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EXTREME money saving tips??

65 replies

user1494423075 · 05/06/2017 18:58

Ok so I'm really struggling financially at the moment. So I am having to watch every single brown penny.... it's just myself and my little girl at home. I have taken some steps to start really crunching my money ... please don't judge me....
washing my dishes in cold water (with liquid of course)
Started microwaving pastas & rice rather than boiling them...( save gas)
I have started taking big walks so that I am out of the house to save on electricity & gas...
I have cut down on the amount of times I boil the kettle for cuppas etc.
I already cook in bulk which is such a money saver..... I have lots of Freezer meats, chicken, beef meatballs etc... to use up so our weekly shop is pretty small at the moment... like today I walked to aldi (35 mins) and back and our weekly shop only cost me £11.15
Can anyone tell me any tips I may be missing? This is only short term we should be back on our feet soon Smile
TIA X X

OP posts:
LuxuryWoman2017 · 05/06/2017 22:09

I get around £170 a month via various survey sites. Panelbase is good and mintvine

annandale · 05/06/2017 22:25

Find a frugal buddy and have each other over for meals, or at least cook two meals in the same oven.

For lightish period days just fold a clean flannel or old tshirt with the bumpy bits cut off into a pad shape. I have been able to buy washable pads, but they do cost a lot upfront, as does a mooncup.

Bring up the idea of growing herbs or vegetables with people. Someone is likely to offer you a cutting or seeds. I think milk containers cut in half or big cans can work as plant pots.

Take twice as much loo roll as you need each time you go at a public loo to create a stash at home Blush

Conversely, embrace handkerchiefs.

Get dressed as soon as you get up so that when the weather turns colder, you are warm enough without the heating on.

tadpole73 · 06/06/2017 14:28

Get Anglian Water to install water saving "bits n bobs" as they do this free of charge i.e. New shower heads, time yr showers to 5 mins, they can insert things into loos and taps to reduce the amount of water used

Keepcalmanddrinkcoffee · 06/06/2017 22:41

Buy cheap fleece blankets. Put them in your bed under the duvet. Keep some on the couch pull them over your legs to keep cosy. Fleece pyjamas for kids cheap out of Primark. Go to Library as they have heating on in the winter. Plenty of hot drinks by keeping water hot in a flask.
Try not to wear jeans in cold weather they don't keep heat in.
Wear old tights under trousers in the winter to keep warm.
Fleece dressing gown to put on in the house in winter.
Close curtains as soon as it starts to get dark to hold heat in.
Make scones when oven on and freeze. A nice treat and cost pennies made with cheap flour and marg.
Own brands or value all the way. Most of it is better than you would think.

wobblywonderwoman · 06/06/2017 22:52

Hope things ease up soon op

Good tip about flask for hot water. Lidl have tons of spaghetti hoops for 15p. Frozen veg, pasta and tomato sauce dinners are super cheap. Eggs are great and filling too.

I am just wondering if increasing your income might be a better option? Could you offer ironing services (easy to do from home)

Agree withe selling stuff and sourcing things in charity shops.

somewhereovertherain · 07/06/2017 07:46

Switch everything off that's not in use at the plug.

Also look at switching utilities using sites like quidco etc. We've had £280 cash back from BT which means my broadband and phone will cost next to nowt for the next twelve months. Same with home insurance £80 cash back.

Use the money saving expert site. Use the old style board and get them to look over your budget on the debt free wannabe area.

Would suggest menu planning but your food bill suggest you already are.

Kittyhello21 · 07/06/2017 08:02

Switch bank accounts, I've done it 5 times and earned £525

Share bath water, then keep it and use a bucket to flush the loo with it
Use washing machine on cold water setting, quick wash, low spin if it's a warm day, I put mine on 600 and it still dries hung outside
Find your supermarkets best reduction time, around 6pm our asda marks fruit/veg/bread down to 10p and my tesco has dented cans for less than 10p
Charge your phone at work
When running hot water, collect the cold bit that comes first and use it for something else (pets drinking water, water the plants,fill the kettle)
Eat vegetarian, there's great frozen ranges, 2 for £2.50 in tesco
Value pizza, 60p, add your own toppings to use up left overs
Make sure nothing's on standby
Is there a home bargains/b&ms near you, cheap cleaning products and treats
Don't buy hand wash, get value bubble bath (39p a litre) and refill the bottle
I love saving money, it's like a hobby for me, good luck x

Kittyhello21 · 07/06/2017 08:04

Oh and switch your insurances/utilities through compare the market, not only can you get a cheaper deal, get the free meerkats and sell them on eBay, you can get 2 for 1 cinema too if you can afford a treat

FlukeSkyeRunner · 08/06/2017 08:12

Don't run water down the plug hole while waiting for the warm water to warm up/cold water to get properly cold - catch the not warm/not cold water in a jug and use it to full the kettle etc.

Don't waste anything - most foods can be frozen, like bits of bread, milk, fruit, veg etc. Then use the leftovers - there is a good book cakes ' love your leftovers' by Hugh fearnley whittingstall. I borrowed a copy from the library, very useful.

Use less washing powder than recommended, the manufacturers recommend much more than you actually need.

