Budgeting loan

[beautybox2]

Hiya!
Has anyone applied for a budgeting loan recently?how long does it take till money is in account? I sent off form on Monday do u think I could possibly ring to c if they have received it or is it to early?Also how much do u think I would get I applied for 1500 because I was told they always give less, thanks a lot!

Those asking if you can get a new budgeting loan after geting one you can apply for as many as u like depending on how much you ow the dwp they will give you the amount what will take you up to the max u can ow them those of u arguing and trying to be little this lady she will be paying it back she can spend it on what the hell she likes and those asking how long it takes to prosses I sent mine off within a few days received a text saying they received it and would get a dession within 10 working days I got my letter back in 8 days sent it the same day but missed the post man so on the 9th day it would of been sent I then received a text sYing I had been paid and would be in within 3 working days don't let any one try make u feel bad about geting a budgeting loan or being on benifits ther just JELOUS they work for a living and are worse off not our fault it's the goverment !!!!!

I'm not jealous (I earn far more than I would get on benefits). I also don't care about 'benefit scroungers' as I'm an expat and don't pay UK tax. I still think that its not sensible to take out credit when you actually have the savings to cover your costs. It's effectively taking a loan to pay for a holiday. If you're on benefits you're already on the breadline. Having to repay a budgeting loan just makes your life harder.

That said doesn't effect me so feel free to buy the flat screen tv and goat with a budgeting loan if you want.

affect

They are still doing them. I heard only via phone but i went in to jobcentre and got a form (March 2014), took about a week to get a letter saying how much and repayment plan. I posted it 3 days ago, the money is usually in your bank in a few days. Its not a long prosess and never has been where i am (luton/hatfield). Yes a bank can be instant and quicker so if you compare it to that then a couple weeks can seem like ages. Hope that helps x

(living)

I just read your comments.

I would far rather have pennies in my pocket and be a nice person to others than have money and put people down.
There was no need for your comments, people on and off benifits want to try and live a normal life for their families sake and do it any (legal and non hurting) way they can. We may not all be equal with money but we can all be equal with loving all our neighbours.
I hope everyone has health food and shelter xxx

After reading some of the comments on here Im absolutely disgusted.
1st of all, she pays it back.
2nd. Just because people are on benefits does not make them less of a person, scroungers or scum.
Im on benefits and im far from it!!!
The ones who have posted said comments should be ashamed.

I'm 17, pregnant, Been living alone since I was 16 and I still haven't furnished my home which I got in November, Sleeping on an airbed, have one wardrobe and a uncomfortable couch, I did get £100 from fusion which just about got me my curtains...

It seems so unfair, with baby soon on its way, I have £300 quarterly bills to pay... an additional £90 rent to pay and need to buy a firm bed, as my back has begun aching...

I feel like I'm being turned down by everyone... :'(

cheerios09 - might be helpful to start your own thread for advice/help specific to you?

The situation Sounds horrid

Cheerios have you had your surestart maternity grant? Also look at free cycle and Facebook for free and cheap baby stuff.

Hi all I sent my acceptance letter back last Thursday for budgeting loan does anyone think the money will be in this week? Only asking because it's easter bank holiday so thinking it may not be processed till next week? Thanks in advance x

Hi I applied for a budgeting loan and sent it off Tuesday I applied for 1500 how long did it take for a reply thankyou hope you don't mind me asking how much did they offer you thanks

I hope to god that money is not towards a holiday shame on you If it is as, personally I recon that's certainly NOT what it's for!!!!

I hope to god that money is not towards a holiday shame on you If it is as, personally I recon that's certainly NOT what it's for!!!!

Here's a little tip to geting a bugeting loan with better chances of being accepted!!! I noticed in my previous applications found apply either just after the start of a new working year or sometimes near the end of!! Due to just receiving the social fund or they need to use up any they have left toward the end of the financial year quite common sense when you think about it then there is don't put in for more than the 1500as you will have it sent back also when putting down how much is out going always leave enough so they can see you have moneys left over to pay back the loan it's little things like these that help your chances getting a BL hope they helped some?!!!

I agree I have applied for a budgeting loan for a specialist mattress for my Autistic child and a new bed for her

I won't be happy if its refused as its a must and specialist mattress dont come cheap...

And this is a genuine need

Declined my application so looks like a mum with disabled child goes without

you can get a budgeting loan for what ever reason you want a holiday a car it dont matter at the end of the day you are paying it back no one else so who cares what other people think oh and im on a benefit where you cant get one but that dont bother me you do what you like with your money as your paying it back

I seriously cant stick stuck up mums that think people with kids are not allowed to apply for budgeting loans for whatever reason they need them its got f**k all to do with anyone else what there used for! At end of the day there getting paid back! Before i worked i took out budgeting loans and applied for community care grants! I know work full time and i dont look down my nose to anyone who needs a bit of help!Not anyone else's fault that you obv must be a stay at home mum who's husband rakes in money that you don't need to work! Stop your moaning and get a life!

Biboo, in regards to specialist matress and bed for child you are better applying for a community care grant or go through the family fund, i have a child with special needs and find these options better for anything he needs

Lmao sorry biboo but you said if they don't accept your loan you won't be happy, because of the matress and then 9 mins later say it was rejected.... honey it takes longer then 9 mins for the dwp to get back to you lmao leave this woman alone and go bitch and moan about how u fair life is to others. If "YOU'RE" the one getting the loan then "YOU'RE" the one paying it back its no one elses buisness me thinks.

How unfair* and thats for all of you kicking of about something that has nothing to do with you this woman asked how long it would take for a response on her loan, Not how many snobs will comment on it. Lord no wonder the uk's getting so much bad credit :/.