Disagreement with OH over house hold bills!

[PositivePrana]

Please help! How much are your average monthly household bills?
Gas/Oil
Electric
Mortgage
Rates
Grocery shopping etc
There are 3 + dog in our house & we average have HUGE monthly bills but my OH disagrees with me about setting a budget. Need to understand a fuller picture of what is normal.

Gas - 38
Elec - 30
Mortgage - far too variable I think
Rates - 130 (if you mean council tax, which includes water in Scotland)
Food - 500 or so

That's for 2 adults and 1 kid and 1 baby, i'm not including pet spending.

Gas & Electric £150
Mortgage £600
Rates £64
Grocery shopping etc £450

1 adult, 2 children & big, draughty terrace

Wow Knit that's not very much for Gas or electric. We spend approx £75/month on electric and £100ish per month on gas. Is it more expensive in N.Ireland?
Hubby is peeved about £450 per month on groceries.

Thanks workshy, you guys are helping me out more than you know. I really need to get a joint household account set up, its been 9 years, about time I think!

Gas - £26
Elec - £40
Rates- £127

I'm in NI.

I appreciate that our gas bill is low but £100 per month for gas sounds ridiculous. Are you heating a stately home? Mine is an average 3 bed semi and I also have a gas hob and tumble drier.

I'm really stingy with my heating and my son is obsessed with turning out the lights

Gas/Oil I pay £83 for gas and electric combined but in credit at the moment as it is "summer"
Electric
Mortgage - £825 a month rent
Rates - Water £10/month Council tax tricky as paying back from when housing benefit miscalculated but I think overall should be about £85 a month
Grocery shopping etc not really sure - maybe about £300-£350 on food. Tend to do things in bits and pieces rather than main shops.

This is for one adult, two medium sized DC and one cat.

Gas- 45
Electric-25
Rates- council tax -130 water- 28
Rent- 550
Food 450 maybe 500 if I accounted everything including dog we are a family of 3 +dog, food has gone up so much recently I need to start meal planning to cut costs, dh's pack up is about 1/4 of food bills we also have tv licence and our sky/phone is £55

4lbs I wish, it's a draughty, damp ould (old, for those not from N.I!) money pit! I feel like I'm in the film somedays & that the stairs may fall off any day now!
Crap! May have to wear another layer!

Gas- £85
Elec- £55
Council tax- £215
Mortgage- £1100
Food- £400
.... That's for 2 adults and 2 children (aged 6 and 4) living in Scotland.

I would highly recommend setting yourself a budget and having different accounts etc. We did this a few months ago, when my wages changed to 4 weekly, but my DH's remained monthly, as we were getting all confused with direct debits/savings etc and never really Knew where we were at!! So now we have 5 accounts-
A bills account where all our DD's come out of
A spending account for petrol, groceries and general spending
A contingency fund where we pay a sum in each month to cover car tax, MOTs or and wee 'emergencies' that crop up
A holiday fund
A Christmas fund

I know that might seem excessive to some people but it totally works for me and I'm able to keep track of things much better than before. It means when I look in my spending account half way through the month, I know whether we're having a "good" month or whether we need to tighten our belts a bit, whereas before I could think we were doing really well, but then a mortgage payment came out and totally screwed us!!!!

P.s not all of those accounts have very much money in them!! Just realised it sounds like I'm a multi-millionaire or something, but I'm not by any stretch of the imagination!!!

Electric 70
Rates 140
Water 30
Tv/phone/broadband 40
I'm lucky I have no mortgage
Food about 350-450
This is for a detached house 2 children and me
Dog and cat cost extra

Oooh lumpy love it!
Thanks for the tips & info all! My DH & I are really useless at talking about things like this or organising finances, so it was a very heated discussion last night & as usual Mumsnet helped save my sanity/marriage! I was trying to suggest it was a good plan to set some budgets & DH was disgusted with me! He is a bit bonkers!
I'm getting a nice steak dinner cooked for me to make up for it! No more of that next month with my killer budgets! It will be budget beans on frozen toast!

