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Original poster

Any mners who understand bankers drafts..I think I have been very naive!

93 replies

angelsmummy · 13/08/2006 16:44

Can anyone offer me any advice?

I sold my car to a guy who lives in Hull (I am in Derbys). He came to view on his way to his job in London, the following day made me an offer, sent ?75.00 through paypal as a deposit, then promised to collect the following Saturday with the remaining cash.

Me, being helpful! offered to drive the car to Chesterfield as this would basically cut around 3 hours off his journey, to meet his train.

He arrived with the cash, and a bankers draft for ?150.00 which he said was because the bank wouldn't allow the full amount in cash. This would have been fine but he had "mistakenly" had the draft made payable to my email name not my true name. He apologised and it did seem a genuine mistake to make, so I let him take the car, and I rang my bank on the Monday morning.

My bank told me that I would ghave to get it changed to my account name, So I rang the guy who told me to send it back and he would get it changed.

I sent this back to him, well over a week ago and he is saying that he hasn't received it??

How do I stand? Can bankers drafts be stopped on his behalf?

I am very worried I have lost this ?150.00.

I was so trusting that I didn't even record delivery

Any advice?

OP posts:

SaintGeorgeMarple · 17/08/2006 22:48

Why, where are you?

Original poster

angelsmummy · 17/08/2006 22:52

Good evening StGM

I forgot to ask in the email...how did you explain your call to this guy? did he wonder who you was?

He hasn't replied to me yet

Wondering how long I sholud leave it?

OP posts:

SaintGeorgeMarple · 17/08/2006 22:55

I bluffed a bit.

I said I was a friend, you were distraught, crying on my shoulder type thing. Just doing a favour to try to sort the mess out.

Laid it on a bit, so he relaxed and chatted a little. Did sound pretty genuine. Think he is young and unsure, probably cocked up his money a bit. Maybe he'll sort this when he gets paid, you can only hope.

SecurMummy · 17/08/2006 22:56

York

SaintGeorgeMarple · 17/08/2006 22:57

Thank the lord for this little wing mirror type contraption I have taped to my monitor

My boys would love to live in York. All those free days out at the Railway Museum

Original poster

angelsmummy · 17/08/2006 22:59

Worrying thing is though, he has told you he no longer works for the company in London if he is without employment my chances drop dramatically.

I'd love to have been a fly on the wall though!

Sounds an Oscar winning performance !

OP posts:

SecurMummy · 17/08/2006 23:01

yes the RWM is good - but it now costs £5 per head to look round my local church ! Anyway, you have The Deep - mine love it there, it is top of the list whenever I ask if htey would like to go out!

Sorry, I will go away again now! Good luck with the whole situation, I hope it gets sorted out soon.

Original poster

angelsmummy · 17/08/2006 23:03

Your welcome Securmum, thanks for the advice.

OP posts:

SaintGeorgeMarple · 17/08/2006 23:03

Oh he is working, that's where I got hold of him.

The number you gave me.

Secur - I have never been to the Deep. The boys go on school trips about once a term.

SecurMummy · 17/08/2006 23:08

Lucky you I hate it - they have fish there ugghhh.

Not to mention the glass tunnel where you have to walk through/under the fish

Oh yes and the glass elivator where you float up through all the fish

Oh sorry - I have stopped hijacking havn't I? Sorry again

Original poster

angelsmummy · 17/08/2006 23:08

PS...just sussed the new name :0

I'm not with it today!

OP posts:

SaintGeorgeMarple · 17/08/2006 23:14

Be soooooo grateful you don't live in Hull then Secur - the whole place smells of fish.

It doesn't really. Well, not much. Only when it rains. Ahhh, those were the days, when we still had a fishing fleet..

SecurMummy · 17/08/2006 23:17

I grew up in a town that used to have a fising fleet as well

I think that is where I get my thing against fish from actually!

SaintGeorgeMarple · 17/08/2006 23:23

Must admit I don't actually eat much of the stuff anymore, but like the living ones

I used to work on the docks (dead hard me) and my dad worked for Sea Fish Industry Authority. He was always bringing home free fish for tea. Ate enough for a lifetime.

SecurMummy · 17/08/2006 23:40

I am fine with most living ones - it is the ones like Cod that really get me - it is their scales, their eyes and their fins

I don't mind Shark and Ray etc though [weird fool emoticon]

I never worked on the docks - I am a big girls blouse

Original poster

angelsmummy · 19/08/2006 12:10

Update for those of you who might still be watching this thread.....NOTHING

Still no contact. probably will leave over the weekend then have to do something, not just sure what to do though yet.

OP posts:

SecurMummy · 19/08/2006 23:38

Oh AM, that is awful

goldendelicious · 24/08/2006 20:34

Hi angelsmummy, i've not posted on this thread yet but read it, you have my utmost sympathy. Just wondering if you have heard anything else yet?

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