Active discussions

Meet the Other Phone. Only the apps you allow.

Meet the Other Phone.
Only the apps you allow.

Buy now

Please or to access all these features

Talk
Money matters

Find financial and money-saving discussions including debt and pension chat on our Money forum. If you're looking for ways to make your money to go further, sign up to our Moneysaver emails here.

Original poster

Would you ask for this money back?

56 replies

WWYDN · 20/03/2018 09:18

A couple of years ago a friend was struggling for money and took out a high interest loan. I had some money in savings not making much interest so I said I would pay off the loan and she could pay me back from the monthly payments she was making on the loan but only just covering the interest. It was £3000.

She has never once mentioned it again and I think she's forgotten all about it. Up until recently her financial situation hadn't improved so I hadn't said anything however now she has a new DP and they've bought a big house together, going on long-haul holidays etc.

Should I ask for the money back? I'm guessing it would come from her DP rather than her as she obviously hasn't been saving up the payments as we'd agreed. I don't need it in the strictest sense to live on but I am renovating my house so it would come in useful.

I don't really know what she would say, I genuinely think she's forgotten all about it. I'm a bit pissed off that she's clearly taken it for granted but I've known her 20 years and I didn't think she'd do this. And yes, I have learnt my lesson about never a lender or borrower be.

WWYD? Ask for it back or not?

OP posts:
Avasarala · 20/03/2018 12:13

*hear back

Why would predictive change hear to here!

LifeBeginsAtGin · 20/03/2018 12:29

Well you'll not see a penny I'm afraid.

Original poster
WWYDN · 20/03/2018 15:11

Update: she's replied saying she had been thinking about it but hasn't got round to doing anything about it but she can send the full amount straight away. I have sent her my bank details so hopefully that will be the end of it. I wish she'd just done this off her own back and I'd not had to ask. I will keep an eye on my bank.

OP posts:
Luckingfovely · 20/03/2018 15:43

Well, okay - shame you had to ask - but freaking BRILLIANT! (You've let us down by not providing 18 pages of a ghastly battle though GrinWink). Hope it arrives in your account soon!

HeedMove · 20/03/2018 15:46

Sounds like she did save the cash up she would of paid and has maybe just kept it in her account hoping you wouldnt ask. That's great you will get it back though.

bimbobaggins · 20/03/2018 16:34

Fantastic update op, let us know when you get it back!

Original poster
WWYDN · 20/03/2018 17:04

I am very relieved, I didn't want to lose her as a friend although I realise that a simple resolution will be a disappointment when a mumsnetty long drawn-out drama is more entertaining. Sorry Grin.

OP posts:
bimbobaggins · 20/03/2018 17:09

Don’t apologise! I don’t like a mnetty drama. If people asserted theirselves and stood up for themselves we wouldn’t have half the threads on here

Luckingfovely · 20/03/2018 17:12

Bimbo you are so right, and I wish we could bottle that sentiments and issue it widely Grin

bimbobaggins · 21/03/2018 06:22

Thanks lucking. Yes I’d love to issue it widely, I’d run workshops in it

InfiniteSheldon · 21/03/2018 06:37

I hope she actually pays it

Epilepsyquestion · 21/03/2018 06:53

That was easily sorted then

Firstworlddramas · 21/03/2018 07:08

You've been more than reasonable, actually a fantastic friend and I hope she repays it as promised, I then hope you get use it on something nice for your house renovations. It's a real shame you had to ask and I hope she makes a point of thanking you.

if only the world had more wonderful people like you in it, we'd all be happier, well done for sending that text!

backsackcraic · 21/03/2018 07:25

That's a positive reply from her. Hopefully she will honour what she's said

sandgrown · 21/03/2018 07:30

Fingers crossed you get it back . I hate asking for money.

JustMarriedAndLovingIt · 21/03/2018 19:20

She has NOT forgotten about this OP. I am Angry Angry on your behalf. She has taken advantage and is not a friend. You need to get a repayment plan in place ASAP. Don’t be embarrassed to talk about it, she should be embarrassed about doing this to you (but she clearly isn’t )

JustMarriedAndLovingIt · 21/03/2018 19:23

Oops, shame on me for not reading the thread. Hope you get the full amount back OP. Update if possible? Grin

moggle · 21/03/2018 19:24

Read the update JustMarried!

moggle · 21/03/2018 19:25

Sorry- posted at the same time :-)

FinallyHere · 21/03/2018 19:38

she's forgotten all about it

She has so not forgotten about it, but she is really hoping you go on being too embarrassed to mention it.

@DancesWithOtters snap

Any anyone suggesting you start with asking for a payment plan, in a negotiation, where do you go from there?

Shamless pagemarking

**

Notmorewashing · 22/03/2018 13:00

?

Original poster
WWYDN · 22/03/2018 18:45

I haven't got any updates unfortunately. She said she'd pay it in full immediately so no need for a payment plan and I have sent my bank details but nothing yet. I will update when I hear anything.

OP posts:
Prtf1345 · 25/03/2018 22:31

I take it she hasn’t paid you back. Maybe send her a text asking that it hasnt turned up and if everything is ok.

Youradviceneeded · 25/03/2018 22:36

Straightaway? That is great. So you should have the money by now. I'm guessing you don't though ...

Original poster
WWYDN · 28/03/2018 23:09

I got the money back today. I am very relieved and she did thank me for getting her out of a tight spot but the question will stay with me as to why she didn't offer to pay it back and I had to chase.

OP posts:
Swipe left for the next trending thread