2018 17:59

Married? Haahaahaa, Mummy.

WellThisIsShit · 03/11/2018 18:49

Please be careful and be clear about the way you ask about things on here.

You are perilously close to confirming every prejudice the government and media have put into peoples heads and hearts this last decade.

If you don’t care about sounding like someone trying to skim off more than your fair share of other peoples taxes, then think about how much harder you make it for other, honest, people desperately trying to survive in a really harsh circumstances where people can be tipped into desperate and awful poverty by the slightest change.

That does Not sound like your circumstances. So be clear, please.

19lottie82 · 03/11/2018 23:25

I still want to know where this house is in
Glasgow that can suit a family of 5 and be
£525/pcm

I live in Glasgow and I imagine there would be plenty of 3 bed properties for £525.

The areas wouldn’t be the best, but it would be very possible.

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