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lying for loan/credit card (unemployed) - money to help my health (can pay it back in few months)

52 replies

yougotthelove · 04/01/2016 15:20

Hi,

So I need to get about £1500 for something that will help my health.

I had a job but am currently unemployed, living with parents. I was going to apply for either a loan through my bank or credit card (but most limit at 1200). I need to lie & say I am either a student or self employed.

I am not sure what is the besy way to go. Have been reading martins money to try & figure it out. Any advice on best way to get approved for money?

Btw there is no one I can ask & really don't want to lie but am desperate and will have money in a few months to repay it back

I know this isn't a great idea, and could be silly. I was reading articles that alot of people do.

Any help recommended, thankyou :)

OP posts:
jelliebelly · 07/01/2016 09:46

Don't lie on any application form - it is fraud and illegal.

A bank will only lend you money if you are able to prove that you can repay it - usually from your earnings. Highly unlikely anybody will lend you the money and frankly you would be mad to do so.

Whoever mentioned a payday loan - if you 're not working you won't get one / the clue is in the name!

Walkingintheraindrops · 07/01/2016 10:24

Anyone can get a payday loan. I know of loads of unemployed people given them through my work

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