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Original poster

budget

34 replies

emmalucy27 · 21/10/2017 10:06

Hi I've come on here to find if anyone else else is in the same situation. Every month after we have paid for bills and house. Me and my partner have £500 to live on. Would you say we'll be able to manage? I have been so upset over this.

OP posts:
somewhereovertherain · 21/10/2017 14:15

Without more information it’s hard to know

MyDcAreMarvel · 21/10/2017 14:18

Yes that's perfectly doable , say £200 food , £100 transport? £200 left for clothes , entertainment, savings, random purchases.

Original poster
emmalucy27 · 21/10/2017 14:21

Food is already included in the bills

OP posts:
MickeyLuv · 21/10/2017 14:25

Not sure why you have been so upset, £500 should be plenty of all bills\food\petrol etc is accounted for. It's certainly more than I have left over every month and I get by just fine.

Original poster
emmalucy27 · 21/10/2017 14:26

It's for two people

OP posts:
Original poster
emmalucy27 · 21/10/2017 14:46

It's for two people

OP posts:
RaininSummer · 21/10/2017 14:50

I manage on that before food so I think you will be fine. It just means you cant do expensive leisure activities and have scary moments when house ie car need work.

Ecureuil · 21/10/2017 14:58

What is upsetting you about it? How much have you been living on until now? Has your budget dramatically reduced recently?
We allocate ourselves about the same amount. It’s fine, we manage to go out for food, have takeaways, day trips with the DC etc.

Original poster
emmalucy27 · 21/10/2017 15:35

I'm upset cos no one should be living like this. I've just got an interview for another job on top of what i already do. It's guna wear me down, but we need money. Maternity pay is crap.

OP posts:
MirandaWest · 21/10/2017 15:37

What does the £500 need to cover?

khajiit13 · 21/10/2017 15:39

£500 after food is fine!! What is your issue?

Caulk · 21/10/2017 15:40

Did you miss type and mean £50?

Original poster
emmalucy27 · 21/10/2017 15:46

It doesn't need to cover anything

OP posts:
BarbaraofSevillle · 21/10/2017 15:52

In the nicest possible way if you both have £250 pm each for discretionary spends you need to get over yourself and stop worrying and getting upset.

It's not untold riches, but it's a decent amount and more than a lot of people have. If you keep running out of money, either you don't have as much as you thought or you need to prioritise your spending to make sure you get best value to you out of the £250. Maybe look for cheaper things to do to make it go further.

namechangealways · 21/10/2017 16:03

What exactly are you trying to cover, if you say it doesn't cover everything? I understand it won't get you too far if you have a massive expense but in general?

Cupoteap · 21/10/2017 16:04

Op think you need to calm down and explain what the actual problem is

BexleyRae · 21/10/2017 16:07

If the £500 doesn't need to cover anything, what's the problem? A lot of people would love this amount of spare cash a month, me included

BarbaraofSevillle · 21/10/2017 16:07

What do you mean 'no one should be living like this'?

You do realise that a lot of people can't even cover the basics, let alone have money left over to spend as they wish?

IsAnyoneElseMissingCheese · 21/10/2017 16:08

You're very lucky to have £500 excess money every month.

A lot of people can only dream of that.

mintbiscuit · 21/10/2017 16:11

Do you own your own home (albeit with mortgage)?
Do you both save into a pension?
Do you both have a savings acct with some back up?

Does the 500 have to be paid towards any of the above?

LovingLola · 21/10/2017 16:11

I remember your other thread. Have you had your baby? And how are you emotionally? This anxiety over money be masking other emotions.

Original poster
emmalucy27 · 21/10/2017 16:20

Yes I've had the baby she's in foster care

OP posts:
LovingLola · 21/10/2017 16:24

Is there someone you can talk to about your money anxiety? Is your DP aware of how you are feeling?

Caulk · 21/10/2017 16:38

I remember your previous posts. People then suggested a lot of areas you could get support from, have you accessed them?

Babyiwantabump · 21/10/2017 16:49

What exactly do you need to spend the £500 on? If all your essentials are already covered and you are worried you won’t have enough , what are you worried you won’t have enough for?