Cost of credit cards and mortgages .... the spreadsheets

[Talkinpeace]

A while ago I wrote a spreadsheet to help a client understand that if he bought a Bugaboo on his credit card he'd still be paying for it when the child started University

here it is
docs.google.com/spreadsheet/ccc?key=0AiZqlQ7-gn07dHRoTXA5Qnlld25UWkw1TEhZZk9IYVE&authkey=CMjc4JEB&authkey=CMjc4JEB#gid=0

And then on a thread this evening, somebody asked about how to explain the risks of an interest only mortgage
so I wrote this
docs.google.com/spreadsheet/ccc?key=0AiZqlQ7-gn07dDN4clg5OXhLMGJWbHZhOEo4UTJINEE#gid=0

Enter your figures into the highlighted boxes and the sheets do the rest ....
I check them every few weeks and correct any glitches ...

@TalkinPeace

dear MNHQ if I link all four spreadsheets into an OP, would you be able to pin it to the top for everybody to find easily? xx TiP

Hello

We always reserve 'sticky' threads for official MNHQ business, because as soon as we step off that path we run the risk of appearing to be picking favourites from the board, which as you can imagine would quickly lead us into deep water. We know that these spreadsheets are very well-used though so we'll have a think about how we might be able to highlight them better.

We'll come back when we've got something more useful to say!

RowanMumsnet
No worries : this board is comparatively quiet and so long as I do not get reported for bumping the thread : I may start a new one
then I'm happy to do the hard work
I had the same issue with my Ebay Me page when James the Pink left and his successor lost the pin on it

Old thread but useful for those facing debts due to COVID

Yes these spreadsheets are fantastic. Really helped me understand debt and mortgage payments /overpayments

@madcatladyforever

THis is the thread I was talking about

Bump. V useful thread

THis will be relevant to the Opening poster on a current thread

TiP has asked me to post on here to report that the spreadsheets have been fixed.

I'm just the messenger