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Would you ask for this money back?

56 replies

WWYDN · 20/03/2018 09:18

A couple of years ago a friend was struggling for money and took out a high interest loan. I had some money in savings not making much interest so I said I would pay off the loan and she could pay me back from the monthly payments she was making on the loan but only just covering the interest. It was £3000.

She has never once mentioned it again and I think she's forgotten all about it. Up until recently her financial situation hadn't improved so I hadn't said anything however now she has a new DP and they've bought a big house together, going on long-haul holidays etc.

Should I ask for the money back? I'm guessing it would come from her DP rather than her as she obviously hasn't been saving up the payments as we'd agreed. I don't need it in the strictest sense to live on but I am renovating my house so it would come in useful.

I don't really know what she would say, I genuinely think she's forgotten all about it. I'm a bit pissed off that she's clearly taken it for granted but I've known her 20 years and I didn't think she'd do this. And yes, I have learnt my lesson about never a lender or borrower be.

WWYD? Ask for it back or not?

OP posts:
Knittedfairies · 28/03/2018 23:12

A great update!

WatchoutDSisdriving · 28/03/2018 23:17

Glad you have your money back. It is a shame it has tainted your friendship but I too would be annoyed

WatchoutDSisdriving · 28/03/2018 23:17

sorry posted too soon.

Annoyed that she didn’t pay back without being asked.

Longdistance · 28/03/2018 23:23

Just don’t lend her money again. Lesson learnt there.
Pop the money into a savings account you can’t touch, so you won’t be able to lend it out too.

HowRyou · 10/05/2018 13:57

You got the money back! Don't lend her anymore but i'm sure you can still be friends.

Aprilmightbemynewname · 10/05/2018 14:06

You were a bloody good friend op.
In her defence maybe she cringed at remembering her hard times and didn't want to bring it up. Or maybe she is just a thoughtless madam.

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