Newtssuitcase · 08/06/2017 08:21

You can regrow lots of foods from the scraps you would throw away. particularly spring onions. When you cut the bottom section off (the bit with the roots), stick the base into a glass of water. Very quickly you will have a new spring onion growing. If you look on pinterest this can be done with various foods but the onion family are particularly successful. I have leeks growing from old leeks at the moment.

When we were struggling I would buy whole milk and water it down. You get used to the slightly different taste and end up with about 2/3 more.

MikeUniformMike · 08/06/2017 15:33

I grow spring greens, fennel and cabbages from the 'ends' too.

Handwash - thin it with water. It is usually way too strong.

Soak really dirty clothes before washing. I sometimes (blush) save the shower water for this then chuck in some washing soda and then the clothes. Then wash them on 30 degree cycle.

Redsippycup · 08/06/2017 15:48

Put something in the loo cistern to reduce the water used to flush - you can get proper things from some water companies or you can use a brick or even a tupperware box filled with water so it sinks.

I buy frozen veg as otherwise i end up throwing half of it away - you could blanch and freeze your own.

Energy saving (led are good) lightbulbs if you still have old style ones.

When i have finished with the oven in winter i leave the door open to let the heat into the house rather than lose it.

TroysMammy · 08/06/2017 15:54

Do you have an electric shower? When you've finished shove your washing up bowl with liquid in it for a minute so you can have a bit of hot water for your dishes.

Freeze sliced bread and take out a couple of slices at a time for toast.

Tamatoa · 08/06/2017 15:55

I put my pasta in the saucepan with cold water, then bring up to boil and turn off until the pasta is soft.
Water Meter?

TroysMammy · 08/06/2017 15:56

Decant washing up liquid into an empty hand wash container and use a couple of presses when washing dishes.

CowParsleyNettle · 08/06/2017 16:03

Utilities. We get our gas and electric through a small company called Flow Energy, they are frankly superb, we've been with them six months and they were already £300 a year less than we were paying British Gas and now they have notified us that our DD will be lowered by £10 a month. We sent them regular meter readings so everything is up to date and accurate.

Look at money saving coupons, search online or ask friend's and family to cut out and keep old ones for you.

eBay, sell anything that's not nailed down that you don't need.

Do you have a garden or any plants? Could you buy some seeds and start growing a bit of veg, needs a little initial outlay or you could ask on local groups if anyone has a few pots and a little compost they are willing to sell cheaply or give away.

CowParsleyNettle · 08/06/2017 16:06

Reuse tea bags! I was very very poor when I was younger and I would use tea bags more than once, I also got taken bin diving by a friend to our local Co-Op. Lots of out of date but useable food thrown in the bin in sealed packages, this is possibly a bit more fun when you are 19 and nimble!

CowParsleyNettle · 08/06/2017 16:07

If you have a modern TV you can usually turn down the brightness a little so it uses less power.

LordBeefCurtain · 08/06/2017 16:11

This reply has been deleted

Message withdrawn at poster's request.

jellybean1986 · 08/06/2017 16:37

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Tamatoa · 08/06/2017 17:09

If things are really tight, you could run a small basin of warm water for washing yourself in, one cup to wet body, then lather up, rinse with rest.
I use cold water to wash my hair separately.
I also have dry shampoo, which saves having to wash it nearly as often.

MikeUniformMike · 09/06/2017 10:53

I switch the shower off whilst shampooing and soaping. Switch it back on to rinse. Uses about half the water. Also have it on just warm rather than hot.

BahHumbygge · 09/06/2017 14:25

Water

Save shower water and use to flush the loo and water the plants. Cut the top off a plastic milk bottle, leaving the handle in place to use as a scoop.

On inbetween days have a sink or bucket wash.

Get an egg timer from your water co to limit your shower times.

Turn off tap while lathering your hair & body.

Have shallow baths.

Save water drawn while waiting for hot water to run, save plastic milk bottles for this.

Install an aerating low flow tap head/shower head

Fix leaking taps with new washers

Check for leaking toilet cisterns (esp if you have a dual flush loo) - use ink/food colouring etc and check a few hours later for colouration in the bowl.

Check the water meter is accurate.

Use low water programs on dishwasher/laundry

Install water butts

Wash clothes less frequently, hang clothes up overnight to air them.

Hang towels straight up to dry so you get more use between washes

Water the garden in the evening to reduce evaporation

Plant drought resistant plants

Electric & gas

Make sure the immersion heater is turned off when not required - just turn it on for 30 mins.

Lids on saucepans.

Turn everything off at the wall when not in use.

Boil kettle for washing up smaller amounts.

When making tea, just fill to the underside of the minimum fill line when making a single mug. Turn off when it’s reached a full rolling boil… sometimes they keep boiling for another 30 seconds more.

Use the radio for background noise rather than the TV.

Get double glazing film to go over windows. You can even use bubble wrap, just make sure you cover any draughty gaps.

Mobile phones

Buy a phone upfront (second hand) and get either a giffgaff goodie bag, or for occasional use a classic payg sim, either 3’s 321 or O2’s classic. Ask around your friends for a giffgaff recommendation and you’ll both get credit.

