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Disagreement with OH over house hold bills!

35 replies

PositivePrana · 19/07/2012 23:03

Please help! How much are your average monthly household bills?
Gas/Oil
Electric
Mortgage
Rates
Grocery shopping etc
There are 3 + dog in our house & we average have HUGE monthly bills but my OH disagrees with me about setting a budget. Need to understand a fuller picture of what is normal.
Thanks

OP posts:
Carriemoo · 23/08/2012 22:38

Rent - 500
Gas and elec - 85
Water - 30
Council tax -97
Food - £40 a week

Thats for me, DP and DSS once a week.

Dp pays me a set amount a week which covers all the bills and a joint loan. Everything gets taken out of our joint account which i use as my day to day account and am trying to siphon off money to my personal account as spenditure. Well am trying anyway!

CogitoErgoSometimes · 24/08/2012 07:37

For a 3 bed semi and 2 people
Gas/Elec - £94/month duel fuel
Groceries - £80/week
Mortgage not really typical
Council Tax includes a single person discount

Telephone/BB/TV package - £45/month
Cash for incidentals - £50/week
Home insurance - £30/month
Savings for holidays, Christmas, emergencies etc - anything from £200-£500/month

I would recommend, before you do your budget, that you spend one day this bank holiday weekend with a list of all your direct debits and regular bills. Assuming they're all necessary expenditures, get yourself on comparison sites and see if you can reduce the regular things like gas, telephone, insurance etc. If you can save £5 or £10/month on three or four key regulars it can add up to several hundred a year quite easily

InMySpareTime · 24/08/2012 07:41

Gas & Elec £45 per month (but we have solar PV so the energy company pay us ~£60-£65 a month on top of that)
Council tax £120
Mortgage £880 (but we also overpay £200 on top of that)
Food £250 including alcohol
Water £45
That's for 2 adults, 2 DCs, no pets, a very well insulated semi in the North west.

MrsPnut · 24/08/2012 07:43

The best thing we did was get an electricity monitor, it is attached to the fridge and I am obsessed with getting the reading as low as possible. We've cut our electricity bill by over £150 a year since we got it.
If it shows a high reading then I go around the house looking for things to switch off.

blackteaplease · 24/08/2012 07:44

Gas/electric £56 but just switched so dropping to £49
water 56
Council tax 147
Groceries 250
this is for 2 adults and a toddler in a 3 bed new build

Mama1980 · 24/08/2012 07:45

Electric - 40 (no gas)
Water-30
Council tax-100
I have no mortgage or rent.
Food -about 300, I make a meal plan and stick to it mostly Wink
Other incidentals like clothes/shoes etc about 100 a month.

I live in a detached 3 bed in the east. For me a 14 year old and a 4 year old.

BeeBee12 · 24/08/2012 07:49

mortgage -355 we live down south but cheap interest rates at mo

72 - water

65 - gas and electric

240 - groceries with cleaning stuff and nappies for me dh and 2 kids

council tax - 97

Signet2012 · 31/08/2012 17:32

Mortgage - 403
Water - 33
Gas and Electric - 90
Council tax 112.00

Food - varies but around 200 a month for me, DP dog and a bump.

Im in north east uk

Margerykemp · 01/09/2012 11:12

Combined gas/elec (yr round dd) £80
Ctax £120
Mort (int only) £370
Food £400-600 pcm

ginmakesitallok · 02/09/2012 09:03

Gas and electric - around £80
Ctax - £230
Mortgage - £850
Groceries - £450 ish

4 bed, Me,DP and 2DC

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