I'm screwed. I've been an ostrich and now there's no where else to hide

[Completelyfinanciallyscrewed]

Tomorrow morning at 11am my family and I will be evicted, unless I can miracle up £2500. I've buried my head in a hell of a lot of sand and now it's too late. I'll lose my home, my family, my husband. All because I have no clue how to handle money. I could blame dh, because he likes to spend, I could blame my parents for never teaching me how to budget. But the truth is I could have learnt how to do these things myself instead of expecting people to bail me out.

I am bereft and I do not know which way to turn now. I'm waiting to get the DC to bed and dh off to work to ring my parents and let them know. I don't expect they will be able to help me with so little notice. But at least I can have a good cry.

Clearly the DC can feel my stress as they are all acting up. But I shall have to face the reality somehow. Finally I cannot walk away.

Glad things are starting to work.

I also use a spreadsheet and check my bank daily.

This might seem strange but I find having a couple of bank accounts helps, so maybe agree an amount your dh can have for work chocolate, spends etc and you can have and then open basic accounts and put this amount in every week. So if it is £10 a week that's what goes in and that's all that can be taken out.

A tip from some money programme a few years ago was to freeze credit cards (and you could do this with bank cards)put them in a big tub of water and freeze - so you can get at them, but only with effort

Glad to read your updates. I saw this thread and you had good advice but I was worrying for you
Steo change are a great charity, I have done work for them in the past and think they are wonderful. Definitely recommend them.

It's all about looking forward now, and making a plan