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Original poster

Can you be paid statutory maternity pay retrospectively?

58 replies

mowgeli · 25/04/2017 11:11

Basically as the title, I was very very ill when pregnant but self employed. I never got round to claiming the SMP but I want to know if this can be paid after maternity has finished? I'm now chronically sick because of massive failings in the NHS when I was pregnant and we are having to pay for that privately? I don't get any child benefit does anyone know if I am entitled to this? I've started a new business with my husband and I am employed by it and earn £671 a month from it and receive dividends too. He has another business who employs him and pays him a wage and also dividends. We are about a 85k household plus I think? Maybe a bit more or less.
Because I am now employed does this affect my right to claim SMP retrospectively? I was not employed when pregnant I was self employed and I did not do the paper work at the time as I was so sick. Thank you

OP posts:
Original poster
mowgeli · 26/04/2017 10:45

Can't see yes I agree and I'm speaking to some solicitors. It's crazy and very very very upsetting it's all gotten to this.

OP posts:
JaxingJump · 26/04/2017 11:14

I claimed 6 months after born but only got 3 months paid retrospectively as another poster said, the cut off is 3 months after. So if you were still on mat leave within the last 3 months you might be able to claim back a month or two. It's a pity though because you have lost quite a chunk!

JaxingJump · 26/04/2017 11:15

Sorry! I mean the cut off is 3 months retrospectively, not 3 months after.

Original poster
mowgeli · 26/04/2017 12:23

That is a shame yes.

I would use the child benefit to pay for the child minder since money isn't good for us now.
Expat
Ps. I used to live in Switzerland in one of the lowest tax cantons. I didn't work there as I was at school. It was one of the best places I've ever lived and it was the lowest tax. So take back what you've said or apologise to me for making such a personal attack. Given your username I'm assuming that you have lived in lots of places so should be more clued in on this ConfusedConfused

OP posts:
Original poster
mowgeli · 26/04/2017 12:23

Jaxing thank you for trying to help

OP posts:
IslaMann · 26/04/2017 12:32

First of all, why so snippy? You are actually being ruder than the comments you're responding to.
Secondly, why are you going private? If the NHS messed up, they will put it right. Very very few consultants work exclusively in the private sector, and you don't get better care. Better meals maybe and a private room, but the care is the same, since all staff will have been trained by the NHS. If you have a problem with a particular NHS hospital then ask your GP to refer you elsewhere.

IslaMann · 26/04/2017 12:34

Also, child benefit of £20 a week won't cover your childminder. Mine costs £40 a day.

Original poster
mowgeli · 26/04/2017 12:36

They're taking so long and I'm in agony it's a lot quicker with private doctors. I've already had a procedure privately I've not even received a letter for with the nhs!
Sorry to be snippy I just feel as people are judging me to be hateful and also grabbey when I'm not. I'm in terrible pain; I have been for months; im on morphine patches, the NHS aren't putting it right.

But that is such a separate issue to the maternity pay question? I didn't put it in aibu, I put it in money matters for advice and not for opinions.
What I want that money for actually doesn't matter, secondly I do not need to justify why I did not do it at the time, thirdly I do not need to explain why I am going private.

OP posts:
Teabagtits · 26/04/2017 12:50

So take back what you've said or apologise
😂😂😂

TittyGolightly · 26/04/2017 12:51

I'm waiting for surgery for an issue that occurred with my DD's birth. She's nearly 7.

I'm currently saving to have the procedure privately.

expatinscotland · 26/04/2017 13:53

'Ps. I used to live in Switzerland in one of the lowest tax cantons. I didn't work there as I was at school. It was one of the best places I've ever lived and it was the lowest tax. So take back what you've said or apologise to me for making such a personal attack. Given your username I'm assuming that you have lived in lots of places so should be more clued in on this confusedconfused'

But you still paid tax. So, um, no, won't apologise or 'take it back' (because I wrote 'a place where you pay no tax) and please read the Talk Guidelines, because what I posted was not a 'personal attack'. LOL.

Hands out chill pills.

Original poster
mowgeli · 26/04/2017 15:14

Expat I referred to a tax free allowance for child care not a total emission tax

OP posts:
expatinscotland · 26/04/2017 15:16

Eh? I have no idea what you're on about, mow Hmm. People pay taxes. It's not a personal savings account. Capiche?

Original poster
mowgeli · 26/04/2017 15:17

Expat yes I do need chill pills I am in incredible pain and under the terrible stress I'm clutching at straws trying to make my family work. So a chill pill would be amazing thanks if you've got one my door number is 4 and I'll send you my post code

OP posts:
expatinscotland · 26/04/2017 15:20

Um, okay Hmm

expatinscotland · 26/04/2017 15:22

Probably faster to make an appointment with your GP, though.

Original poster
mowgeli · 26/04/2017 15:22

Expat all I meant was was a person who is self employed it would be fantastic if I could put the child care as a cost of being self employed so I don't pay tax but that's all I was saying. I am big into contribution by all no matter what I'm just saying I am worried about money and my health and trying to make my family's life work, just like you do for yours.

OP posts:
expatinscotland · 26/04/2017 15:24

Really have no idea why you're taking all this so personally. Hmm

Original poster
mowgeli · 26/04/2017 15:25

It hasn't been expat which is Why I've spent nearly 10,000 thanks for your imput on another subject though.
My gp has not got me referred quicker then I did with Push Doctor for a letter and a few phone calls to book.
If you want more info on this start another thread and if I find the time I'll reply with my dates and wait times in the NHS vs private. If you don't want that then I'm pretty sure you're trying to wind me up which you've done well so yes. I've already got the information I needed and I'm off now. It's my husbands birthday and I'm going to spend time with him

OP posts:
Original poster
mowgeli · 26/04/2017 15:26

Because you said I didn't want to pay tax which wasn't true and you've taken what I said out of context I believe (rightly, or wrongly) on purpose.

OP posts:
expatinscotland · 26/04/2017 15:31

Um, mow, I never wrote that you didn't want to pay tax, but please, yes, go out with your spouse and try to relax.

Original poster
mowgeli · 26/04/2017 15:51

It's not a personal saving account with interest. 'I pay taxes!' Show me a place where you don't and I'll show you a place that's shit to live in.

No you didn't but you implied it.

I really don't know why I'm taking this to heart so much I really need to jog on

OP posts:
JaxingJump · 26/04/2017 16:03

Mowgeli, this is the nature of online forums. People take each other up wrong and people are not hesitant to say things straight or rudely or even have a good sneer (not saying anyone on this thread). It's a recipe for much upset so try not to let posts get to you because if you try to reason with a person on here it ALWAYS becomes a confrontation rather than a clarification. It's the nature of anon posting unfortunately.

You must be teflon when posting on mumsnet about nearly anything😉

ChessieFL · 26/04/2017 16:25

Re child benefit - if one person in your household earns more than £60k then you lose it all, if one person in your household earns over £50k you start to lose it on a sliding scale.

However, it's still worth claiming if you're not working or only working a small amount as it gives you credit towards your state pension. The high earner then pays it back via an adjustment to their tax code.

Maggy74653 · 26/04/2017 17:19

Just found this after a quick google

"The latest you can apply for MA is three months after the date you stop work as MA can only be backdated for a maximum of three months so you may lose some MA if you apply late."

Sorry you are upset and in pain but I do think you need to calm down OP. As previous posters have said your responses have been much ruder than anything that has been said to you.