Consider getting a basic Nokia/Alcatel brick handset + iPod touch instead of the latest all in one smart phone with pricy contract.

If you’re clumsy or have kids, get a rugged protective case.

Health & diet

Cut out virtually all sugar (fructose) based products, including honey, sucrose, syrups, most processed foods, baked goods, dried fruit, fruit juices, soft drinks etc. Fresh raw whole fruit is fine because of the fibre. Fructose can trigger intense carb craving cycles where you’ll want to snack endlessly on crisps and choc biscuits from the corner shop. Eat real food to feel less hungry.

Cut down on white/processed starches such as white bread, white rice, pasta etc. Replace with an extra pile of fresh veg or salad or brown rice/sweet potatoes. Cheap offers in budget supermarkets for fruit & veg, along with market stalls.

Do 30 mins of brisk exercise 5 x per week.

Take a vitamin D tablet everyday (25 mcg or above). Check with your doctor if you have a medical condition which might contraindicate it.

Clothes

Charity shops

Jumble sales

Make your own - patterns online or charity shops. Buy second hand items with a large expanse of fabric to repurpose.

Mend your clothes - tutorials on youtube

Do smart laundry - separate lights, brights and darks. Don’t put items with metal zips like jeans in with delicates like lightweight jersey garments.

Handwash delicate items like woollens and items with non colourfast dyes.

Transport

Get a bicycle with panniers and/or trailer. Save 100’s on car ownership.

Toiletries

Use bicarb as deodorant (test it out on a day you’re pottering at home, rather than meeting important clients). Scoop out about 1/4 tsp onto the corner of a damp face cloth, and apply to armpits.

Use bar soap instead of shower gel/handwash.

Shaving - buy a job lot of razor blades and a safety razor. You can have years worth of leg shaving for the price of a couple of packs of gillette razors. Keep the blades bone dry after use and the blade will last ages… it’s the micro rust which dulls it.

Use coconut oil instead of moisturiser/body lotion. A jar is around £3 in Aldi.

Use 25p value toothpaste… it’s just as good and Dental Accredited. Just use a pea size blob, not the full length of the brush like the adverts.

Get toothbrushes from Aldi/Lidl/Homebargains etc where you get multiple brushes in a pack for under £1.

Floss using Lidl dental floss.

Get a mooncup (other cheaper makes are available)

Use a facecloth folded into 4 lengthways for sanitary cloths (for lighter days or when you’re at home). Patterns available online if you want to make your own washable towels with wings, waterproof layer & press-stud.

Cover up with sun hats and loose cotton tops instead of slathering everywhere in sun lotion.

Food and groceries

Shop at final yellow sticker time. 3pm on a Sunday is best. Often things reduced to 10p in the main stores like Te/Mo/Sa.

Otherwise shop in Aldi/Lidl for everything else.

Buy reduced veg and either cook up a big batch of soup and freeze, or make pickles/fermented veg. Save old jars & tubs.

Lentil dhal is a very cheap and tasty meal for lunch.

Eat offal… it is very cheap and highly nutritious. Liver and bacon with mushrooms is delicious, and heart has the taste and texture of finest quality steak pieces and doesn’t taste offally at all. Liver slices cook in just a couple of minutes, but heart will need slow cooking. Kidney is um, more of an acquired taste.

Beans and lentils are good for padding out mince dishes. Dried beans are much cheaper than tins, but require long cooking. Cook up a big batch at once and freeze in portions.

Grow patio food… cherry tomatoes in hanging baskets, strawberries in planters, land cress (almost identical to expensive watercress), herbs etc.

Cut dishwasher tablets in half.

Put a scoop of soda crystals in the machine with the washing powder, it helps boost cleaning power. Get them from HB which’ll be a third cheaper than the supermarkets.

Reuse teabags for two cups.

Buy full fat milk, it has more nutrition for the same price. The fat has more fat soluble vitamins.

If you find some reduced price milk, you can make homemade yoghurt. You just need a small tub of plain bio yoghurt to use as a starter. You could also make homemade paneer cheese which is great in curries, just get a small bottle of rennet in the baking aisle.

Instead of buying firelighters, take a cardboard egg box. Cut the egg sections into pairs. When you have an oily or fatty frying pan/baking sheet, take a sheet of kitchen paper, mop up the fat, scrunch up and place in the egg box holes.

Cut washing up sponges in half. You’ll get nearly as much use from half of one as a whole one.

Look out for food discount stores in your area that sell shortdated/overstocked food for very cheap prices. Online there’s Approved Foods.

Buy a large whole chicken instead of pieces which are more expensive per unit. You can get a main roast out of it, then a couple of nights pie/curry, then boil up the carcass for a couple of hours with half and onion, bit of celery & carrot. Save the stock and pick out the scraps of meat for a tasty base for soup/risotto.

Love51 · 09/06/2017 14:34

How old is you little girl? Is she at school, at home all day, or something else? Are you working? (sometimes things can go wrong and people end up broke despite working!)
Phone your insurance and ask for a discount?

ShinyGirl · 09/06/2017 23:39

Great tips on here.

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