Gas & electric £140/month

Oops posted too soon

Water £35/month
Food £500/month 2 adults kids
4 bed terrace. Draughty old Edwardian place
Phones- £140/month eeek writing it down makes it scary!
Council tax 140/month

Positiveprana- you just need to emphasise to your DH that by saving some money on the shopping etc, it leaves more money to be directed towards the "fun stuff"!!
It is hard to think about budgets etc when ur doing ok financially, and you do wonder, is there really any need?? But we find that by living quite carefully in terms of shopping (meal planning), petrol (thinking about our journeys) and just our general spending (always asking myself 'doI really want it/ need it?'), that it leaves more money to spend on holidays, Christmas and the fun stuff!
Enjoy your steak and good luck with the budgeting.

Mortgage £560.28
Water £25.00
Gas £60.00
Electric £65.00
Food £450.00

There's also the phone, broadband, TV license, insurance, council tax etc which is about anothe £285. Our gas and electric are about to drop by about £20 as we're switching.

We also do the different accounts for bills, spending, car, food, christmas etc. I hate thinking "ooh, we're doing well" only to realise that a dd hasn't come out yet. :(

I also monitor our budget closely, I have everything mapped out on a spreadsheet. DH and I each get a chunk to spend on whatever we like, together or separately, but the excess from the budget goes into savings as soon as we're paid so there's no chance of DH either of us frittering it away! :)

I think I need to get a more assertive!
I have fielded the Holiday/Christmas account etc & he is more suggestive today!

2 bed house, 2 adults.

£90 for gas+electric
£20 for water

council tax etc you can't control

Regarding joint accounts etc, if you are a team then you should both get the same amount of spending money.

You should have a joint account that pays for all joint spending - household bills (inc rent/mortgage), any spending related to the children, etc. You both decide how much needs to go into there, and you both decide how much to save.

Any left over money gets split between you evenly, into separate accounts where you don't have to explain or justify your spending - it is spending money for haircuts and handbags and golf clubs and anything else.

Gas/Oil & Electric - £100
Mortgage - £550
Rates (council tax and water) - £100
Grocery shopping etc - £300 food, £150 petrol / rail passes, £60 car insurance/breakdown/mot/tax so total £510

Total essential expenditure - £1250

Soon will have childcare costs of £200 pcm too.

Oh, should add, we also have a set amount we save (joint account) and each get £50 a week 'pocket money' for night out, clothes etc.

We don't holiday abroad (mainly as we don't enjoy it) so have an annual UK holiday which costs around £350.

We are a family of three (one DD, 7mo) and two cats.

mortgage is 800
council tax 150
water 50 (not a meter)
gas and elec 160
food etc about 400.

we are a 3 bed semi in north of England.

Gas not sure
Electric not sure
Mortgage about £500
rates £110
grocery shopping - DH has just reduced the bill (he shops) He was spending about £150 a week, has got it down to an average of £50 and then every few weeks has a top up of toiletries, laundry stuff etc and a farm shop for meat.
Holidays are one of our biggest expense probably about £10,000 a year.
We have about £150 'weekend money' - money to do whatever over the weekend, meals out, cinema, gigs, whatever.
clothes - no set budget - just buy whatever we need. Sometimes I have a big splurge and then I'm not interested in going near a shop for months.

Me DH and two teenagers.
Thinking about it - the teenagers are probably the biggest expense with their hobbies ( skking, snowboarding, shooting, ice hockey and mountain biking between them!)

I would be well off if I didn't have them!!!!

Dual fuel £156
Rates £205
Water: £77
No mortgage, paid off
Food £800 ish to include all booze, cleaning/household stuff too.
Me, DH, 1 adult child full time (ish!) 1 student child.

We have one joint current account, one joint credit card account with a card each which we use to get loyalty points and pay off each month and one savings account (better interest rate than loads of different ones). I run them all. DH has a pocket money account for his spending, I just use the joint account (same amount). Being an anal accountanty type I run a spreadsheet with budgets for all expenditure and log all the ins and outs. I always know to the nearest fiver what is in the bank